The Business Platinum Card® from American Express application: how does it work?

The Business Platinum Card® from American Express offers online management and credit statements for many top brands that will help you boost your company. Read on to learn how to apply!


by Suzana Brito

09/13/2022 | Updated on 11/29/2022

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The Business Platinum Card® from American Express: Access to Delta Airlines airport lounges worldwide

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Learn about this card’s perks for you! Read on. Source: Amex Facebook

Are you looking for a business credit card with great travel rewards? The Business Platinum Card® from American Express may be a good fit for you. Read on to learn about the application process!


Credit Card

Amex Business Platinum

travel perks manage expenses

Earn points and travel rewards for your business!

You will be redirected to another website

This article will explain how the application process works and what you can expect if approved.

Apply online

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Find out about the application process for this credit card. Keep reading! Source: Adobe Stock

The application for The Business Platinum Card® from American Express is online, and you can make it on their website.

When you try to apply for a business card account, you, as an individual and official authorizing officer of the company, are authorizing American Express to open a company account with them.

So, you’ll be agreeing to use the card for business purposes. If you want to have The Business Platinum Card® from American Express, make sure you meet the requirements:

  • You must have at least good credit;
  • You need to be at least 18 years old;
  • You must be a U.S resident.

Once you have that, you can start the pre-qualification process at the Amex website. You’ll have to provide personal and business information, credit score, and other typical data there.

Amex will then analyze your request based on the information provided and see if you qualify for their card. If so, you’ll receive a confirmation answer from them.


Apply using the app

American Express has apps for both iPhones and Androids.

You can download them once you have an account to manage it, check your balances and see your rewards, and make payments.

However, you can not use the mobile app to complete any application process.

The Business Platinum Card® from American Express vs. Luxury Titanium Card

If The Business Platinum Card® from American Express is not what you want, look at our review for the Luxury Titanium Card.

This card hosts many benefits for people who want access to premium travel features, such as credit at hotels and resorts and 24/7 Concierge Assistance.

Below, you will find a comparison of these premium card features to help you decide which one is best for your needs.

The Business Platinum Card® from American Express

  • Credit Score: Good to excellent;
  • Annual Fee: $695 (see rates and fees);
  • Regular APR: 17.99% – 25.99% variable APR on purchases (see rates and fees);
  • Welcome bonus: Earn 120k Membership Rewards® Points after you spend $15k on eligible purchases in the first 3 months (terms apply);
  • Rewards: 5 points for Flights & Prepaid Hotels booked on the AmexTravel website; 1.5 points for eligible purchases in business categories;
  • Other rewards: 1.5 points on eligible purchases from $5k up to $2 million per year; 1 point for other eligible purchases (terms apply).

Luxury Titanium Card

  • Credit Score: Good to excellent.
  • Annual Fee: $195 ($95 for each authorized user);
  • Regular APR: variable 17.24% APR for purchases and balance transfers (0% intro APR for the first 15 cycles) and 27.49% for Cash Advances (terms apply);
  • Welcome bonus: No welcome bonus;
  • Rewards: 1% cash back redemptions; 2% value for airfare redemptions (terms apply).

If you like the Luxury card, you can read our post below to learn all about how to apply for it!

luxury titanium credit card

How to apply for Luxury Titanium Card

If you wish to have a premium travel card like this, you have just found it. Please, keep reading to learn how to apply for your card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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