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Surge® Platinum Mastercard® credit card application: how does it work?

Do you want to build your credit score with the help of a credit card? If so, read our post to learn how to apply for the Surge® Platinum Mastercard® credit card!

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by Suzana Brito

09/01/2022 | Updated on 01/03/2023

Surge® Platinum Mastercard® credit card: apply online and get a response in minutes!

Surge Mastercard® credit card logo
Find out all about the Surge® Platinum Mastercard® application. Keep reading! Source: Continental Finance

Surge® Platinum Mastercard® credit card came to fix your bad credit.

It’s no secret that a good credit score is key to unlocking all sorts of opportunities in life. It means you can get the best interest rates on mortgages, car loans, and more.

card

Credit Card

Surge Platinum Mastercard

build credit bad credit

If you have a bad score or no score, this card is great to fix it.

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But what if your score is less than perfect? Don’t worry – there are still ways to get ahead. One option is to apply for a Surge® Platinum Mastercard® credit card.

Below, you’ll find all you should know about the application for this card.

Apply online

cyber security in two-step verification, Login, User, identification information security and encryption, Account Access app to sign in securely or receive verification codes by email or text message.
Understand how to apply for Surge® Platinum Mastercard®. Read on! Source: Adobe Stock

The pre-qualification for the Surge® Platinum Mastercard® starts with an online application on their website.

On what concerns the requirements to qualify, have a look at them:

  • You must be at least 18 years old;
  • You must be a US resident;
  • You must have a valid social number to apply;
  • A checking account is necessary.

You are ready to start the process if you thick all the boxes. Then you’ll have to answer personal and financial questions there.

After that, you need to submit the pre-qualification forms for their analysis. In a few hours, you’ll receive denial or approval feedback.

Then, you can decide whether to finish your application or not. If you aren’t accepted, don’t worry! Because that won’t affect your credit history.

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Apply using the app

The Surge® Platinum Mastercard® app is available for you to monitor your account. However, it is not possible to apply using it. You must use their website to do that.

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Surge® Platinum Mastercard® credit card vs. Total Visa® Card

It has similar features and reports to the three credit bureaus, which will also help brush up your credit. Let’s see the comparison between them:

Surge® Platinum Mastercard® credit card

  • Credit Score: All scores;
  • Annual Fee: $300 Credit Limit à $75 Annual Fee Year 1, $99 Annual Fee Year 2; $500, $750, $1,000 Credit Limits à $125 Annual Fee;
  • Regular APR: 29.99% variable APR;
  • Welcome bonus: N/A;
  • Rewards: N/A.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Total Visa® Card

  • Credit Score: Bad to fair;
  • Annual Fee: $75 in the first year and $48 after;
  • Regular APR: 34.99% for purchases and cash advances;
  • Welcome bonus: N/A;
  • Rewards: N/A.

And if you like the Total Visa® Card features, you can check out our post below to learn how to apply for it!

Total Visa® Card

Application for the Total Visa® Card

Learn how to apply for the Total Visa® credit card and get your credit history restored. It is a good solution if you want to rebuild your credit or fix poor credit!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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