Credit Cards

The Plum Card® from American Express application: How does it work?

We broke down the application process for the Plum Card® from American Express for you. Get started here. No APR or foreign transaction fee!

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Earn 1,5% cash back on all early payments!

The Plum Card® from American Express
The Plum Card® from American Express application: how does it work? Source: American Express

Are you a small business owner looking for a powerful, flexible credit card? The Plum Card® from American Express might be right for you.

card

Credit Card

The Plum Card® from AmEx

Online Cash Back

Earn 1.5% cash back on all early payments!

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In this post, we’ll explain the application process so you can decide if it’s the right fit for your business. Then read on!

Apply online

Applying for the Plum Card® from American Express is simple; you can do it online anytime.

Firstly, you must visit the American Express website, find the Plum Card® page, and look for the application form.

Then you must provide standard information when applying, such as your income, name, address, date of birth, credit score, and Social Security number.

Once you submit your application, Amex will respond with approval. Easy like that!

Requirements

As requirements to get this credit card, you must:

  • Be at least 18 years old;
  • Have a valid social security number;
  • Be an American citizen or authorized resident;
  • Have a good or excellent credit score.

Apply using the app

African american woman shopping online holding smartphone paying with gold credit card. Girl sitting at home buying on Internet enter credit card details. Online shopping ecommerce delivery service.
Learn how this card’s application process works. Source: Adobe Stock

The American Express app does not qualify applicants for new cards; if interested in applying, go to their website directly.

However, the app is a one-stop for convenient account management and exploring your card’s benefits.

You can access all its Android or iPhone features, allowing you to check balances and make payments.

The Plum Card® from American Express vs. Discover it® Miles Credit Card

This business credit card is flexible with payment: pay early and earn 1.5% cash back.

The Discover it® Miles Credit Card, it’s a practical card for travelers. Instead of cash back, you can earn 1.5 miles on every purchase.

So, what’s your choice? A business card or a travel one? It’s up to you. Weigh their features below, and see which card should be in your wallet next.

Multiple personalized credit card offers

Applying won't hurt your credit score

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The Plum Card® from American Express

  • Credit Score: Good-Excellent.
  • Annual Fee: $250.
  • Regular APR: N/A.
  • Welcome bonus: N/A.
  • Rewards: Get an unlimited 1.5% Early Pay Discount on eligible charges within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Please Pay By date.
  • See Rates & Fees

Discover it® Miles Credit Card

  • Credit Score: Good – Excellent; 
  • Annual Fee: No annual fee;
  • Regular APR: 0% for 15 months, then 16.49% to 27.49% variable, depending on your creditworthiness;
  • Welcome bonus: Total miles earned in the first year of the account will be doubled;
  • Rewards: 1.5 miles on every purchase.

Ready to earn miles on your purchases? So stay tuned: we’ll help you to apply for the Discover it® Miles Credit Card!

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Discover it® Miles Credit Card application

Learn how to apply for the Discover it® Miles Credit Card. Pay no annual fee and earn miles on purchases. Read on and learn more.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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