The Accepted Account is a specialized merchandise card designed exclusively for shopping at Distinct Outlet Stores. Unlike traditional credit cards that offer a wide range of retail acceptability, the Accepted Account narrows its focus, allowing cardholders to shop solely at these specific outlets. It provides a $1,000 merchandise credit, allowing users to purchase products up to that limit within the confines of the Distinct Outlet Stores' ecosystem.

No, one of the standout features of the Accepted Account is its 0% APR. This means that cardholders will not be charged any interest on their purchases. It's crucial, however, for users to be aware and manage their spending responsibly. While the absence of interest rates can be alluring, it's essential not to view it as a free pass to overspend, to ensure you maintain good financial health.

Unfortunately, the Accepted Account does not contribute to building or enhancing one's credit score. Even though it provides various other perks and advantages, it lacks this particular feature. If your primary goal is to build or repair your credit score, it might be beneficial to look into other financial tools or credit cards that report to the major credit bureaus.