Loading the best recommendation for you...

See a credit card that can help you earn up to 3% cashback and pay no annual fee!

HSBC Cash Rewards Mastercard® card: easy to use, easy to get cashback


If you’re looking for a credit card to use everywhere that will give you benefits without charging expensive fees, you just found it! The HSBC Cash Rewards Mastercard® has a $0 annual fee, 0% foreign transaction fees, and 1.5 cashback on every purchase. That’s right, the flat-rate cashback rewards make it very simple to use.


You will remain in the same website

With many benefits and low costs, this card is all advantages. Take a look at what the HSBC Cash Rewards Mastercard® has to offer:

Up to 3% cashback on your first year banking with HSBC;
No annual fee;
Access HSBC online banking;
Cellphone theft and damage coverage.

You will remain in the same website

Experience the harmony of simplicity and rewards with the HSBC Cash Rewards Mastercard®.

This card doesn’t just accompany your transactions; it orchestrates a symphony of cash back from the mundane to the magnificent, every purchase a note in your fiscal melody.

Strengths and Special Offerings

  • Consistent Cash Back: Earn a steady cash back on all purchases, setting the rhythm for a hassle-free, rewarding spending experience without category restrictions.
  • Welcoming Bonus Tune: An inviting cash bonus sets the stage when you hit the right spending note in the initial months, adding a crescendo to your rewards performance.
  • Annual Bonus Note: Celebrate your card membership anniversary with a loyalty bonus, a testament to your enduring symphony of spending and earning.
  • No Foreign Transaction Fees: Travel with a global mindset, as this card eliminates the discord of foreign transaction fees, ensuring your international compositions remain harmonious.
  • Introductory APR Offer: Balance transfers carry an introductory offer, providing a grace period for debt management, like a calming interlude amidst financial orchestrations.
  • Mastercard® Privileges: From price protection to identity theft resolution services, your spending narrative is enriched with a suite of benefits, ensuring each purchase is part of a grander composition.

Limitations to Consider

  • Minimum Redemption Amount: Your cash rewards require a minimum accumulation before redemption, like waiting for the chorus to kick in before you feel the song’s full impact.
  • Lower Cash Back Rate: At 1.5%, the cash back tempo is steadier and more predictable, but other cards conduct higher rates for varied spending categories.
  • Potential for High APR: Post-introductory offer, the APR can range higher based on your creditworthiness, emphasizing the need for timely payments to prevent off-key interest charges.
  • Limited Extra Perks: The card orchestrates a simple cash back program with fewer flashy solos or dramatic pauses, offering a more subdued rewards repertoire.
  • No Special Categories: Those who prefer conducting spending in different categories may find the uniform cash back rate less enticing, lacking the rhythm of bonus categories.

With the HSBC Cash Rewards Mastercard®, your financial transactions compose a symphony of consistent, straightforward rewards.

While it may not cater to lovers of intricate cash back harmonies or category solos, its simplicity, loyalty bonus, and absence of foreign transaction fees make for a serene fiscal melody.

This card is your conductor’s baton, leading your cash back orchestra with ease and simplicity.

The HSBC Cash Rewards Mastercard® card can be ideal for those who don’t want to worry about tracking bonus categories. Also, if you don’t want to pay an annual fee or foreign transation fees, this card can also be a great option. Moreover, you’ll get a high rewards rate through this incredible HSBC Bank card.

Before you get your HSBC Cash Rewards Mastercard® card, you’ll need to have a HSBC checking account. However, there is no minimum balance needed to open an account. Before making any modifications to a customer’s account, HSBC Bank will always provide them one month’s notice.

As a cardholder of the HSBC Cash Rewards Mastercard® card, you’ll need to pay some common credit card fees, such as annual interest rates, fees for cash advances anda balance transfers, late payment fees, and more. However, you won’t need to pay any annual fees! So, make sure you can pay for these fees before you apply for the card.

HSBC cash rewards mastercard credit card

Apply for the HSBC Cash Rewards Mastercard® card

The HSBC Cash Rewards Mastercard® card is a good option. It will give you benefits and won't charge any fees. But can you have one? Please, keep reading to find out.

Are you not so sure about getting the HSBC Cash Rewards Mastercard® card? If so, you can try applying for the Capital One Venture Rewards Credit Card!

So, with this card, you’ll get miles on all purchases and travel experiences! Therefore, read our post below to learn more and see how to apply!

Capital One Venture Rewards Credit Card

Apply for the Capital One Venture Rewards Card

The Capital One Venture Rewards Credit Card could be a good option for you. It offers miles that can be used for travel rewards, and it's easy to use. Read to apply.

Trending Topics


First Progress Platinum Elite Mastercard® Secured Credit Card review

Ready to start improving your credit? The First Progress Platinum Elite Mastercard® Secured Credit Card is a good way to get started!

Keep Reading

Application for the Capital One Platinum Secured Credit Card: how does it work?

Learn how to apply for the Capital One Platinum Secured Credit Card and enjoy the benefits of a secured card without any hidden fees!

Keep Reading

8 easy steps to help you retire early and finally reach financial independence

The path to retire early and reach financial independence starts with a single step. So, check our guide to help you get there!

Keep Reading

You may also like


How to buy cheap flights on Momondo

Discover how to buy cheap flights on Momondo and save money while booking daily. Night flights from $100! Keep reading and learn more!

Keep Reading

Ally Bank increased its APY rates to 0,90%

Ally Bank has been increasing its APY rates for customers. Check out the latest increase and see just how much you can earn.

Keep Reading

OppLoans Personal Loan review: how does it work and is it good?

Here is an OppLoans Personal Loan review with its features. Borrow up to $4K with no hidden fees! Keep reading to learn everything you need!

Keep Reading