Ally Bank Mortgage doesn't provide government-backed loan options ( FHA, VA, or USDA). However, it offers mortgages for buying and refinancing and jumbo loans.

Ally Bank Mortgage requirements are: -You must be a U.S. citizen or permanent resident -You must have a verifiable income and good credit history - You should be at least 18 years old You may be eligible for an Ally Bank Mortgage if you meet these requirements.

You can apply for a loan with Ally Bank Mortgage online. You'll need to provide basic information, including your name, address, and Social Security number. You'll also need to provide financial information, such as your income and debt levels. Once you've submitted your application Ally Bank Mortgage will review it and send you loan options. If you want to apply, you complete your information and close the deal.

The credit score needed for an Ally Bank mortgage is 620 or higher. It is generally considered to be a good credit score, although many factors go into determining if you're eligible for a mortgage and what interest rate you'll receive. Your credit score is just one part of the equation, and there are many things you can do to improve your chances of getting approved for a mortgage and a low-interest rate.