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Make the most out of credit – Earn 5% cash back on different categories and build your credit line

Discover It® Student Cash Back Card: Earn Rewards and Establish a strong credit history in school!

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Attention students seeking their first credit card! The Discover It® Student Cash Back Card offers 5% cash back on rotating categories and 1% on all other purchases, making it a quick and easy way to earn rewards. You’ll also appreciate the lack of annual fees and the helpful credit-building tools provided with the card. Why don’t you give it a try?

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The Discover It® Student Cash Back Card is perfect for students initiating their credit line. Here are four benefits that make it stand out.

Earn up to 5% cash back on purchases in rotating categories and 1% cash back on all other purchases
Help students establish and improve their credit scores
Get an automatic cashback match in the first year, doubling your earnings
No annual fee, making it a cost-effective option for students

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Stepping into the vast universe of credit can be daunting, especially for students. With the Discover It® Student Cash Back Card, students get a head start, blending financial education with tangible rewards.

Tailored to the needs and aspirations of young adults, let’s delve into what this card brings to the table and the areas it might falter.

Strengths and Special Offerings

  • Tailored for Students: No credit history? No problem. This card is specifically designed for students looking to establish credit.
  • Cash Back Categories: Earn impressive cash back on rotating categories such as restaurants, gas stations, and more, letting your everyday expenses reward you.
  • Grade-Based Rewards: Maintain a high GPA? Celebrate academic excellence with a reward for good grades each year.
  • No Annual Fee: Enjoy the perks of the card without the burden of an annual fee.
  • Free FICO® Score: Stay informed and monitor your credit growth with a complimentary FICO® Score included.
  • U.S. Based Customer Service: Experience top-notch support whenever you need it, without overseas call reroutes.

Limitations to Consider 

  • Rotating Categories: Keeping track of the changing cash back categories can be cumbersome and might require continuous attention.
  • Lower Base Cashback: Outside of the rotating categories, the base cash back rate is relatively modest.
  • Limited International Acceptance: While Discover is growing, it might not have the same global acceptance as Visa or Mastercard, potentially causing issues on international trips.
  • No Balance Transfers: Unlike some student cards, this one doesn’t offer the option to transfer balances from other cards.

Embarking on a financial journey requires the right tools, and the Discover It® Student Cash Back Card seems to have been crafted with the young adult in mind.

Its blend of rewards and educational features can make credit-building both informative and rewarding.

While it has its shortcomings, for the student looking to gain a foothold in the world of credit while enjoying perks along the way, this card is a strong contender.

Yes, there is a limit to the cashback rewards. You can earn up to $1,500 in combined purchases in the bonus categories each quarter. After that, you will earn 1% cashback on purchases.

The cashback match for new card members is a benefit that automatically doubles all the cashback earned in the first year of card ownership. This means you can earn even more rewards during your first year with the card.

Yes, the Discover It® Student Cash Back Card works outside the US with no foreign transaction fees. It’s a great option for international students and those studying abroad.

The 5% cash back categories vary each quarter and may include categories such as gas stations, grocery stores, restaurants, and Amazon.com. You can view the current categories on the Discover website.

Discover It® Student Cash Back Card

Apply for Discover It® Student Cash Back Card

Looking to apply for the Discover It® Student Cash Back Card? Discover all the steps in this guide – earn up to 5% cash back on purchases!

Here is our second recommendation for a good student card: Capital One Quicksilver Student Cash Rewards Credit Card. Not only does it offer 1.5% cash back on all purchases, but it also has no foreign transaction fees, making it the perfect companion for students who love to travel.

Don’t miss out on this opportunity to earn rewards while building your credit. Keep reading to learn how to apply.

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How to apply for Capital One Quicksilver Student

Are you looking for a student card? Check out how to apply for the Capital One Quicksilver Student Cash Rewards Credit Card. Read on!

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