Reviews
U.S. Bank Smartly™ Checking application: how does it work?
Applying for U.S. Bank Smartly™ Checking just got easier! Discover all the ways to apply, whether through our website or with your phone - and we will provide every step of the way. Read on!
Advertisement
U.S. Bank Smartly™ Checking: The application is online, and takes only five minutes!
Managing money has never been easier with U.S. Bank Smartly Checking! You can enjoy digital banking, budgeting tools, and more in just five minutes online.
All without ever leaving home! We’ll help you understand the eligibility requirements and how to apply for this checking account. Keep reading!
Apply online
You can visit their website to apply for the U.S Bank Smartly™ Checking account. The application process is relatively simple, and you can complete it in just a few minutes.
You’ll need to provide basic information about yourself, including your name, address, and Social Security number. Also, you need to provide some financial information, such as your income and assets.
Once you’ve completed the application, U.S Bank will review it and determine whether or not you’re eligible for the account. If approved, they’ll send you a card in about seven days.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Requirements
- Be a U.S. citizen or authorized resident;
- Have proof of income;
- Have proof of residency;
- Live in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
Apply on the mobile app
You can download the U.S. Mobile Banking and open a checking account. The main menu has just what you need. Explore your options and compare details easily before selecting ‘Apply now’ — it’s that easy.
You can also use the app to manage your account, make payments, and more!
U.S. Bank Smartly™ Checking or HSBC Premier Checking?
One of the main differences is that the HSBC Premier Checking account offers a higher interest rate on your deposited funds.
Additionally, the HSBC Premier Checking account has more ATM fee waivers than the U.S. Bank Smartly™ Checking account- so if you use ATMs often, this could be an important difference to consider.
Finally, the HSBC Premier Checking account also offers several travel benefits.
U.S. Bank Smartly™ Checking
- Fees: Opening Deposit: $25; Monthly fee: $0 or $6.95; Minimum Direct Deposit [combined] to Avoid Monthly Fee: $1,000;
- Minimum balance: $1,500;
- APY: N/A;
- Credit score: N/A;
- Rewards: N/A.
HSBC Premier Checking
- Fees: Monthly fee: $50 monthly fee (can be waived, see rates and fees)/ Minimum Opening Deposit: $0; Minimum Balance to Avoid Monthly Fee: $75,000/ Minimum Direct Deposit to Avoid Monthly Fee: $5,000/ Closing fee: $25.
- Minimum balance: $75,000.
- APY: 0.01%.
- Credit score: N/A.
- Rewards: N/A.
Would you like to find out how to apply for an HSBC Premier Checking? Stay tuned to our next post!
HSBC Premier Checking application
Find out how to apply for the HSBC Premier Checking in less than five minutes. Enjoy free ATMs and more. Read on!
Trending Topics
Learn to apply easily for the NASB Mortgage
Want to know how to apply for the NASB mortgage? Follow this step-by-step guide! Several loan options and repayment flexibility! Read on!
Keep ReadingCapital One Quicksilver Student Cash Rewards Credit Card application
Are you looking for a student card? Check out how to apply for the Capital One Quicksilver Student Cash Rewards Credit Card. Read on!
Keep ReadingHow to get low interest rates on loans
Here's a complete guide on how to get low interest rates on loans. Keep reading to find out more and learn how to save money!
Keep ReadingYou may also like
Affordable Connectivity Program (ACP): see how to apply
Find out if you are eligible for the Affordable Connectivity Program, and get help with internet costs monthly. Read on!
Keep ReadingLearn to apply for the Achieve Personal Loan (formerly FreedomPlus)
Looking to take out a personal loan? Learn how to apply for an Achieve Personal Loan and get access to funds quickly. Qualify for up to $50K.
Keep ReadingR.I.A. Federal Credit Union Mastercard® Rewards Card: apply today
Unlock the potential of shopping with the R.I.A. Federal Credit Union Mastercard® Rewards Card! Apply today and start saving big!
Keep Reading