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U.S. Bank Smartly™ Checking application: how does it work?

Applying for U.S. Bank Smartly™ Checking just got easier! Discover all the ways to apply, whether through our website or with your phone - and we will provide every step of the way. Read on!

by Suzana Brito

01/02/2023 | Updated on 01/26/2023

U.S. Bank Smartly™ Checking: The application is online, and takes only five minutes!

Learn how to apply for the U.S. Bank Smartly™ Checking account. Source: The Mad Capitalist

Managing money has never been easier with U.S. Bank Smartly Checking! You can enjoy digital banking, budgeting tools, and more in just five minutes online.

Checking Account

U.S. Bank Smartly™

Online Banking Simple and Fast

Waive monthly fee and enjoy free ATM fee at U.S Bank ATMs.

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All without ever leaving home! We’ll help you understand the eligibility requirements and how to apply for this checking account. Keep reading!

Apply online

You can visit their website to apply for the U.S Bank Smartly™ Checking account. The application process is relatively simple, and you can complete it in just a few minutes.

You’ll need to provide basic information about yourself, including your name, address, and Social Security number. Also, you need to provide some financial information, such as your income and assets.

Once you’ve completed the application, U.S Bank will review it and determine whether or not you’re eligible for the account. If approved, they’ll send you a card in about seven days.

Requirements

Be a U.S. citizen or authorized resident;
Have proof of income;
Have proof of residency;
Live in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.

Apply on the mobile app

You can download the U.S. Mobile Banking and open a checking account. The main menu has just what you need. Explore your options and compare details easily before selecting ‘Apply now’ — it’s that easy.

You can also use the app to manage your account, make payments, and more!

U.S. Bank Smartly™ Checking or HSBC Premier Checking?

The hard work that goes into running a cafe. Shot of a handsome young man using a laptop and phone in a coffee shop. — Compare the U.S. Bank Smartly™ Checking and HSBC Premier Checking. Source: Adobe Stock

One of the main differences is that the HSBC Premier Checking account offers a higher interest rate on your deposited funds.

Additionally, the HSBC Premier Checking account has more ATM fee waivers than the U.S. Bank Smartly™ Checking account- so if you use ATMs often, this could be an important difference to consider.

Finally, the HSBC Premier Checking account also offers several travel benefits.

Multiple personalized credit card offers

Applying won't hurt your credit score

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