Credit Cards

Upgrade Cash Rewards Visa® review

Are you looking for a new credit card with no annual fee? Maybe the Upgrade Cash Rewards Visa® is the right choice for you. This article will show you its benefits.

Advertisement

Upgrade Cash Rewards Visa® review: high credit limits with unlimited cash back

Upgrade Cash Rewards Visa® review
Upgrade Visa® Card with Cash Rewards review. Source: The Mad Capitalist.

The Upgrade Cash Rewards Visa® is different from other credit cards, and you’ll learn all about it in this review. When it comes to your finances, it’s important to have the right tools in your arsenal. A great way to start is by upgrading your regular credit card to one that offers better rewards.

In this blog post, we’ll take a look at the features of the Upgrade Cash Rewards Visa® and see if it might be a good fit for you. With bonus rewards on everyday purchases and no annual fee, this card offers a lot! Keep reading to learn more.

Upgrade Cash Rewards Visa®

Upgrade Cash Rewards Visa®

If you're wondering how to get an Upgrade Cash Rewards Visa®, read this article with the step-by-step. This card has no annual fee and gives you cash back.

  • Credit Score: Fair to Excellent;
  • Annual Fee: $0;
  • Regular APR: 14.99% – 29.99% variable APR;
  • Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions.
  • Rewards: 1.5% cashback, unlimited, earned every time you pay your credit card bill.

Upgrade Cash Rewards Visa®: is it legit?

If you need to make a slightly larger purchase but don’t want to take out a loan, using a regular credit card can cost you a lot in interest. The Upgrade Cash Rewards Visa® is perfect for this case.

Should you get this card?

Upgrade Cash Rewards Visa® review
You can make a bigger purchase with your Upgrade Cash Rewards Visa®. Source: Upgrade.

This card is a go-to for people who frequently carry a balance and ends up paying a lot of interest upon it.

Pros

  • This card charges no annual fee.
  • People with average credit can qualify and be approved for a credit card.
  • The 1.5% fixed cashback rate for every purchase with no limits has a good potential value for a rewards program.
  • You can transfer funds from your card directly into your bank account.
  • Get $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions.

Cons

  • Just a few applicants will get higher credit limits. Most will get less than $20,000.
  • This card is unavailable in DC, IA, WV and WI.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit scores required

Upgrade will not exclude any application just because it is not a person with a good or excellent score. If you have an average credit score, you can apply and have a chance of being approved.

However, the credit limit and APR conditions will differ depending on your creditworthiness.

Upgrade Cash Rewards Visa® application: how to do it?

The Upgrade Cash Rewards Visa® can be an excellent addition to your wallet, especially if you usually carry your card balance and don’t want to pay interest on the full amount from one month to the next.

Would you like to have this card? If yes, read the content we wrote about the application process.

Upgrade Cash Rewards Visa®

Upgrade Cash Rewards Visa®

If you're wondering how to get an Upgrade Cash Rewards Visa®, read this article with the step-by-step. This card has no annual fee and gives you cash back.

*Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer.

Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

Trending Topics

content

Application for the Capital One Savor Rewards Credit Card: how does it work?

Learn how to apply for the Capital One Savor Rewards Credit Card and get unlimited cash back on dining, entertainment, and more!

Keep Reading
content

BMO CashBack® Business Mastercard®* Review

Maximize business spending with the BMO CashBack® Business Mastercard®*, offering valuable perks for savvy entrepreneurs.

Keep Reading
content

Apply for MoneyLion Loans: Easy Credit Builder

Stuck in credit limbo? Keep reading to learn how to apply for MoneyLion Loans to the rescue! NO hard inquiry!

Keep Reading

You may also like

content

U.S. Bank Triple Cash Rewards Visa® Business Card application

Discover what is necessary to apply for the U.S. Bank Triple Cash Rewards Visa® Business Card. Pay no annual fee! Keep reading and learn!

Keep Reading
content

Hassle-free process: Apply for Avant Credit Card

Building better credit has never been easier. Apply for an Avant Credit Card online with a soft pull and enjoy the benefits immediately!

Keep Reading
content

How to request Capital One SavorOne Cash Rewards Credit Card

Learn how to apply for the Capital One SavorOne Cash Rewards Credit Card today and enjoy unlimited cash back with no annual fee!

Keep Reading