Credit Cards

Application for the Petal® 1 “No Annual Fee” Visa® Credit Card: how does it work?

You can get a credit card to rebuild your score while earning cashback rewards. Learn how to apply for the Petal® 1 "No Annual Fee" Visa® Credit Card and enjoy its benefits.


Petal® 1 “No Annual Fee” Visa® Credit Card: Get a chance to rebuild your credit history and earn rewards.

Petal 1 Visa credit card
This beautiful card is the Petal® 1 “No Annual Fee” Visa® Credit Card . Source: The Mad Capitalist.

If you’re looking for your first credit card, the Petal® 1 “No Annual Fee” Visa® Card is a good option. If you had some hard times with your credit in the past, don’t worry. You can always rebuild it making responsible use of a more humble credit card.

We say humble because Petal 1 Visa does not offer a ton of benefits and rewards like you may see on some other cards out there. But you need to take into consideration that these cards usually require a good or excellent credit score for the application.


Credit Card

Petal® 1 "No Annual Fee"

cashback no annual fee

No annual fee and cashback rewards.

You will be redirected to another website

Petal® 1 “No Annual Fee” Visa® Credit Card has a good interest rate and no annual fee. This is also an excellent benefit for a card in this category. But more than this, it offers cashback, which is outstanding.

And not that flat 1% cashback. You’ll get 2% up to 10% cashback at selected purchases. So you’re building a score and getting rewards for using your credit card. Isn’t it great?

If you agree that this card has excellent features, you can apply for it. Keep reading to learn how.

Apply online

smiling man using tablet
You can apply online. Source: Freepik.

Petal offers the possibility of pre-approval, which does not impact your score. Go to Petal’s website, and click on “see card offers”. You will be redirected to a form, where you will provide basic personal and contact information (name, date of birth, email, etc.).

Petal will use your social security number to verify your identity. Please read the terms and conditions before checking the box and submitting your form. You will instantly be informed which Petal card you can get. Once you accept this offer, you will be able to complete the application process.

Apply using the app

Using the Petal app, you can track your credit building and your monthly spending. It also helps you budget to use your money wisely and find the best places to earn cashback. Once you get your Petal® 1 “No Annual Fee” Visa® Credit Card you can download the app and use it. To apply, go to the Petal website.

Petal® 1 “No Annual Fee” Visa® Credit Card vs. Destiny credit card

You have more than one option to get a credit card with a not-perfect credit score. In fact, there are many options in the market, but not all of them are decent. These two credit cards have fair rates and low fees.

Destiny credit card and Petal 1 have similar features, but Petal 1 gives cashback for selected purchases, while Destiny doesn’t give any rewards.

Petal® 1 “No Annual Fee” Visa® Credit CardDestiny card
Credit ScoreFair/Bad/Limited/No CreditNo credit score is required, so it can be Poor/Fair
Annual Fee$0$59 – $99
Regular APR24.99% – 34.49% variable APR24.9%
Welcome bonusNo welcome bonusNo welcome bonus is offered
Rewards2% to 10% cashback at selected purchasesNo rewards program

Have you considered getting the Destiny card? If so, take a look at the following content to learn how to apply for it.

destiny credit card

How to apply for the Destiny credit card?

Don't worry about credit scores inquiries. They are not required for this card. Learn how to get the Destiny credit card.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

Trending Topics


Checklist for moving out of state: your definitive guide

Are you packing up and relocating to another state? Check off all the to-dos with this moving out of state checklist.

Keep Reading

First Citizens Bank Cash Rewards Card Review: $0 annual fee

Get the First Citizens Bank Cash Rewards Credit Card scoop with our review. Earn 1.5% cash back and enjoy a straightforward card. Read now!

Keep Reading

Learn to apply easily for Better Mortgage

Do you want to apply for Better Mortgage but don't know how? This post will help you to understand it step-by-step. Read on!

Keep Reading

You may also like


Build credit fast: Merrick Bank Classic Secured Card review

Read to build credit with confidence? Then don't miss our Merrick Bank Classic Secured Card review! Ensure a credit limit of up to $3K!

Keep Reading

Capital One Spark Cash Plus review: A charge card to run your business

Do you need a card to run your business? Look at the Capital One Spark Cash Plus review, and learn how this card works. Read on!

Keep Reading

0% intro APR: U.S. Bank Visa® Platinum Card review

Need a credit card with a $0 annual fee? Check out our thorough U.S. Bank Visa® Platinum Card review and see if it's your right choice!

Keep Reading