Learn to apply easily for Rocket Loans

Transform the way you borrow money by understanding how to apply for Rocket Loans' personal loans. Fast funding and no hidden fees.


by Suzana Brito

01/19/2023 | Updated on 02/22/2023

Rocket Loans application: Fast funding and application

Rocket Loans Logo
Learn to apply easily for Rocket Loans. Source: The Mad Capitalist

Find out what it takes to apply for Rocket Loans! This lender provides a fast process, so there is no need to worry about complicated forms or lengthy wait times.


Personal Loan


Simple Fast Funding

Qualify with fair credit and borrow up to $45K.

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Plus, borrowers can qualify for up to $45,000 as loan amount. So what are you waiting for? Get the money you need fast! Keep reading to learn how to easily apply!

Online application

Rocket Loans are one of the biggest lenders in the U.S. and provide excellent features to its customers. Thus, they can count on a fast and simple application process.

The first step is as easy as visiting Rocket Loan’s website and exploring its offer. This quick and painless process requires only basic info such as name, address, etc.

After submitting your information, you’ll get a pre-approval status within minutes. Then it will tell you if you are eligible for a loan from Rocket Loans based on their criteria.

Each lender will have different terms and conditions, so read through them carefully before choosing one option over another.

After comparing all available offers, pick the one that best suits your needs and budget. Finally, once approved, funds are deposited into your account within 24 hours or less.



beautiful smiling asian businesswoman sitting at desk and using
Find out the requirements to qualify for Rocket Loans. Source: Adobe Stock

As with any lending service, borrowers must meet some eligibility requirements to qualify for this lender. These requirements include:

  • Having at least a 640 credit score;
  • Meet income requirements;
  • Be at least 18 years old;
  • Have a valid Social Security Number.


Apply using the app 

Rocket Loans has an app for contractors but not for customers. As a result, if you want to apply for this lender, you must visit the official website and follow the previously explained tips.

Rocket Loans vs. Prosper Personal Loan: which one is the best?

Rocket Loans and Prosper are both reputable providers of personal loans. Both offer competitive interest rates and terms. So, which one is the best? It depends on what’s important to you.

Rocket Loans may be a better option if you’re looking for a quick turnaround time, as they typically process applications faster than Prosper.

Prosper may be a better fit if you’re looking for more flexibility in terms of a joint loan. They allow co-signed loans and offer up to $50,000.

Compare interest rates and terms, and make the decision that’s right for you.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Rocket Loans

  • APR: 9.116% – 29.99%;
  • Loan Purpose:  Any purpose (except illegal activities and as a student loan); 
  • Loan Amounts: $2,000 to $45,000;
  • Credit Needed: At least 640;
  • Origination Fee: Up to 7%;
  • Late Fee:  $15;
  • Early Payoff Penalty: Not applied.

Prosper Personal Loan

  • APR: From 6.99% to 35.99%.
  • Loan Purpose: Debt consolidation, home improvement, medical bills, financing a car, going on vacation, etc;
  • Loan Amounts: From $2,000 to $50,000;
  • Credit Needed: 560 or higher;
  • Origination Fee: The origination fee ranges between 2.41% and 5%;
  • Late Fee:  The late fee will be 5% of the monthly payment amount or $15, whichever is greater;
  • Early Payoff Penalty: It doesn’t charge an early payoff fee.

Are you ready to take control of your finances? Check out our post below and find out how Prosper Personal Loan can help you reach your goals.

Prosper logo

How to apply for Prosper Personal Loan

Find out how to apply for the Prosper Personal Loan and quickly get the money you need. Read on!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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