Reviews

Revvi Card: credit card for bad credit with cashback

The Revvi Card double checks the benefits to rebuild your credit. Without a secured deposit, it offers 1% cash back on purchases. Read our review to learn more!

Advertisement

Revvi Card: Get 1% cash back on purchases

Revvi Card review
Meet the Revvi Card. Source: The Mad Capitalist.

If you have a bad score, our Revvi Card review can help. This visa credit card doesn’t require perfect history.

Revvi is excellent for people like you who might have had some bumps in the road but are now ready to rebuild their credit.

Revvi

Revvi Card application: how does it work?

Earn cash back on all your purchases without worrying about a secured deposit. See how to apply for the Revvi Card and enjoy its benefits!

Also, you’ll get cash back on all of your purchases! The application is quick and easy – you’ll get a response in seconds!

Do you want to learn more about Revvi Card? Then check out our review. We’ll go through everything you need to know.

Revvi Card: how does it work?

Revvi Card review
Learn more about the Revvi card. Source: Revvi.

The Revvi Card is a good option for people with bad credit. This card offers rewards, which can help you save money.

It is also a good option for borrowing money in emergencies.

Revvi card is an unsecured card that comes with benefits. First, it won’t charge a deposit. Also, cardholders get 1% cashback on all card payments. Great, isn’t it?

It offers a minimum credit limit of $300 and doesn’t consider credit history.

On the other hand, in case rebuilding your credit is your priority at the moment, this might be an expensive choice.

This credit card charges some fees that can cost you many extra dollars:

  • You’ll pay a one-time program fee of $95 to start using the card;
  • Also, there is a $75 annual fee for the first year;
  • After that, be ready to pull out the $48 annual fee. Plus, there is no monthly fee for the first year and $8.25 after.

In addition, the card’s 35.99% APR is compounded monthly. So, any outstanding amount you carry from month to month will quickly build up interest charges.

Another thing to remember is that if you don’t have a checking account, you won’t be able to apply for this credit card.

Revvi Card: should you get one?

Revvi Card gives you both benefits and disadvantages. You need to weigh them carefully before choosing because your credit score can get even lower if you don’t pay on time.

Thinking about that, we’ve gathered some pros and cons to consider before you decide whether or not you should apply. 

Pros

  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card.
  • Perfect credit not required.
  • $300 credit limit (subject to available credit).
  • Checking account required.
  • Opportunity to request credit limit increase after twelve months, fee applies.
  • *See Rates, Fees, Costs & Limitations for complete offer details.
  • Fast and easy application; response provided in seconds.
  • Easy-to-use mobile app for management on the go!
  • Reports monthly to all three major credit bureaus.
  • Manageable monthly payments.
  • Secure online application with fast response.
  • Build your credit score with on-time payments and keeping your balance below the credit limit.
  • Opportunity to request credit limit increase after twelve months, fee applies.
  • *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details.

Cons

  • Expensive fees.
  • High APR.
  • Checking account required.
  • One-time fee.
  • No signing up bonuses.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit score required

The score required for Revvi Card is low. They accept applicants from the worst to the best credit history. So, it’s an alternative to rebuilding or building a credit history.

Revvi Card application: how to do it?

In case the Revvi Card is what you are looking for, don’t miss our review of its online application process.

It will only take some minutes of your time; check it out in our post below.

Revvi

Revvi Card application: how does it work?

Earn cash back on all your purchases without worrying about a secured deposit. See how to apply for the Revvi Card and enjoy its benefits!

Trending Topics

content

Wells Fargo Active Cash® Card application: how does it work?

Learn how to apply for a Wells Fargo Active Cash® Card. Earn 2% cash back on purchases! Read on to learn more!

Keep Reading
content

Up to 5% back: Discover It® Student Cash Back Card review

Are you a student in search of a rewards card to establish credit? Then read this Discover It® Student Cash Back Card review - $0 annual fee!

Keep Reading
content

Sable debit card review: is it legit and worth it?

Getting a Sable debit card is as simple as using it. Improve your financial management with no fees and get cashback for it.

Keep Reading

You may also like

content

Secured vs unsecured credit card: which one is right for you?

Wondering if you should get a secured vs. unsecured credit card? Here's what you need to know about both options. Read on!

Keep Reading
content

Stimulus Check: see how to apply

Find out how to apply for a Stimulus check, learn if you are eligible, and more. Up to $1,400 per adult. Keep reading to learn all about it.

Keep Reading
content

First Citizens Bank Smart Option Card Review: $0 annual fee

First Citizens Bank Smart Option Credit Card Review: Get a 0% APR intro offer to transfer your balance. Also, learn the pros and cons!

Keep Reading