Credit Cards

PREMIER Bankcard® Card Application: how does it work?

Applying for a credit card with a poor credit score can be intimidating. But not with the PREMIER Bankcard® Card. Learn how to apply with any credit score.


PREMIER Bankcard® Credit Card: No credit score? Don’t worry. First Premier got your back on this.

Learn how to apply for this card. Source: The Mad Capitalist.

The PREMIER Bankcard® Card will give you the second chance you need to rebuild your credit score. It does not require a good score and you can get approved even with a bad one.

After all, how are you supposed to build credit without a credit card? You can put an end to this loop and get back on track with this card.


Credit Card

PREMIER Bankcard® Card

MasterCard build credit

Rebuild your credit score with a First Premier credit card.

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First Premier does not have the better fee options, and the APR is a little salty. It also doesn’t offer any rewards program. Know that it is not the only card option for bad credit and that a secured card can give you better conditions and even rewards.

But if you’ve tried to get other cards with no success and would like to give the PREMIER Bankcard® card a chance, this article will show you how to apply for it.

Apply online

Man working on his laptop
You can apply online for this card. Source: Freepik.

To apply for a PREMIER Bankcard® Card you’ll need to ccess the First Premier Bank website. Then, you’ll find more information about its credit card. Start the application process by hitting the “apply now” button.

It will redirect you to a form. Pay attention to fill it out properly, and you should do it within a couple of minutes. It asks for some basic personal information, like your full name, birthday, full address, Social Security Number, etc.

You also have to inform your income and employment status, with your employer’s phone number and for how long you’ve been on this job.

Read the terms and conditions carefully, and submit the form if you agree with them. You will receive an offer in your email with the fees and interests you classified for.

Apply using the app

Once you’re approved for a PREMIER Bankcard® card, you can download the app to manage your account.

Apply through the First Premier website to get your card.

PREMIER Bankcard® Card vs. Petal 1 Visa Card

Unsure about the PREMIER Bankcard® Card? We’ll present you with a second option. You can also get the Petal 1 Visa with a not-so-good credit score.

Analyze their features and compare them to see which one is better for you.

Petal 1 Visa credit card

Application for the Petal 1 Visa

You can get a credit card to rebuild your score while earning cashback rewards. Learn how to apply for the Petal 1 Visa card and enjoy its benefits.

PREMIER Bankcard® Card

  • Credit Score: Bad/Fair
  • Annual Fee: Start at $45 and goes up to $125. It varies from the first to the second year. It also charges a monthly fee.
  • Regular APR: From 19.9% to 36%
  • Welcome bonus: N/A
  • Rewards: N/A

Multiple personalized credit card offers

Applying won't hurt your credit score

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Petal 1 Visa Card

  • Credit Score: It requires no credit score.
  • Annual Fee: No annual fee.
  • Regular APR: Variable 20.24% to 29.74% APR
  • Welcome bonus: N/A
  • Rewards: Cashback, 2% – 10%

Petal 1 Visa card has no fee and offers rewards when you use it. To apply for it, just read the following article and you’ll find out how to do it.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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