Credit Cards

Application for the Petal® 1 “No Annual Fee” Visa® Credit Card: how does it work?

You can get a credit card to rebuild your score while earning cashback rewards. Learn how to apply for the Petal® 1 "No Annual Fee" Visa® Credit Card and enjoy its benefits.


by Julia Bermudez

04/21/2022 | Updated on 02/13/2023

Petal® 1 “No Annual Fee” Visa® Credit Card: Get a chance to rebuild your credit history and earn rewards.

Petal 1 Visa credit card
This beautiful card is the Petal® 1 “No Annual Fee” Visa® Credit Card . Source: The Mad Capitalist.

If you’re looking for your first credit card, the Petal® 1 “No Annual Fee” Visa® Card is a good option. If you had some hard times with your credit in the past, don’t worry. You can always rebuild it making responsible use of a more humble credit card.

We say humble because Petal 1 Visa does not offer a ton of benefits and rewards like you may see on some other cards out there. But you need to take into consideration that these cards usually require a good or excellent credit score for the application.


Credit Card

Petal® 1 "No Annual Fee"

cashback no annual fee

No annual fee and cashback rewards.

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Petal® 1 “No Annual Fee” Visa® Credit Card has a good interest rate and no annual fee. This is also an excellent benefit for a card in this category. But more than this, it offers cashback, which is outstanding.

And not that flat 1% cashback. You’ll get 2% up to 10% cashback at selected purchases. So you’re building a score and getting rewards for using your credit card. Isn’t it great?

If you agree that this card has excellent features, you can apply for it. Keep reading to learn how.

Apply online

smiling man using tablet
You can apply online. Source: Freepik.

Petal offers the possibility of pre-approval, which does not impact your score. Go to Petal’s website, and click on “see card offers”. You will be redirected to a form, where you will provide basic personal and contact information (name, date of birth, email, etc.).

Petal will use your social security number to verify your identity. Please read the terms and conditions before checking the box and submitting your form. You will instantly be informed which Petal card you can get. Once you accept this offer, you will be able to complete the application process.


Apply using the app

Using the Petal app, you can track your credit building and your monthly spending. It also helps you budget to use your money wisely and find the best places to earn cashback. Once you get your Petal® 1 “No Annual Fee” Visa® Credit Card you can download the app and use it. To apply, go to the Petal website.


Petal® 1 “No Annual Fee” Visa® Credit Card vs. Destiny credit card

You have more than one option to get a credit card with a not-perfect credit score. In fact, there are many options in the market, but not all of them are decent. These two credit cards have fair rates and low fees.

Destiny credit card and Petal 1 have similar features, but Petal 1 gives cashback for selected purchases, while Destiny doesn’t give any rewards.

destiny credit card

How to apply for the Destiny credit card?

Don't worry about credit scores inquiries. They are not required for this card. Learn how to get the Destiny credit card.

Petal® 1 “No Annual Fee” Visa® Credit CardDestiny card
Credit ScoreFair/Bad/Limited/No CreditNo credit score is required, so it can be Poor/Fair
Annual Fee$0$59 – $99
Regular APR24.49% – 33.99% variable APR24.9%
Welcome bonusNo welcome bonusNo welcome bonus is offered
Rewards2% to 10% cashback at selected purchasesNo rewards program

Have you considered getting the Destiny card? If so, take a look at the following content to learn how to apply for it.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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