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Surge® Platinum Mastercard® credit card review: credit limit even for the lowest scores

If you have a bad score or no score, this is an excellent way to fix it. Learn more about the advantages of this card and what makes it so successful in our Surge® Platinum Mastercard® credit card review!

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Surge® Platinum Mastercard® credit card: a handy tool to fix your limited credit

Surge Mastercard® credit card
Find out the benefits Surge® Platinum Mastercard® credit card has to offer. Source: Continental Finance

Do you have a bad credit score? Are you looking for a way to get back on your feet financially? If so, then the Surge Surge® Platinum Mastercard® credit card review will show you what to do.

This credit card is made specifically for consumers with bad credit, so it might help you rebuild your credit history. Still, you can check your score for free.

Surge Mastercard® credit card

How to apply to Surge® Platinum Mastercard®

A credit card can be the best choice if you want to build your score. Read on to learn how to apply for the Surge® Platinum Mastercard®!

Plus, the Surge® Platinum Mastercard® comes with many other benefits, including up to a $1,000 credit limit. And that doubles up to $2,000 over time. Great, isn’t it?

So if you’re looking for a way to improve your finances, stay tuned to our Surge® Platinum Mastercard® credit card review, and see if it is worth considering.

  • Credit Score: See website for details;
  • Annual Fee: $75 – $125;
  • Regular APR: 29.99% variable APR;
  • Welcome bonus: N/A;
  • Rewards: N/A.

Surge® Platinum Mastercard® credit card: how does it work?

Writing note showing Bad Credit Question We Can Help. Business concept for Borrower with high risk Debts Financial White pc keyboard with note paper above the white background
See how Surge® Platinum Mastercard® will improve your score. Source: Adobe Stock

Continental Finance services are responsible for the Surge® Platinum Mastercard® credit card. It is one of the country’s best-rated agencies for credit rebuilding.

Surge® Platinum Mastercard® is for people with limited or poor credit. Because of that, one of the major advantages of this card is that it can help you improve your credit score.

It also reports your payments to the three credit bureaus in the country.

So, if you make payments on time, you may boost your score and even be eligible for a higher credit limit (up to $2,000).

On the one hand, it is considered a very high credit limit for a ruined score’s unsecured card.

On the other hand, you’ll have to pay one of the highest APRs in the market: a $29.99 variable for purchases.

Another negative point is the annual fee of $75 to $125. It is relatively expensive, and the terms don’t clarify how this fee is applied from consumer to consumer.

In addition, you’ll still have to consider up to $120 in monthly fees (combined annually) after the first year. The Surge® Platinum Mastercard® does not offer rewards or bonuses, either.

Surge® Platinum Mastercard® credit card: should you get one?

Surge® Platinum Mastercard® works as an intermediary on your way to raising your poor score. However, there are less expensive options to do it.

But if you like the idea of its attractive credit limit and want to know more before deciding whether to apply for one, have the pros and cons in mind.

Pros

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time).
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian.
  • Initial Credit Limit of $300 – $1,000 (subject to available credit).
  • Monthly reporting to the three major credit bureaus.
  • See if you’re Pre-Qualified without impacting your credit score.
  • Fast and easy application process; results in seconds.
  • Online account access 24/7.
  • Checking Account Required.

Cons

  • High APR;
  • No bonuses;
  • No rewards;
  • High fees.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit score required

The Surge® Platinum Mastercard® credit card accepts applicants of all credit scores. However, it aims for the lowest ones to repair credit history.

Surge® Platinum Mastercard® credit card application: how to do it?

Do you like the Surge® Platinum Mastercard® above all the options available to rebuild your limited credit? Then, find out how to apply for this card.

It will only take you a few minutes to find out all the requirements to qualify. You can read our post below to learn all about the application process!

Surge Mastercard® credit card logo

How to apply for Surge® Platinum Mastercard®

A credit card can be the best choice if you want to build your score. Read on to learn how to apply for the Surge® Platinum Mastercard® credit card!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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