Apply for the Navy Federal cashRewards Credit Card in less than 10 minutes by following our guide.

We’ve broken the application into easy, intuitive steps so you can do it quickly. Read on!

The Navy Federal cashRewards Credit Card is an appealing option for military members, family members, veterans, and workers of the Department of Defense.

It requires an average credit score but offers big rewards.

You can earn 1.75% on all purchases without an annual fee and also an attractive welcome bonus.

Here is how to apply for the Navy Federal cashRewards Credit Card online.

To get started with your application, Navy Federal requires some personal information and details about your housing.

This includes your name, address, and contact information.

Firstly, Navy Federal will check your credit score with one of the three major credit bureaus.

To qualify, your credit score should be average.

You can also check if you qualify without affecting your credit score by doing a “soft pull” on the Navy Federal website.

This way, if you don’t meet the eligibility criteria, your credit score won’t be affected.

If approved, you’ll then get a text message. If not, you’ll receive a response within 30 days.

After you get approved for a Navy Federal credit card, the last step is to wait for it to arrive in your mailbox.

This usually takes about 7 to 10 business days.

You can use the Navy app to manage your account after you get your credit card in the mail. However, you can’t apply using it. 

Both Navy Federal cards are rewarding, but the Navy Federal cashRewards Credit Card requires a lower credit score.

On the other hand, the Navy Federal More Rewards American Express® Card offers a higher rewards rate.

So, if you qualify in the select group of Navy Federal, you can choose the best card for your finances.

Check out more differences below.

Would you like to apply for the Navy Federal More Rewards American Express® Card? Read on to learn more!