Looking for a credit card for average credit scores with cashback rewards and financial flexibility? Here is our review of the Navy Federal cashRewards Credit Card.

Explore the ins and outs of this card, helping you decide if it’s the right fit for your wallet. Read on!

It’s not every day you come across a credit card that generously rewards individuals with an average credit score.

The Navy Federal cashRewards Credit Card benefits the military, veterans, and civilians working with the Department of Defense.

Also, if you are a member, you can check if you prequalify with a soft pull, ensuring your credit score remains intact.

This credit card is remarkably fee-friendly and straightforward. No annual fees, balance transfers, foreign transactions, and cash advance fees.

Cardholders can earn up to 1.75% cash back on all their purchases.

Notably, you can score 1.5% on all purchases or crank it up to 1.75% by opening a bank account with Navy Federal and setting up direct deposits.

The best part? These rewards have no limits or expiration dates as long as your account remains open.

In addition to the ongoing rewards, this credit card sweetens the deal with an enticing sign-up bonus.

You can pocket a cool $250 cash back when you spend $2,500 within the first 90 days of opening your account.

If you love to hit the road, then you’ll appreciate that this credit card has rental car coverage.

Rent an eligible car for up to 15 days and wave goodbye to the collision damage fee.

It’s a small yet valuable perk, but it could save you big bucks on your next adventure.

Now that we’ve covered the nuts and bolts of the Navy Federal cashRewards Credit Card, it’s time to review its pros and cons. 

Since it brings amazing credit card benefits, the Navy Federal cashRewards Card requires a good to excellent credit score from applicants.

If you want to apply for the Navy Federal cashRewards Credit Card, you can learn how to do so below. Keep reading for more information!