Reviews

Surge® Platinum Mastercard® credit card application: how does it work?

Do you want to build your credit score with the help of a credit card? If so, read our post to learn how to apply for the Surge® Platinum Mastercard® credit card!

Surge® Platinum Mastercard® credit card: apply online and get a response in minutes!

Surge® Platinum Mastercard® credit card came to fix your bad credit.

It’s no secret that a good credit score is key to unlocking all sorts of opportunities in life. It means you can get the best interest rates on mortgages, car loans, and more.

Credit Card

Surge Platinum Mastercard

build credit bad credit

If you have a bad score or no score, this card is great to fix it.

You will be redirected to another website

But what if your score is less than perfect? Don’t worry – there are still ways to get ahead. One option is to apply for a Surge® Platinum Mastercard® credit card.

Below, you’ll find all you should know about the application for this card.

Apply online

Surge® Platinum Mastercard® benefits — Understand how to apply for Surge® Platinum Mastercard®. Read on! Source: Surge.

The pre-qualification for the Surge® Platinum Mastercard® starts with an online application on their website.

On what concerns the requirements to qualify, have a look at them:

You must be at least 18 years old;
You must be a US resident;
You must have a valid social number to apply;
A checking account is necessary.

You are ready to start the process if you thick all the boxes. Then you’ll have to answer personal and financial questions there.

After that, you need to submit the pre-qualification forms for their analysis. In a few hours, you’ll receive denial or approval feedback.

Then, you can decide whether to finish your application or not. If you aren’t accepted, don’t worry! Because that won’t affect your credit history.

Apply using the app

The Surge® Platinum Mastercard® app is available for you to monitor your account. However, it is not possible to apply using it. You must use their website to do that.

Surge® Platinum Mastercard® credit card vs. Total Visa® Card

It has similar features and reports to the three credit bureaus, which will also help brush up your credit. Let’s see the comparison between them:

Surge® Platinum Mastercard® credit card

Credit Score: See website for Details;
Annual Fee: $75 – $125;
Monthly Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month);
Regular APR: 35.90% fixed APR;
Welcome bonus: N/A;
Rewards: N/A.

Total Visa® Card

Credit Score: Bad to fair;
Annual Fee: $75 in the first year and $48 after;
Regular APR: 34.99% for purchases and cash advances;
Welcome bonus: N/A;
Rewards: N/A.

And if you like the Total Visa® Card features, you can check out our post below to learn how to apply for it!

Application for the Total Visa® Card

Learn how to apply for the Total Visa® credit card and get your credit history restored. It is a good solution if you want to rebuild your credit or fix poor credit!

Keep Reading