Yes, CreditFresh is a legitimate online lender. The company is backed by CBW Bank, which is a well-established community bank in Kansas that has been in operation for over a century. This partnership ensures that CreditFresh operates under strict regulatory guidelines and is committed to providing customers with safe and secure financial services. Additionally, CreditFresh is FDIC insured, which means that customers' deposits are protected up to $250,000.

CreditFresh will send you a statement before your loan due date, which will include the minimum payment required. Then to make payments, you can simply log into your CreditFresh account. If you want to increase the credit available to you, you can make additional payments to reduce your outstanding balance.

CreditFresh takes its customer's personal and financial information security very seriously. So, they use industry-standard security measures to protect your personal and financial information from unauthorized access, disclosure, use, and modification. Additionally, they follow strict data privacy laws and regulations to ensure that your information is always safe and secure.

If you need to contact CreditFresh, there are several ways to do so. One option is to send them an email at [email protected] and wait for their response. This can be a great way to communicate with them if you have a detailed message or request. But, if you prefer to speak to them directly, you can give them a call at 1-800-766-2007.