Up to 5% back: Discover It® Student Cash Back Card review
Discover It® Student Cash Back Card is the perfect tool to building credit! Enjoy $0 annual fee, 0% intro APR and an amazing reward reate! Read on!
An Affordable and Convenient Card for College Students
If you’re a college student seeking a credit card with cashback to build your credit score, our Discover It® Student Cash Back Card review is perfect for you.
This credit card is custom-made with students in mind and offers rewards and no annual fee. Read on to find out more!
- Credit Score: No credit score is required;
- Annual Fee: $0;
- Purchase APR: 0% intro APR for 6 months, then 18.24% – 27.74% Variable APR;
- Cash Advance APR: $10 or 5 of the amount of each cash advance, whichever is greater;
- Welcome Bonus: Unlimited Cashback Match: you’ll have your cash back match earned at the end of the first year to turn $50 into $100, for example;
- Rewards: Earn 5% cash back on rotating categories (up to $1,500/quarter) when activated and 1% on other purchases.
Discover It® Student Cash Back Card: how does it work?
The Discover It® Student Cash Back Card is a no-annual-fee credit card specifically designed for students who want to build credit and earn cash back.
Here is how it stacks up.
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Cash back rewards
Discover It® Student Cash Back Card offers 5% cash back on certain rotating categories, such as:
- Grocery stores;
- Gas stations.
In addition, 1% on all other purchases automatically.
Welcome bonus: Double Cashback
Discover offers Cashback Match doubles all cashback rewards a cardholder earns during their first year of membership, with no limit on the amount.
So, if you get $50 in cash back, Discover will make it $100 at the end of the year.
Credit Score Building
The Discover It® Student Cash Back Card can aid in building your credit score from scratch.
With monthly reports to all three major credit bureaus, responsible card usage can reflect positively on your credit, establishing your credit history while still in school.
Intro APR for purchases and balance transfer
- Intro APR for purchases: 0% for 6 months;
- Balance transfer APR: 10.99% for 6 months from the first transfer.
Discover It® Student Cash Back Card: should you get one?
For college students seeking to establish a credit history, the Discover It® Student Cash Back Card is a smart choice when looking for a credit card.
- No annual fee;
- Any credit score can qualify;
- Intro APR period;
- It helps build credit.
- Cash back categories must be activated.
Credit score required
Students interested in applying for the Discover It® Student Cash Back Card do not need to meet minimum credit score requirements.
This credit card does not require a credit score to be eligible for application.
Discover It® Student Cash Back Card application: how to do it?
Now that you’ve read our review of the Discover It® Student Cash Back Card let’s dive into how to apply for this card.
Check out the instructions in the post below to get started on your application.
About the author / Suzana Brito
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