Wells Fargo Autograph℠ Card review

This credit card from Wells Fargo carries no annual fee and offers a generous signup bonus and rewards based on your spending. Here's a Wells Fargo® Autograph™ Card review, including its pros and cons. Read on!


Wells Fargo Autograph℠ Card: No annual fee and plenty of additional perks make this card a must-have!

Wells Fargo Autograph℠ Card
Wells Fargo Autograph℠ Card review. Source: Wells Fargo

Travel cards usually are expensive, but this option has no annual fee and comes with up to 3% cash back rewards. Find out more in this Wells Fargo Autograph℠ Card review. 

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Wells Fargo Autograph℠ Card application

Learn how to apply for the Wells Fargo Autograph℠ Card. Enjoy cash back reward and welcome bonus! Read on for more!

We’ll take a comprehensive look at the benefits and drawbacks of this card— so that you can analyze if it fits your lifestyle. Read on!

  • Credit Score: 690-850 (good to excellent). 
  • Annual Fee: $0 annual fee. 
  • Regular APR: 0% intro APR for the first 12 months, then 18.74%, 23.74%, or 28.74% variable. 
  • Welcome bonus: Earn 30K bonus points (equals $300 cash redemption value) after spending $1,500 in purchases during the first three months of account ( limited time offer). 
  • Rewards: Unlimited 3X points for purchases on restaurants, travel, gas, transit, popular streaming, and phone plans; 1X points on all other purchases.

Wells Fargo Autograph℠ Card: how does it work?

The Wells Fargo Autograph℠ Card is considered a travel card because it offers 3 points for travel expenses.

Unlike most credit cards like this, this option has no annual fee, so it can be a great addition to your wallet.

SignBonus & Rewards Program 

The Wells Fargo Autograph℠ Card offers an impressive welcome bonus of 30,000 points after spending $1,500 in purchases within the first three months of account opening.

Points are earned with a rate of 3X points per dollar spent on all eligible purchases in some categories, plus 1X points for all others.

Cardholders can redeem these points for travel (including airfare and hotels), gift cards, cash back, and other rewards.

Plus, there is no limit to how many points you can earn or redeem!

Additional Benefits & Perks 

The Wells Fargo Autograph℠ Card also comes with additional benefits, including:

  • Cell phone protection;
  • Access to  Visa Signature® Concierge service, 24/7 and Visa Signature® Luxury Hotel Collection;
  • Roadside Dispatch®;
  • Travel and Emergency Assistance Services;
  • Auto Rental Collision Damage Waiver
  • Emergency Cash Disbursement and Card Replacement.

Fees and rates 

Learn more about the Wells Fargo Autograph℠ Card! Source: FreePik

Another advantage of this card is the 0% APR for the first 12 months. After that, cardholders will pay a variable APR of 18.74%, 23.74%, or 28.74%, depending on creditworthiness.

Balance transfers incur either a $5 or 3% fee (whichever is greater) for the first 120 days. After that, 5% for each balance transfer.

Lastly, there are no annual or foreign transaction fees associated with this card. 

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Wells Fargo Autograph℠ Card: should you get one?

The Wells Fargo Autograph℠ Card is an excellent option for saving money! But some drawbacks must be considered too! Let’s take a look.


  • No annual fee;
  • 3% cash back on many categories and 1% cash back on all other purchases;
  • Juicy welcome bonus;
  • 0% intro APR.


  • No free checked bags;
  • It’s necessary to have good to excellent credit. 

Credit score required

To get a Wells Fargo Autograph℠ Card, you’ll need at least a good to excellent credit score. A great choice for those looking for an additional line of credit with competitive features and cash back.

Wells Fargo Autograph℠ Card application: how to do it?

Do you want a sleek, modern card that boasts top-of-the-line benefits? Now might be the perfect time to consider applying for the Wells Fargo Autograph℠ Card. Learn more in the post below.

Wells Fargo Logo

Wells Fargo Autograph℠ Card application

Learn how to apply for the Wells Fargo Autograph℠ Card. Enjoy cash back reward and welcome bonus! Read on for more!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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