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See an elite card that can give you the best travel rewards!

BMO Ascend World Elite®* Mastercard®*: excellent rewards program and travel benefits!


If you’re a Canadian looking for a new credit card, look no further. You’ve just found the BMO Ascend World Elite®* Mastercard®*. It comes with many travel benefits, like complimentary access to airport lounges and travel insurance. It also comes with welcome bonus points, and you won’t pay the annual fee for the first year. You’ll get all of these and much more.


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You won't believe how many benefits you can get with this credit card. It will be worth every dollar of the annual fee (and you won't pay any for the first year). These are just some of the benefits:

Get up to 5x reward points;
Discount to watch Cirque Du Soleil in Canada;
Excellent travel insurance coverage;
Flexible rewards program to redeem your points.

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Elevate your purchasing prowess with the BMO Ascend World Elite®* Mastercard®*, a card designed to transform every transaction into a step toward unparalleled rewards and luxury.

This card isn’t just a financial tool—it’s your entry to a world of elite privileges, catering to those who don’t just spend, but spend wisely.

Strengths and Special Offerings

  • Robust Points System: Accumulate points rapidly with every purchase, speeding your way toward redeeming travel, experiences, gift cards, or merchandise, ensuring your spending is as productive as it is prolific.
  • Travel with Sophistication: Gain access to VIP lounge experiences with the included Mastercard Airport Experiences provided by LoungeKey, with exclusive benefits at over 1 million hotspots worldwide.
  • Comprehensive Travel Insurance: Travel with peace of mind, thanks to the inclusive array of travel insurance options, safeguarding your journeys from unexpected inconveniences and disruptions.
  • No Foreign Transaction Fees: Make purchases abroad without fretting over additional charges, a boon for travelers who seek worry-free adventures across borders.
  • Concierge Service: Experience 24/7 personalized assistance for bookings and reservations, reflecting your elite status in every interaction, be it day-to-day activities or special occasions.
  • Enhanced Security: Rest assured with advanced security features, protecting your transactions and identity, an essential shield in your global escapades and local splurges.

Limitations to Consider

  • Steep Annual Fee: The array of premium benefits comes with a significant annual fee, making it crucial to utilize the card’s full offerings for worthwhile value.
  • High Income Requirement: Eligibility for this card demands a substantial annual income, potentially limiting its accessibility to high earners only.
  • Complex Points Redemption: Navigating the points system and understanding the best value for redemption can be daunting, requiring time to master for maximized benefits.
  • Credit Score Impact: The temptation to spend for rewards must be balanced with repayment capacity, as irresponsible use could negatively impact your credit score.
  • Limited Bonus Categories: Unlike some competitors, this card doesn’t offer higher points on common purchase categories like groceries or gas, missing out on everyday bonus opportunities.

In conclusion, the BMO Ascend World Elite®* Mastercard®* is your key to a sophisticated lifestyle, blending unparalleled perks with every transaction.

It’s ideal for the discerning spender who can navigate its complex rewards system and absorb the annual fee, unlocking a world of luxury and convenience.

Beyond mere transactions, this card is your ally in achieving a well-crafted financial and lifestyle balance.

As a cardholder of the BMO Ascend World Elite®* Mastercard®* you’l be able to earn 5x points for each dollar you spend on eligible travel! Also, you can earn 3x points for each dollar you spend on entertainment, recurring bills and dining! Plus, there is a welcome bonus and 1x bonus points for all other purchases!

You can redeem your points with the BMO Ascend World Elite®* Mastercard®* for flights, hotels, vacations, and more! Plus, you can access a 24/7 experienced concierge professional team! Also, you’ll find discounts on eligible purchases and access to airport lounges! And you’ll find coverage for travel and medical expenses!

Besides paying the APR on the BMO Ascend World Elite®* Mastercard®*, you’ll need to pay a $150 annual fee and other fees to get this card. However, the annual fee is waived during your first year with the card!

BMO Ascend World Elite®* Mastercard®*

Apply for the BMO Ascend World Elite®* Mastercard®

Learn how you can easily apply for the BMO Ascend World Elite®* Mastercard®* and start earning more value on your spending.

The BMO Ascend World Elite®* Mastercard®* stands out with its elite travel perks and rewards. Ideal for those who love luxury travel and exclusive benefits.

Looking for a business-focused alternative? Consider the BMO CashBack® Business Mastercard®*, offering excellent cash back options and business-centric benefits.

Discover more about the BMO CashBack® Business Mastercard®* and its unique advantages. Check the link below for detailed information and application steps.

BMO CashBack® Business Mastercard®*

Apply for the BMO CashBack® Business Mastercard®*

Learn how to easily apply for the BMO CashBack® Business Mastercard®* and enjoy its many perks.

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