Best Egg Personal Loans review: how does it work and is it good?

Are you looking for a personal loan? Read the Best Egg Personal Loans review before you apply. Check rates, terms, and features to find the best deal for you!


by Suzana Brito

Published on 11/06/2022

Best Egg Personal Loans: The easy way to get out of debt!

Best egg logo on a blue background
Understand how Best Egg Personal Loans work. Read on! Source: Best Egg Facebook

A personal loan may be the answer if you need some quick cash. And if you’re looking for a reputable and trustworthy lender, check out this Best Egg Personal Loans review.

Best egg logo

How to apply for Best Egg Personal Loans

We'll show you how easy it is to apply for Best Egg Personal Loans. Plus, learn about the benefits of borrowing with this top lender. Check it out!

This article will closely examine how Best Egg works and review some pros and cons of borrowing from this company. So whether you’re considering applying for a loan or want to know more about Best Egg, read on!

  • APR: Variable APR from 7.99% to 35.99%;
  • Loan Purpose: Debt consolidation and credit card refinancing, home improvements, taxes, moving expenses, medical bills, auto repair, travel and events, baby, and adoption;
  • Loan Amounts: $2,000–$50,000;
  • Credit Needed: At least 640;
  • Origination Fee: Between 0.99% and 5.99% of the loan amount;
  • Late Fee: $15;
  • Early Payoff Penalty: Best Egg Personal Loan doesn’t charge any early payoff penalty.

What is the Best Egg Personal Loan?

Concept of loan with icons on wooden cubes
Discover who this loan is for. Read on! Source: Adobe Stock

What is the Best Egg Personal Loan? Best Egg is an online lending platform that offers both secured and unsecured loans.

It’s available in the United States, except for Iowa, Vermont, West Virginia, the District of Columbia, and U.S. Territories.

Best Egg personal loans range from $2,000 to $50,000. However, some states have a different minimum amount:

  • Massachusetts: $6,500;
  • New Mexico and Ohio: $5,000;
  • Georgia: $3,000.

Borrowers can take this personal loan for various purposes, including debt consolidation, home improvements, taxes, and more.

Also, Best Egg has Direct Pay options to credit card debt consolidation. It makes it easier and more convenient.

Best Egg personal loans have a minimum term of 36 months and a maximum of 60 months.

Is the Best Egg Personal Loan good?

Best Egg personal loans are a good option for those looking for a personal loan with manageable monthly payments.

You can find out if it’s good for you by looking at its pros and cons:


  • The application process is online;
  • You can choose Direct Pay deposit to consolidate your credit card debt;
  • The loan amounts start from $2,000 in most states.


  • It’s not available for all states;
  • It charges an origination fee.

Multiple personalized loan offers up to $100K

Applying won't hurt your credit score

You will be redirected to another website

Does the Best Egg Personal Loan check credit scores?

Best Egg Personal Loan checks credit scores and requires a minimum of 640 to apply.

Want to get the Best Egg Personal Loans? We will help you!

If you enjoyed the Best Egg Personal Loans review, stay tuned to learn more about this option.

Check out the application post below, and learn how to start the process without hassles. Read on!

Best egg logo

How to apply for Best Egg Personal Loans

We'll show you how easy it is to apply for Best Egg Personal Loans. Plus, learn about the benefits of borrowing with this top lender. Check it out!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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