To get a mortgage from SoFi, you need to meet certain requirements. The borrower’s credit score must be at least 620 for conventional mortgages and 700 on their jumbos! You also need proof of income and must pay a downpayment of at least 3%. Lastly, borrowers are required by law to show documentation that they can afford the payments and attestations, such as pay stubs or tax returns confirming eligibility before they’re approved.

SoFi mortgage is for borrowers with high credit scores, willing to avoid the hassles of physical branches and make a simple and straightforward online application. Also, it’s an alternative for people who want to pay for a house that is $100,000 or more. If you fit this profile, this can be the right loan.

Yes, you can. Once you go over the application process, you can start by adding your information and analyzing the loan offers that match your profile. That way, you’ll know how much you’ll be paying, what the down payment is, and much more. If you want to learn how to apply for a SoFi mortgage, read on!