Loading the best recommendation for you...

Learn about a luxurious card that can give you the best travel perks!

Luxury Black credit card: Premium benefits for the travel enthusiasts


The Luxury Black credit card will give you the VIP experience that you deserve. With reward points and cashback, you’ll get your next travel faster. Also, enjoy statement credits to buy your air tickets and have upgrades on hotels and resorts worldwide. All of this with a beautiful metal card of 22g, a robust card to show its power and luxury.


You will remain in the same website

If you enjoy living life like a Hollywood star, this luxurious card will take you there. These are some of the benefits you'll get:

2% cashback to redeem on your travel expenses.
$500 in credit for upgrades and facilities on selected hotels.
Access to VIP airport lounges.
24/7 Concierge Service

You will remain in the same website

Immerse yourself in the upper echelon of financial flair with the Mastercard® Black Card™, a prestigious instrument crafted for discerning individuals who seek more than transactions.

This card is a passport to prominence, providing unparalleled access to services, rewards, and experiences that cater to an extraordinary lifestyle.

Strengths and Special Offerings

  • Stellar Material and Design: Constructed with stainless steel and carbon, this card takes premium quality into your hands, setting a new standard for luxury and durability.
  • Exclusive Rewards Program: Indulge in a rewards system designed for the elite, turning every dollar spent into points redeemable for lavish experiences or travel opportunities.
  • Complimentary VIP Travel Perks: Traverse the globe like royalty with access to over 1,200 airport lounges, luxury gifts, travel credits, and elite hotel benefits, adding comfort and luxury to every journey.
  • 24/7 Personal Concierge Service: Gain a personal assistant available around-the-clock, dedicated to facilitating your lifestyle, from securing event tickets to organizing extraordinary adventures.
  • Foreign Transaction Fee Waiver: Travel with financial freedom, devoid of concerns over extra charges on international expenditures, simplifying purchases wherever you roam.
  • Cash Back Redemption Option: Enjoy the flexibility of converting your gathered points to cash back, ensuring your spending always secures a tangible return.

Limitations to Consider

  • Hefty Annual Fee: The sophistication offered comes with a substantial annual commitment, making it an extravagant choice suited to high spenders rather than casual consumers.
  • Stringent Credit Requirements: The exclusivity of the Black Card™ means it’s accessible only to applicants with an impeccable credit background, restricting its availability.
  • Narrow High-Earning Categories: Despite its prestige, the card doesn’t favor everyday purchases, potentially slowing the rate of reward accumulation for commonplace spending.
  • Intricate Rewards Redemption: Maximizing the value from points earned requires strategic redemption due to a complex structure, demanding diligence and planning.
  • Lacks Competitive Sign-up Bonus: The absence of a lucrative initial bonus — often expected in this card tier — diminishes its introductory appeal compared to competitors.

The Mastercard® Black Card™ is not just a financial tool but a lifestyle enhancer, curated for those who demand excellence and opulence in every facet of life.

While its exclusivity may pose barriers, for those poised to leverage its offerings, it represents more than prestige — it’s a seamless entry into a world of unmatched luxury and service, redefining the essence of elite living.

As a Luxury Black Credit cardholder, you can get an incredible credit card design with stainless steel and a black PVD coat. Also, you can earn 1.5% cashback value for redemptions and up to 2% value for airfare redemptions. Plus, you’ll even get a $100 annual airline credit for eligible airlines, a $100 Global Entry Application Fee Credit, and much more!

Yes! One of the best perks of the Luxury Black Credit Card is that you can get access to Priority PassTM Select Airport Lounge Access, besides all the other travel perks you can get as a cardholder of this incredible luxury card!

Even though the Luxury Black Credit Card offers incredible perks for its cardholders, they charge some fees, such as a $495 annual fee and $195 for each authorized user. Also, you’ll need to pay an APR and transaction fees for balance transfers, cash advances, and others. However, you won’t need to pay a foreign transaction fee for U.S. transactions!

luxury black credit card

Application for the Luxury Black card

The Luxury Black credit card will give you many benefits to enjoy your trips like a VIP. So, please read this article to learn the steps to apply and get a Black Card!

If you love Luxury cards but are not interested in the Luxury Black Credit Card, we can help you find an even more luxurious option!

You can try applying for the Luxury Gold Credit Card! With this option, you’ll need to pay a higher annual fee, but you’ll get the best perks!

Moreover, you’ll get more value for cashback redemptions you make with your card, a higher annual airline credit, and more!

Therefore, check out our post below to learn how to apply for the Luxury Gold card. Read on to learn how to get this credit card’s best perks!

luxury gold credit card

Application for the Luxury Gold card

If you need some extra luxury in your life, this card is for you. Consider applying for the Luxury Gold card and get the VIP experience you deserve!

Trending Topics


Citi® / AAdvantage® Executive World Elite Mastercard® review

The Citi® / AAdvantage® Executive World Elite Mastercard® review will show you how to earn miles on American Airlines. Read on!

Keep Reading

Fortiva® Credit Card review: no security deposit

Looking for a great credit card that doesn't require a high score? Check out the Fortiva® Credit Card, an option for fair credit.

Keep Reading

Delta SkyMiles® Platinum American Express Card review

See the Delta SkyMiles® Platinum American Express Card review to take advantage of premium travel benefits. Keep reading!

Keep Reading

You may also like


An Irresistible APR To Smash Debt: PNC Core® Visa® review

Save money on high-interest debts with the PNC Core® Visa® Credit Card - Our review encompasses it all! Enjoy 0% intro APR for 15 months!

Keep Reading

Bad Credit Loans review: how does it work and is it good?

Look at the Bad Credit Loans review and understand what they are, how they work, and if they're a good option for you. Read on!

Keep Reading

Macy’s Credit Card: Quick and Easy Way to Apply

Learn to apply for Macy's Credit Card, enjoy exclusive perks, and compare it with Torrid for smart shopping choices. Keep reading!

Keep Reading