Credit Cards
Upgrade Cash Rewards Visa® review
Are you looking for a new credit card with no annual fee? Maybe the Upgrade Cash Rewards Visa® is the right choice for you. This article will show you its benefits.
Advertisement
Upgrade Cash Rewards Visa® review: high credit limits with unlimited cash back
The Upgrade Cash Rewards Visa® is different from other credit cards, and you’ll learn all about it in this review. When it comes to your finances, it’s important to have the right tools in your arsenal. A great way to start is by upgrading your regular credit card to one that offers better rewards.
In this blog post, we’ll take a look at the features of the Upgrade Cash Rewards Visa® and see if it might be a good fit for you. With bonus rewards on everyday purchases and no annual fee, this card offers a lot! Keep reading to learn more.
Upgrade Cash Rewards Visa®
If you're wondering how to get an Upgrade Cash Rewards Visa®, read this article with the step-by-step. This card has no annual fee and gives you cash back.
- Credit Score: Fair to Excellent;
- Annual Fee: $0;
- Regular APR: 14.99% – 29.99% variable APR;
- Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions.
- Rewards: 1.5% cashback, unlimited, earned every time you pay your credit card bill.
Upgrade Cash Rewards Visa®: is it legit?
If you need to make a slightly larger purchase but don’t want to take out a loan, using a regular credit card can cost you a lot in interest. The Upgrade Cash Rewards Visa® is perfect for this case.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Should you get this card?
This card is a go-to for people who frequently carry a balance and ends up paying a lot of interest upon it.
Pros
- This card charges no annual fee.
- People with average credit can qualify and be approved for a credit card.
- The 1.5% fixed cashback rate for every purchase with no limits has a good potential value for a rewards program.
- You can transfer funds from your card directly into your bank account.
- Get $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions.
Cons
- Just a few applicants will get higher credit limits. Most will get less than $20,000.
- This card is unavailable in DC, IA, WV and WI.
Credit scores required
Upgrade will not exclude any application just because it is not a person with a good or excellent score. If you have an average credit score, you can apply and have a chance of being approved.
However, the credit limit and APR conditions will differ depending on your creditworthiness.
Upgrade Cash Rewards Visa® application: how to do it?
The Upgrade Cash Rewards Visa® can be an excellent addition to your wallet, especially if you usually carry your card balance and don’t want to pay interest on the full amount from one month to the next.
Would you like to have this card? If yes, read the content we wrote about the application process.
Upgrade Cash Rewards Visa®
If you're wondering how to get an Upgrade Cash Rewards Visa®, read this article with the step-by-step. This card has no annual fee and gives you cash back.
*Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer.
Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
Trending Topics
Citi® Secured Mastercard® review: Build your credit history from scratch
Read on to a Citi® Secured Mastercard® review and find out its pros and cons and how it can help you build your credit.
Keep Reading
National School Lunch Program (NSLP): Assistance for Children
Discover how the National School Lunch Program (NSLP) provides assistance to poverty-stricken children and families. Learn more!
Keep Reading
8 tips on how to make the most from refinancing
If you're looking to make the most of refinancing, getting well informed about this is vital. With these 8 tips, you'll be ready for it.
Keep ReadingYou may also like
Learn to apply easily for the Red Arrow Loans
With Red Arrow Loans, you can apply quickly and easily and deposit the money into your account immediately. Read on to learn how!
Keep Reading
Apply for the BMO Ascend World Elite®* Mastercard®*
Apply for the BMO Ascend World Elite®* Mastercard®* to unlock elite travel rewards, extensive insurance, and exclusive luxury perks.
Keep Reading
20 Effective Ways to Save Money That You Can Start Today
Stop living paycheck-to-paycheck: Learn how to save money in 20 different ways. Keep reading to explore alternatives!
Keep Reading