U.S. Bank Smartly™ Checking application: how does it work?
Applying for U.S. Bank Smartly™ Checking just got easier! Discover all the ways to apply, whether through our website or with your phone - and we will provide every step of the way. Read on!
U.S. Bank Smartly™ Checking: The application is online, and takes only five minutes!
Managing money has never been easier with U.S. Bank Smartly Checking! You can enjoy digital banking, budgeting tools, and more in just five minutes online.
All without ever leaving home! We’ll help you understand the eligibility requirements and how to apply for this checking account. Keep reading!
You can visit their website to apply for the U.S Bank Smartly™ Checking account. The application process is relatively simple, and you can complete it in just a few minutes.
You’ll need to provide basic information about yourself, including your name, address, and Social Security number. Also, you need to provide some financial information, such as your income and assets.
Once you’ve completed the application, U.S Bank will review it and determine whether or not you’re eligible for the account. If approved, they’ll send you a card in about seven days.
You will be redirected to another website
- Be a U.S. citizen or authorized resident;
- Have proof of income;
- Have proof of residency;
- Live in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
Apply on the mobile app
You can download the U.S. Mobile Banking and open a checking account. The main menu has just what you need. Explore your options and compare details easily before selecting ‘Apply now’ — it’s that easy.
You can also use the app to manage your account, make payments, and more!
U.S. Bank Smartly™ Checking or HSBC Premier Checking?
One of the main differences is that the HSBC Premier Checking account offers a higher interest rate on your deposited funds.
Additionally, the HSBC Premier Checking account has more ATM fee waivers than the U.S. Bank Smartly™ Checking account- so if you use ATMs often, this could be an important difference to consider.
Finally, the HSBC Premier Checking account also offers several travel benefits.
U.S. Bank Smartly™ Checking
- Fees: Opening Deposit: $25; Monthly fee: $0 or $6.95; Minimum Direct Deposit [combined] to Avoid Monthly Fee: $1,000;
- Minimum balance: $1,500;
- APY: N/A;
- Credit score: N/A;
- Rewards: N/A.
HSBC Premier Checking
- Fees: Monthly fee: $50 monthly fee (can be waived, see rates and fees)/ Minimum Opening Deposit: $0; Minimum Balance to Avoid Monthly Fee: $75,000/ Minimum Direct Deposit to Avoid Monthly Fee: $5,000/ Closing fee: $25.
- Minimum balance: $75,000.
- APY: 0.01%.
- Credit score: N/A.
- Rewards: N/A.
Would you like to find out how to apply for an HSBC Premier Checking? Stay tuned to our next post!
About the author / Suzana Brito
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