Reviews

R.I.A. Federal Credit Union Mastercard® Classic Card review

With a variable APR of 14.00%, no annual fee, and contactless payment technology, this card could be a solid choice for your financial needs.

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Pay no hidden fees – convenient banking!

R.I.A. Federal Credit Union Mastercard® Classic Card
R.I.A. Federal Credit Union Mastercard® Classic Card review. Source: R.I.A. Federal Credit Union

If you’re in the market for a credit card with a good rewards program and no annual fee, you might want to consider the R.I.A. Federal Credit Union Mastercard® Classic Card.

R.I.A. Federal Credit Union Mastercard® Classic Card

Apply R.I.A. Credit Union Mastercard® Classic

Ready to take control of finances? Learn how to apply for the R.I.A. Federal Credit Union Mastercard® Classic Card today – $0 annual fee!

Furthermore, this card offers a number of attractive features, including contactless tap-to-pay technology and compatibility with popular mobile payment apps. So, check out!

  • Credit Score: 680 or higher (good to excellent);
  • Annual Fee: $0;
  • Purchase APR: 14.50% Variable APR;
  • Cash Advance APR: None;
  • Welcome Bonus: None;
  • Rewards: None.

R.I.A. Federal Credit Union Mastercard® Classic Card: how does it work?

Indeed, the R.I.A. Federal Credit Union Mastercard® Classic Card is a standard credit card that allows you to make purchases at any merchant that accepts Mastercard.

It also offers contactless tap-to-pay technology, which allows you to make purchases simply by tapping your card on a compatible payment terminal.

In addition, this card is compatible with popular mobile payment apps like Apple, Android, and Samsung Pay, so you can easily make purchases using your smartphone.

R.I.A. Federal Credit Union Mastercard® Classic Card: should you get one?

R.I.A. Federal Credit Union Mastercard® Classic Card
Pay no hidden fees – convenient banking! Source: R.I.A. Federal Credit Union

If you’re considering the R.I.A. Federal Credit Union Mastercard® Classic Card, it’s important to weigh the pros and cons before making a decision.

While this card offers a number of benefits, there are also some potential drawbacks to consider.

So, take a closer look at the pros and cons of this credit card to help you decide if it’s the right choice for you.

Pros 

  • No annual fee: indeed, this card doesn’t charge an annual fee, which makes it a great option for those who want to save money on credit card fees;
  • Contactless tap-to-pay technology: The contactless feature allows for a quick and easy checkout process without having to swipe or insert your card;
  • Compatible with mobile payment apps: This card works with popular mobile payment apps like Apple, Android, and Samsung Pay, which makes it easy to make purchases with just your smartphone.

Cons

  • No welcome bonus: This card doesn’t offer a welcome bonus, which may be a drawback for some consumers who are looking for immediate rewards for signing up.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit score required

Besides, to be eligible for the R.I.A. Federal Credit Union Mastercard® Classic Card, you’ll need a credit score of 680 or higher.

If your credit score is lower than this, you may want to consider other credit card options that are more geared toward consumers with fair or poor credit.

R.I.A. Federal Credit Union Mastercard® Classic Card application: how to do it?

If you’re interested in applying for the R.I.A. Federal Credit Union Mastercard® Classic Card, the process is indeed straightforward.

So in this “how to apply” guide below, we’ll walk you through the steps to apply for this credit card and provide tips to help you maximize your chances of being approved.

Furthermore, if you’re ready to start the application process, read on to learn more!

R.I.A. Federal Credit Union Mastercard® Classic Card

Apply R.I.A. Credit Union Mastercard® Classic

Ready to take control of finances? Learn how to apply for the R.I.A. Federal Credit Union Mastercard® Classic Card today – $0 annual fee!

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing, and Digital Business at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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