Reviews

Assent Platinum Secured credit card review: is it worth it?

Assent Platinum Secured credit card is for people who want to establish their credit, don’t have enough documentation, or just need a better card to manage cash. Learn all about it in this review!

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Assent Platinum Secured credit card

Assent Secured card
Check out this Assent Platinum Secured credit card review. Source: Assent Secured Card.

The Assent Platinum is an excellent secured credit card perfect for those who want to build their score without sacrificing comfort and quality.

When you’re working to rebuild your credit, the idea of getting a credit card can seem daunting. But with the right card, you can start to build your credit back up and improve your financial standing. 

The Assent Platinum Secured credit card is an excellent option for those who want to take advantage of some unique features not commonly found on secured credit cards. After six months of interest-free purchases, cardholders enjoy an exceptionally low APR.

The Assent Platinum Secured credit card is one option that may be worth considering. In this Assent Platinum Secured review, we’ll take a closer look at what this card has to offer and who it’s best suited for.

Credit ScoreVery poor (300) and poor (550)
Annual Fee$49
Regular APR12.99% variable based on the Prime Rate
Welcome bonusDoes not offer a signup bonus
RewardsDoes not offer rewards or cash back
Logo Assent Card

Learn how to apply for the Assent Platinum Secured

Learn how to apply for Assent Platinum Secured, a card with no credit history required and that helps you build your credit score!

Assent Platinum Secured credit card: how does it work?

Duas mãos e um cartão de crédito
Learn how this card works. Source: Unsplash.

Assent Platinum Secured credit card is issued by Synovus Bank. It’s considered a great deal for people who have poor credit. It offers an amazing 0% intro APR on purchases for the first six months.

This card also offers a standard interest rate that is way lower than the APR with most competitor cards. 

If you’re looking to build a credit history or to establish credit for the first time, this might be just the perfect fit for you – the card reports to the major credit bureaus every month. With regular reporting to the three major agencies (Equifax, Experian, and TransUnion), you can quickly raise your credit as long as on-time payments are made.

Many secured cards require a deposit, which can be a major obstacle for people on a tight budget, and while the Assent Platinum Secured credit does require deposits too, they offer a refund for the amount. 

The maximum deposit is $2,000, and the minimum amount is $200. When applying, you’ll pay for the deposit, and once the account is open, applicants can raise their credit limit with an additional deposit which means that if you close your account, you’ll receive your full deposit back.

This card is good for Car Rental, Hotels –  anywhere that credit cards are accepted, you’ll be able to use it. The Assent Platinum Secured is a full-fledged MasterCard financial product, and this is the reason why the card is accepted anywhere. 

Assent Platinum Secured card benefits

Check out now what are the benefits and downsides of this credit card!

Pros

  • Lower than average purchase APRs
  • 0% APR on new purchases during the first 6 months
  • Feel peace of mind with the Identity Theft Protection
  • You can apply even with fair or poor credit
  • It reports to multiple credit bureaus

Cons

  • Charges an annual fee of $49
  • Does not offer a signup bonus, rewards or cash back
  • Charges a foreign transaction fee of 3%
  • It does not have many credit card benefits

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

The credit score need to be good?

If you’re interested in applying for the Assent Platinum Secured card and you don’t have a good credit, this might be just the perfect fit for you.

To apply, you need a very poor (300) or poor (550) credit score. 

Want to apply for Assent Platinum Secured?

If you are interested in applying for this credit card, click at the following link where we will show you an easy step-by-step!

Logo Assent Card

Learn how to apply for the Assent Platinum Secured

Learn how to apply for Assent Platinum Secured, a card with no credit history required and that helps you build your credit score!

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