Credit Cards

No annual fee: Apply for U.S. Bank Visa® Platinum Card

Learn how to apply for the U.S. Bank Visa® Platinum Card, a 0% intro APR card with no annual fee. Keep reading and learn more!

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Discover how to apply for the U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card
No annual fee: Apply for U.S. Bank Visa® Platinum Card. Source: The Mad Capitalist

Applications can be boring if we don’t know exactly what to expect. Follow this guide to apply for the U.S. Bank Visa® Platinum Card and understand the necessary information.

card

Credit Card

U.S. Bank Visa® Platinum

$0 annual fee Simple and Fast

Enjoy 0% intro APR on purchases and balance transfers for 18 billing cycles!

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This card offers a generous 18 billing cycles of 0% intro APR on purchases and balance transfers, perfect for transferring high-interest debt. Read on to learn how to apply!

Apply online

Before you apply for any credit card, you should know your credit score.

The U.S. Bank Visa® Platinum Card is a great option for those with good to excellent credit, but if your score is on the lower end, you may not be approved.

So after knowing your score, here is what you need to do.

1. Gather the necessary information

During the application, applicants must provide standard personal information such as their name, address, and Social Security number.

Plus, some financial information, such as your income and employment information.

2. Complete your application

The easiest way to apply for the U.S. Bank Visa® Platinum Card is by going to the U.S. Bank website and filling out an online application.

It takes just a few minutes to complete the application, and you’ll get an immediate decision on whether you’ve been approved.

You’ll receive your card in the mail within 7-10 business days if approved.

Apply using the app

Close up shot of young woman paying contactless on a POS in a shop. She is using her phone.
Apply using the app. Source: AdobeStock

The U.S. Bank Triple Cash Rewards Visa® Business Card is only available for application through their website or at a branch. You can’t apply for this great card via an app yet.

Multiple personalized credit card offers

Applying won't hurt your credit score

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U.S. Bank Visa® Platinum Card vs. Citi® Double Cash Card

The U.S. Bank Visa® Platinum Card offers a 0% intro APR for 18 months on purchases and balance transfers, one of the longest intro periods you’ll find on the market today.

Conversely, the Citi® Double Cash Card offers a 0% intro APR for 18 months on balance transfers. However, there’s no introductory APR for purchases.

Each option has unique features that could be just what you need. So discover more about them as follows.

U.S. Bank Visa® Platinum Card

  • Credit Score: Good-Excellent;
  • Annual Fee: $0;
  • Purchase APR: 0% intro APR for the first 18 billing cycles. Then, 19.49%-29.49% Variable APR;
  • Cash Advance APR: 29.99% variable APR;
  • Welcome Bonus: No welcome bonuses;
  • Rewards: No rewards.

Citi® Double Cash Card

  • Credit Score: Good-Excellent;
  • Annual Fee: $0;
  • Purchase APR: 18.99%-28.99% Variable APR;
  • Cash Advance APR: N/A;
  • Welcome Bonus: 0% intro APR on balance transfer for 18 months;
  • Rewards: Get 2% cash back on purchases, with 1% cash back when you pay and 1% when you buy the purchases.

Are you ready to double your cash-back earning potential?

Then if you consider applying for the Citi® Double Cash Card, check out our post below, and learn how easy it is to get started.

Citi logo

How do you get the Citi® Double Cash Card?

To get a lot of cashback and pay no annual fee, consider applying for the Citi® Double Cash Card. It's not called "double cash" for no reason. There's double cashback.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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