Reviews
Total Visa® Credit Card review: Visa card for people with poor credit
Learn how to apply for the Total Visa® credit card and get your credit history restored. It is a good solution if you want to rebuild your credit or fix poor credit report errors.
Advertisement
Total Visa® Credit Card: Get your credit score back on track
If you have poor credit, it can be hard to make ends meet every now and then. That’s where the Total Visa® Credit Card comes in.
It was made for people with bad credit, so it’s perfect if you’re looking to rebuild your credit history. It is quite expensive, but you won’t need to pay for a secured deposit.
How to apply to Total Visa Credit Card
The Total Visa® Card targets your bad score. Start rebuilding credit. Get it right now with an online application. Check it out!
In this post, follow us to take a look at the Total Visa® Card. We’ll talk about its features and how it can benefit you. Keep reading to learn more!
- Credit Score: Fair/Bad Credit.
- Annual Fee: $75.00 1st year, $48.00 after.
- Regular APR: 35.99% on purchases and cash advances.
- Welcome bonus: N/A
- Rewards: 1% cash back on card payments.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Total Visa® Credit Card: how does it work?
If your score is ruined, it can feel like you’re dragging down. But there are ways to turn it around.
The Total Visa® is an unsecured card to get you started with no secured deposit.
The credit limit is $300, which is relatively high for a card of this type and may be raised after six months of good payment history.
However, you will have to pay a one-time program fee of $95 when you open the account. This is not an above-average amount, considering what similar cards charge.
The Total Visa® Credit Card is a card only made to rebuild credit. Consequently, that might not be one of the best options available.
Another key point is it won’t offer an initial signing bonus, but you can get a 1% cash back rate on card payments.
Cardholders will have to work hard and be on time with payments to avoid higher fees.
At last, there are great chances of approval for The Total Visa® Card, and the application is online. It also reports to the three major credit bureaus.
Also, Total Visa® is rated as the best solution for bad credit. There are more affordable ways to repair your credit score.
Total Visa® Credit Card: should you get one?
Are you considering applying for a Total Visa® Card? If so, you’re likely weighing the pros and cons of this card.
Here’s what you have to know about the pros and cons of the Total Visa® Credit Card.
Advertisement
Pros
- Earn 1% cash back rewards on payments made to your Total Credit Card.
- Checking Account Required.
- $300 credit limit (subject to available credit).
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details.
- See Total Card Visa Rewards Programs Terms & Conditions for details.
Cons
- No signing up bonuses.
- High APR.
- Can’t use it outside of the US.
- Charges a one-time program fee.
Advertisement
Credit scores required
If you’re interested in the Total Visa Credit Card, you don’t need excellent credit.
In fact, fair or bad credit is just fine. So if you’ve been turned down for other credit cards, this one could be perfect for you.
It’s simple and easy to apply, so why not give it a try?
Total Visa® Credit Card application: how to do it?
This card aims to rebuild credit score only. If you are looking for that, stick with us to see how you can apply for a Total Visa® Credit Card.
How to apply to Total Visa Credit Card
The Total Visa® Card targets your bad score. Start rebuilding credit. Get it right now with an online application. Check it out!
Trending Topics
Quontic Bank High Interest Checking application: how does it work?
Maximize your banking benefits with the Quontic Bank High Interest Checking account. Earn APY and free over 90K free ATMs. Keep reading.
Keep ReadingThe Mad Capitalist recommendation – Ally Bank Mortgage
Discover how the Ally Bank Mortgage works, and find out more about the advantages, drawbacks, and terms to get it!
Keep Reading
Assent Platinum Secured credit card review: is it worth it?
Looking for a secured credit card that offers quality and convenience? Then check out this Assent Platinum Secured card full review!
Keep ReadingYou may also like
Macy’s Credit Card Review: enjoy amazing benefits
Shop smart at Macy's! Dive into our comprehensive Macy's Credit Card review to discover exclusive discounts and perks. Read on!
Keep Reading
Extra Debit Card review: use debit to boost your credit
In this Extra Debit Card review, learn how to pay in debt and get your payments reported as credit. Increase your credit in no time!
Keep Reading
Red Arrow Loans review: how does it work and is it good?
Read our Read Arrow Loans review to learn more about this company and compare it to others in the market. Check it out!
Keep Reading