Credit Cards
Upgrade Cash Rewards Visa® review
Are you looking for a new credit card with no annual fee? Maybe the Upgrade Cash Rewards Visa® is the right choice for you. This article will show you its benefits.
Advertisement
Upgrade Cash Rewards Visa® review: high credit limits with unlimited cash back
The Upgrade Cash Rewards Visa® is different from other credit cards, and you’ll learn all about it in this review. When it comes to your finances, it’s important to have the right tools in your arsenal. A great way to start is by upgrading your regular credit card to one that offers better rewards.
In this blog post, we’ll take a look at the features of the Upgrade Cash Rewards Visa® and see if it might be a good fit for you. With bonus rewards on everyday purchases and no annual fee, this card offers a lot! Keep reading to learn more.
- Credit Score: Fair to Excellent;
- Annual Fee: $0;
- Regular APR: 14.99% – 29.99% variable APR;
- Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions.
- Rewards: 1.5% cashback, unlimited, earned every time you pay your credit card bill.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Upgrade Cash Rewards Visa®: is it legit?
If you need to make a slightly larger purchase but don’t want to take out a loan, using a regular credit card can cost you a lot in interest. The Upgrade Cash Rewards Visa® is perfect for this case.
Should you get this card?
This card is a go-to for people who frequently carry a balance and ends up paying a lot of interest upon it.
Advertisement
Pros
- This card charges no annual fee.
- People with average credit can qualify and be approved for a credit card.
- The 1.5% fixed cashback rate for every purchase with no limits has a good potential value for a rewards program.
- You can transfer funds from your card directly into your bank account.
- Get $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions.
Cons
- Just a few applicants will get higher credit limits. Most will get less than $20,000.
- This card is unavailable in DC, IA, WV, WI, GA and MA.
Advertisement
Credit scores required
Upgrade will not exclude any application just because it is not a person with a good or excellent score. If you have an average credit score, you can apply and have a chance of being approved.
However, the credit limit and APR conditions will differ depending on your creditworthiness.
Upgrade Cash Rewards Visa® application: how to do it?
The Upgrade Cash Rewards Visa® can be an excellent addition to your wallet, especially if you usually carry your card balance and don’t want to pay interest on the full amount from one month to the next.
Would you like to have this card? If yes, follow the instructions below to discover the application process.
Apply online
You can pre-qualify for an Upgrade Cash Rewards credit line. If you like the offer you receive, you can then proceed with the application.
On the Upgrade website, look for the card you chose and get started with your application. It consists of a simple form that asks for basic information. Just your full name, complete address, birthday, and income.
Also, create an account with a password and you’re ready to go. Upgrade will check which credit line you qualify for, and you’ll receive the offer in your email.
Moreover, you should know that this card is unavailable in DC, IA, WV, WI, GA and MA.
Apply using the app
Upgrade has a mobile app for you. Once you complete the application form on the website and conclude the application process, you can download it to check your balance, manage your expenses, and track your credit score.
Upgrade Cash Rewards Visa® vs. Upgrade Triple Cash Rewards Visa®
But Upgrade doesn’t have only one credit card. It also has the Upgrade Triple Cash Rewards Visa®, with the same features but double as much cash back as the Upgrade Cash Rewards Visa®.
Upgrade Cash Rewards Visa®
- Credit Score: You can get it with an average score;
- Annual Fee: Zero;
- Regular APR: 14.99% – 29.99% variable APR;
- Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions;
- Rewards: 1.5% cashback.
Upgrade Triple Cash Rewards Visa®
- Credit Score: Fair to excellent;
- Annual Fee: No annual fee;
- Regular APR: Variable 14.99% to 29.99 APR, depending on your creditworthiness;
- Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions;
- Rewards: Earn 3% cash back on selected categories and 1% cash back on everything else.
To apply for an Upgrade Triple Cash Rewards Visa®, check the following content with some tips about it.
How to get the Upgrade Triple Cash Rewards Visa®?
Apply for an Upgrade Triple Cash Rewards Visa®. You can make a big purchase and split your balance into fixed-rate installments.
Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.
Trending Topics
Breathwrk App review: A Breath of Fresh Air at the palm of your hands
Have you been looking for a fresh and new way to improve your breathing? Look no further than this Breathwork app review.
Keep ReadingBull vs bear market explained: understand how they affect you
In this article, we explore the bull vs. bear market, how they can impact your investments and the current state of the markets in the USA.
Keep ReadingHow much does a home inspection cost?
Are you wondering what is the home inspection cost? Don't worry! We'll answer this and other questions for you! Keep reading to learn more!
Keep ReadingYou may also like
Learn to apply easily for the SoFi Mortgage
Do you want to apply for a mortgage with SoFi mortgage? Read on to a complete guideline that covers all you need to know.
Keep ReadingHow to earn extra money online: your guide to getting started
Learn how to earn money online with our step-by-step guide. We'll show you the best ways to make extra money home today!
Keep ReadingCiti® / AAdvantage® Executive World Elite Mastercard® application: how does it work?
Learn how to apply for a Citi® / AAdvantage® Executive World Elite Mastercard® quickly and online to earn the best miles. Read on!
Keep Reading