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Citi® Diamond Preferred® Card application: how does it work?

Do you want to apply for a Citi® Diamond Preferred® Card? Stay tuned to its eligibility requirements and application guide. Keep reading!

by Suzana Brito

10/17/2022 | Updated on 02/07/2023

Citi® Diamond Preferred® Card: One of the longest intro APR offers on the market

Find out how the Citi® Diamond Preferred® Card application works! Source: Citi®

Have you ever dreamed of a credit card with no annual fee and an introductory APR of 0% for the first 12 months for purchases? If so, the Citi® Diamond Preferred® Card could be the perfect fit for you.

Credit Card

Citi® Diamond Preferred®

intro APR no annual fee

0% intro APR for purchases and balance transfers.

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But how does the application process work, and what are the requirements? Keep reading to learn more.

Apply online

Blonde woman using her laptop — Follow the step-by-step to apply. Read on! Source: Pexels

The Citi® Diamond Preferred® Card has an online application that will take minutes. It requires all your personal information to be submitted, including income details.

Once you submit your information in the application form, you might receive an approval answer in a few minutes.

Still, you must have good credit, be 18 years old or older, and be a U.S resident to apply for this card.

Apply using the app

Citibank® mobile app is available for iPhones and Android devices for free. With it, you can manage your account and check your balances.

The downside? It doesn’t allow users to apply for cards through this platform, so we recommend accessing their website or calling if that interests you most.

Citi® Diamond Preferred® vs. Applied Bank® Gold Preferred® Secured Visa®

If you want to rebuild your score, we can show you a different credit card option!

While the Citi® Diamond Preferred® is a credit card for people who want to pay down debts, the Applied Bank® Gold Preferred® Secured Visa® is suitable to repair your score.

It doesn’t require a credit check and is available to anyone with a security deposit. Have a look at the comparison below:

Citi® Diamond Preferred® Card

Credit Score: Good to Excellent;
Annual Fee: $0;
Regular APR: 0% intro APR for purchases in the first 12 months (from account opening) and 0% APR for 21 months on balance transfers (from the date of first transfer). After that, it’ll be a variable APR of 17.49% – 28.24% (depending on your creditworthiness) *Balance transfers must be completed within 4 months of account opening; 29.74% variable APR for cash advances;
Welcome bonus: N/A;
Rewards: N/A.
Terms apply.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Applied Bank® Gold Preferred® Secured Visa® Card

Credit Score: No credit check;
Annual Fee: See terms;
Regular APR: 9.99% fixed APR on purchases;
Welcome bonus: None;
Rewards: None.

Can the Applied Bank® Gold Preferred® Secured Visa® Card be the best option for your finances? If so, check out our post below to learn all about how to apply for it!

Applied Bank® Gold Preferred® Secured Visa® Credit Card

Applied Bank® Gold Preferred® Secured Visa® Card

Wondering how to apply for the Applied Bank® Gold Preferred® Secured Visa® Card? Learn everything you need to know here, including application requirements.

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.