In this Merrick Bank Personal Loan review you will learn whether this is the right loan for you, its pros and cons, and if you decide to get it we can show you how. Stick around!

How about not taking a huge blow to your credit score right from the get go? Merrick Bank will only make its hard pull on you when and if you decide to take the loan. Before that it will only run a soft inquiry which, if you decide not to move forward, will barely scratch your credit score.

Once you submit your application you can expect approval within a day or two, and loans range from $2,500 up to $12,000. Once you’ve been approved for the loan, your funds should show up in about a day or two.

Check out some important numbers for Merrick Bank’s offer.

Merrick Bank is the perfect place for people with less than perfect credit scores. They provide an alternative to traditional banks that caters specifically towards this population of consumers, helping them get back on their feet and eventually buy homes or cars in some cases. They offer a range of financial products including personal loans with a 5% origination fee for people:

Merrick Bank Personal Loan reports to all three major credit bureaus, so paying your balance on-time will help build a consistent history that is needed for good card offers or even better loans.

See the pros and cons of this loan next in our Merrick Bank Personal Loan review.

Merrick Bank Personal Loans are available to applicants with fair credit, and the minimum accepted score is 580. So credit requirements are not too high. But of course the closer you are towards excellence on your reportable information such as income or assets, the higher are your chances of being approved for this loan!

Applying for this personal loan is a simple and straightforward process which takes only a few minutes to complete. Everything is done online through Merrick Bank’s website. If you’d like to know what you must have at hand when you decide to apply, as well as a step-by-step guide on how to do it, click the link below. We have everything ready for you there.