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Unlock loan possibilities with refinancing and private loans – up to 100% financing

LendKey Student Loans: Empower your Education


Have you been looking for ways to finance your studies? LendKey Student Loans can help you with that. Whether you need a private student loan or want to refinance, LendKey offers fixed-interest rate loans starting from just $1,000 and up. Don’t let financial worries keep you from pursuing your dreams – choose LendKey Student Loans!


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LendKey Student Loans offer incredible benefits that can make your educational journey smoother. Are you eager to enjoy these benefits? Discover the four standout advantages that set LendKey apart from the rest!

Flexible repayment options
Competitive interest rates
Easy online application
Forbearance for 18 months

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When it comes to securing the financial support you need for your education or exploring options for refinancing existing student loans, LendKey Student Loans can be a strong option.

Strengths and Special Offerings

  • Generous Forbearance Period: LendKey offers an impressive 18-month forbearance period for private student loans, granting you vital flexibility during the post-graduation phase.
  • Flexible Loan Terms: When it comes to refinancing, the availability of 15 and 20-year loan terms empowers you to choose a repayment plan that best suits your financial goals. These features ensure you have ample room to navigate life’s financial challenges.
  • Soft Pull for Refinancing: LendKey simplifies your journey by allowing a soft pull for refinancing applications. This means that you can explore your options without harming your credit score.
  • Acceptance of Fair Credit Score: What’s more, LendKey doesn’t demand a pristine credit history for approval; they accept fair credit scores. This inclusive approach means you don’t need perfect credit to secure the financial support you need.

Limitations to Consider

  • Credit Impact of Hard Pull for Private Student Loans: One limitation to keep in mind is that applying for a private student loan through LendKey involves a hard credit pull. While this is a standard practice in the industry, it’s essential to be aware that the application process could temporarily impact your credit score.
  • In-School Payments for Private Student Loans: For private student loans, LendKey expects students to commence payments while still in school.
  • Geographic Restrictions for Refinancing: Lastly, if you reside in Maine, North Dakota, Nevada, West Virginia, or Rhode Island, you won’t have access to LendKey’s refinancing services. Geographic restrictions can limit your options, so residents of these states may need to explore alternative refinancing solutions.

Finally, LendKey Student Loans can be an option to afford your studies, but as with any other product, you might need to keep in mind its disadvantages. After weighing its pros and cons, you can make smart choices to fund your education. 

LendKey is a trusted financial company established in 2007 that offers affordable and flexible loan solutions for students, homeowners, and personal loans. The company has partnered with many credit unions and community banks to provide competitive interest rates and personalized loan options.

LendKey provides loans to people who have different credit scores, including those with fair and good credit. However, they require a minimum credit score of 660. So, if your credit score is lower than that, you might not qualify for a loan from LendKey.

When it comes to applying for student loans through LendKey, the application process is fast. However, how long it takes for your application to be processed can depend on the type of loan program you’re applying for and your specific qualifications. Sometimes, it can take more than a month to process. To make sure you’re not caught in a time crunch, it’s recommended that you start the application process at least one month before you need the funds to pay for your education.

LendKey is a company that provides student loans for undergraduate, graduate, and postgraduate students. They offer different types of loans, such as fixed and variable rate loans, as well as co-signed and private loans.

LendKey Student Loans

Apply for LendKey Student Loans

Learn to apply for LendKey Student Loans and secure your education funding. Plus, discover a student-friendly credit card option!

Are you a student looking for your first credit card? Discover It® Student Cash Back Card could be just what you’re searching for! This card offers a great opportunity to earn cash back on all your purchases.

You’ll earn 5% cash back on different categories that change regularly and 1% cash back on everything else you buy. Plus, there are no annual fees to worry about. Keep reading to learn how to apply for this credit card!

Discover It® Student Cash Back Card

Apply for Discover It® Student Cash Back Card

Looking to apply for the Discover It® Student Cash Back Card? Discover all the steps in this guide – earn up to 5% cash back on purchases!

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