Credit Cards

Discover it® Cash Back Credit Card application: how does it work?

Applying for the Discover it® Cash Back Credit Card is easy! Enjoy 0% APR for 15 months and no annual fee! Read on and learn how to get your card!

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Discover it® Cash Back Credit Card: Earn cashback on all purchases

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Learn how to apply for the Discover it® Cash Back Credit Card. Source: The Mad Capitalist

Tired of missing out on amazing rewards with your credit card? Then Discover it® Cash Back Credit Card will help you make everyday purchases count with great cashback opportunities.

card

Credit Card

Discover it® Cash Back

No annual fee Reward program

Up to 5% cashback on purchases. 0% intro APR for 15 months.

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See all you’re eligible to earn and how simple signing up can be! So don’t hesitate. Read our post to find out more! Let’s get started!

Apply online

This credit card offers a straightforward application process! Follow this step-by-step to apply for the Discover it® Cash Back Credit Card.

First, visit the website! Next, you must fill out the application form with your personal information – Be prepared to provide your Social Security number, annual income, and other personal details.

Read on the bottom line! Ensure you understand all the terms and conditions before applying for a credit card.

The interest rates and fees can vary significantly from issuer to issuer, so comparing cards is important before choosing one.

Lastly, submit your application and wait for the result. If approved, you can start earning cashback right away! Isn’t it simple?

Requirements

To qualify for the Discover it® Cash Back Credit Card, you must meet the following requirements:

  • Be at least 18 years old;
  • Have a valid social security number;
  • Be a resident in the U.S.;
  • Have good or excellent credit.

Apply using the app

Woman with mobile phone, outdoors
Apply for the Discover it® Cash Back Credit Card and earn cashback on purchases. Source: Freepik

You can’t make your application on the app, only through their official website. However, once your account is open, you can manage your account quickly and conveniently through the Discover it® mobile app.

Downloading it to either an iPhone or Android device will be stress-free as this useful mobile app is available at no cost.

Discover it® Cash Back Card vs. Petal 2 “Cash Back, No Fees” Visa Card

Discover it® Cash Back Card and the Petal 2 “Cash Back, No Fees” Visa Card are great options for people looking for a cashback credit card.

The main difference is that the Discover it® Cash Back Card offers rotating bonus categories that allow you to earn 5% cash back on up to $1,500 in purchases each quarter.

On the other hand, Petal 2 “Cash Back, No Fees” Visa Card offers up to 1.5% cash back on all purchases. Check their main features below to make a more informed decision.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Discover it® Cash Back Credit Card

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: No annual fee;
  • Regular APR: 0% Intro APR for 15 months on purchases and balance transfers. Then 16.24% to 27.24% after; 
  • Welcome bonus: They match all your cash back earned in the first year;
  • Rewards: 5% cash back on everyday purchases at a different place each quarter, such as four grocery stores, restaurants, Amazon.com, and gas stations. 1% cash back on all other purchases, and more. 

Petal 2 “Cash Back, No Fees” Visa Credit Card

  • Credit Score: 630-850 (Average – Excellent);
  • Annual Fee: No annual fee;
  • Regular APR: 17.24% – 31.24% (variable);
  • Welcome bonus: No welcome bonus.
  • Rewards: Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments; also, 2%-10% bonus cash back at some eligible merchants.

Learn how to apply for the Petal 2 “Cash Back, No Fees” Visa Credit Card by having a look at our post below. It is simple and quick! Read on!

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How to apply for Petal 2 Visa Credit Card

Do you know how to apply for the new Petal 2 "Cash Back, No Fees" Visa Credit Card? Read our step-by-step guide on how to go through the process.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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