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Some decades ago, The Centurion® Card from American Express was almost a myth. Rumors would talk about a “black card”, almost a magic one, that would give access to the most exclusive benefits.

Nobody knew exactly how to get it or the requirements, making it one of the most luxurious credit cards ever.

A lot about The Centurion® Card from American Express is not a secret anymore. But some requirements for approval and offers for new members are still not that clear.

Also, the concept of the “black cards” is settled, as every bank has one version for the top richest clients. The only way to get one is by invitation – even though you can ask for an invite. Do you have what it takes to dare ask for this invite? Keep reading to find out.

One of the best benefits is access to Amex Centurion® Lounges at airports. But you also got this with the American Express Platinum for a much lower annual fee.

To get the Amex black card, first, you have to get the invitation.

To get the invitation, you have to be an Amex cardholder already. And on top of that, you’ll need a good spending history with your American Express card. And in this case, a “good spending” is something between $250,000 and $400,000. Some say even above $450,000.

If you add to this condition the desire to live the ultra-exclusive access to the best hotels and airlines with special treatment, that’s a yes.

Maybe your invitation is already on its way. For guarantee, you can ask to be considered for The Centurion® Card from American Express.

Your credit score needs to be excellent to be approved. There is an interesting thing to think about in this matter of credit scores.

Remember that your credit score is composed of 5 major factors. One of these factors is to be a responsible user, with no delay in your payments. You also can’t stay too close to your credit limit all the time.

In conclusion, if you expend a lot and make big purchases but don’t seem to be a responsible user, you may not be approved for a more exclusive credit card, like The Centurion® Card from American Express.

Even with all these requirements, it is not impossible to be approved. A lot has changed in credit cards in the past few years. So if you feel that this card is the one for you, we’ll show you how to apply it in the following article.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.