Read on to learn about a card that can boost your score and give you perks!
Total Visa® Card, a good option to improve your score!
Advertisement
The Total Visa® Card is ideal for boosting your credit score. With no need for a secured deposit, you can apply quickly and online right now. Enjoy all the benefits of a credit limit, better conditions for your purchases, and daily expenses with more financial control.
The Total Visa® Card is ideal for boosting your credit score. With no need for a secured deposit, you can apply quickly and online right now. Enjoy all the benefits of a credit limit, better conditions for your purchases, and daily expenses with more financial control.
You will remain in the same website
Wouldn't it be great to have a Total Visa® Credit Card? With this card, you'll enjoy many advantages other cards can't offer. Check out the four main perks!
You will remain in the same website
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
The Total Visa® Card is a financial companion designed to weave your path through the intricate tapestry of credit rebuilding.
Navigating the labyrinth of credit improvement becomes a tad simpler with a tool that not only grants purchasing power but also extends a gentle hand towards enhancing your credit score.
Let's delve into a meticulous breakdown of the benefits and caveats this card encapsulates.
Strengths and Special Offerings
- Credit Rebuilding Assistance: Reporting to all three major credit bureaus, this card aids in gradually elevating your credit stature with diligent use and payment.
- Cash Back Perk: A rare find in the credit-rebuilding arena; enjoy a 1% cash back on your card payments, injecting a dose of reward into your responsible financial behavior.
- All-Credit Welcome: Inclusive of diverse credit histories, it offers a sanctuary for those rebounding from credit challenges.
- Manageable Credit Line: The $300 credit line, while seemingly modest, serves to assist in managing utilization and avoiding overwhelming debt.
- Online Accessibility: Manage your account effortlessly with an intuitive online platform, providing a seamless user experience and easy account oversight.
Limitations to Consider
- Layered Fees: Navigate through a spectrum of fees, including annual, maintenance, and a one-time program fee, demanding meticulous budgeting and awareness.
- High APR: With a lofty APR, carrying a balance month-to-month can rapidly inflate your owed amounts.
- Limited Initial Credit: While assisting in management, the $300 line also restricts purchasing capabilities to a minimal range.
- Restrictive Reward Structure: The cash back, albeit a perk, is restricted to card payments as opposed to purchases, limiting reward accrual opportunities.
- Limited Perks: Aside from credit building and minimal cash back, it lacks a broader range of benefits or perks often found in alternative cards.
Navigating through the Total Visa® Card’s offering provides a pathway embedded with opportunities and pitfalls alike.
While assisting in the often complex journey of credit restoration, and sprinkling in a minor cash back reward, it demands an astute and vigilant financial navigator to steer through its extensive fee structure and restrictive terms.
A potential tool in the arsenal of those dedicated to rebuilding and enhancing their financial standing, this card asks for a calculated and mindful application.
You can get many perks when using the Total Visa® credit card. For example, you can choose your card design and make manageable monthly payments depending on your situation. Also, they will send your monthly payment reports to all the major credit bureaus, allowing you to build credit if you use your card responsibly!
Yes! You can easily apply for the Total Visa® credit card online! You'll only need to provide your information and get a quick response from them. Plus, you don't need a high credit score to have more chances to qualify!
Yes! If you get approved to use the Total Visa® credit card, you'll be able to use their mobile app to find easy ways to manage your account from wherever you are! Also, you can use the app to make payments, check your credit, and even check your credit score for free with the tool powered by TransUnion!
Application for the Total Visa® Card
Learn how to apply for the Total Visa® credit card and get your credit history restored. It is a good solution if you want to rebuild your credit!
Are you not so sure about getting the Total Visa® credit card? If not, we can help you learn more about the Reflex® Platinum Mastercard®!
With this card, you'll be able to enjoy Mastercard® benefits and still rebuild or build your credit! So, read our post below to learn how to apply for this great card!
Application for the Reflex® Platinum Mastercard®
Applying to the Reflex® Platinum Mastercard® card is easy and can be done online. Check out this article and learn how to do so in a quick step-by-step guide!
Trending Topics
Ally Bank increased its APY rates to 0,90%
Ally Bank has been increasing its APY rates for customers. Check out the latest increase and see just how much you can earn.
Keep Reading
How do credit card miles work?
How do credit card miles work? Understand how to use your card to collect miles. Read on to learn more about it!
Keep Reading
Citrus Loans review: how does it work and is it good?
Do you need a loan for an unexpected expense? Check out our Citrus Loans review to see if this lender is right for you. Read on!
Keep ReadingYou may also like
Learn to apply easily for the Regional Finance Personal Loans
Do you want to apply for the Regional Finance Personal Loans? You can get the best loan options here! So, read on to learn how to apply!
Keep Reading
Buy On Trust Lending review: how does it work and is it good?
Check our Buy On Trust Lending review and see how you can get major brand name electronics with flexible repayment schedules.
Keep Reading
Three Arrows Capital defaulted a $670 million loan to Voyager Digital
Three Arrows Capital is one of the leading hedge funds, but the crypto market crash took its toll on the company. Learn more here!
Keep Reading