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Read on to learn about a card with a low intro APR and no annual fee!

Citi® Diamond Preferred® Credit Card: Top pick for balance transfers


The Citi® Diamond Preferred® Credit Card is one of the best for making your balance transfer a breeze. The introductory period on this product offers an exceptionally long time frame, and its low ongoing APR will help you pay off that old debt in full if possible!

Discover a world of benefits with a Citi® Diamond Preferred® Credit Card:

No annual fee;
Save money with the intro APR;
Zero intro APR offer for balance transfers and purchases;
24/7 customer service.

Illuminate your financial journey with the lustrous Citi® Diamond Preferred® Credit Card! Crafted to shimmer with both elegance and efficiency, this card is a true companion for those aiming for streamlined benefits and budget-friendly features.

Strengths and Special Offerings

  • Extended Intro APR Period: Revel in one of the longest introductory APR periods on balance transfers and purchases, offering a great window for debt consolidation or making significant purchases.
  • Exclusive Access: With Citi® Entertainment, gain special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for select shows.
  • Effective Identity Theft Solutions: Stay safeguarded with Citi® Identity Theft Solutions, aiding you should you become a victim of identity theft.
  • Widespread Acceptance: Being a part of the Mastercard network, enjoy universal acceptance, both domestically and internationally.
  • No Annual Fee: Ease your financial commitments with no annual fee, ensuring maximum benefits without any yearly charges.

Limitations to Consider 

  • No Rewards Program: Unlike many credit cards, the Citi® Diamond Preferred® does not offer a points or cash back rewards program.
  • Balance Transfer Fee: Even with its enticing introductory APR offer for balance transfers, there’s a fee associated with each transfer.
  • Penalty APR: If you make a late payment or have a payment returned, you might be subject to a higher penalty APR.
  • Foreign Transaction Fees: International travelers take note; this card comes with a fee for foreign transactions, adding an extra cost to overseas purchases.
  • Requires Good to Excellent Credit: Access to this card typically demands a higher credit score, making it potentially out of reach for many.

In conclusion, the Citi® Diamond Preferred® Credit Card sparkles with features tailored for those seeking an extended introductory APR period and additional tailored benefits, all without an annual fee.

While it lacks a traditional rewards program, its unique offerings, like Citi® Entertainment, still dazzle. If you’re looking for a card that provides both financial flexibility and exclusive access, this gem from Citi might just be your perfect match.

You can get incredible perks with the Citi® Diamond Preferred® Credit Card, such as a 0% intro APR for 12 months on purchases and a 0% intro APR for 21 months on balance transfers (terms apply)! Moreover, you won’t need to pay an annual fee, and you’ll get $0 liability on credit card charges you don’t authorize!

If you’re not looking for a card with cashback rewards and related perks, you can like the Citi® Diamond Preferred® Credit Card. This way, you’ll be able to save money with this card due to its long 0% intro APR period for purchases and balance transfers. Also, you can get access to Citi Entertainment® perks, automatic account alerts, 24/7 customer service, and much more!

Yes! Unfortunately, if you have a low credit score, you won’t be able to qualify for the Citi® Diamond Preferred® Credit Card. Also, you’ll need a credit score of 700 or more, which is an excellent credit score level.

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card application

Do you want to apply for a Citi® Diamond Preferred® Card? Stay tuned to its eligibility requirements and application guide. Keep reading!

If the Citi® Diamond Preferred® Credit Card doesn’t seem to be the best choice for you, you can get the Applied Bank® Gold Preferred® Secured Visa® Card!

With this Gold card, you can get approved with almost any credit score, and there is a low annual fee with a very low fixed APR.

Therefore, read the post below to learn how to apply for this low APR card!

Applied Bank® Gold Preferred® Secured Visa® Credit Card

Apply Applied Bank® Gold Preferred® Secured Visa®

Wondering how to apply for the Applied Bank® Gold Preferred® Secured Visa® Card? Learn everything you need to know here, including application requirements.

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