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Upgrade Cash Rewards Visa® application: how does it work?
You can apply for an Upgrade Cash Rewards Visa® in a couple of minutes without leaving your house to do it. Learn how to apply online for your new credit card.
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by Julia Bermudez
Upgrade Cash Rewards Visa®: 1.5% cash back on every purchase

You can apply for the Upgrade Cash Rewards Visa® to get cash back for everyday purchases. The card has no annual fee, making it an excellent option for anyone looking for a good rewards card.
In this post, we’ll take a closer look at how the application process for this card works. You can apply even if you don’t have a perfect credit score, and the credit limit it has to offer are high. You can get up to a $25,000 credit line depending on your creditworthiness.
So if you’re interested in learning more about this unique credit card, keep reading!
Apply online

You can pre-qualify for an Upgrade Cash Rewards credit line. If you like the offer you receive, you can then proceed with the application.
On the Upgrade website, look for the card you chose and get started with your application. It consists of a simple form that asks for basic information. Just your full name, complete address, birthday, and income.
Also, create an account with a password and you’re ready to go. Upgrade will check which credit line you qualify for, and you’ll receive the offer in your email.
Moreover, you should know that this card is unavailable in DC, IA, WV and WI.
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You will be redirected to another website
Apply using the app
Upgrade has a mobile app for you. Once you complete the application form on the website and conclude the application process, you can download it to check your balance, manage your expenses, and track your credit score.
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Upgrade Cash Rewards Visa® vs. Upgrade Triple Cash Rewards Visa®
But Upgrade doesn’t have only one credit card. It also has the Upgrade Triple Cash Rewards Visa®, with the same features but double as much cash back as the Upgrade Cash Rewards Visa®.
Upgrade Cash Rewards Visa®
- Credit Score: You can get it with an average score;
- Annual Fee: Zero;
- Regular APR: 14.99% – 29.99% variable APR;
- Welcome bonus: $200 bonus after opening a Rewards Checking account and making 3 debit card transactions;
- Rewards: 1.5% cashback.
Upgrade Triple Cash Rewards Visa®
- Credit Score: Fair to excellent;
- Annual Fee: No annual fee;
- Regular APR: Variable 14.99% to 29.99 APR, depending on your creditworthiness;
- Welcome bonus: $200 bonus after opening a Rewards Checking account and making 3 debit card transactions;
- Rewards: Earn 3% cash back on selected categories and 1% cash back on everything else.
To apply for an Upgrade Triple Cash Rewards Visa®, check the following content with some tips about it.

How to get the Upgrade Triple Cash Rewards Visa®?
Apply for an Upgrade Triple Cash Rewards Visa®. You can make a big purchase and split your balance into fixed-rate installments.
*Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
About the author / Julia Bermudez
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