GO2bank™ review: is it the best choice for you?

Are you looking for a better banking experience? Look no further than GO2bank™. Read our GO2bank™ review!


GO2bank™: FDIC-insured online bank to protect your money

GO2bank™ card and app
Know how GO2bank™ works. Keep reading! Source: GO2bank™ Facebook

Do you like online banking? Then you can’t miss the GO2bank™ review we’ve prepared for you. With this mobile app, you can bank from anywhere your smartphone goes.

And since it’s always password-protected, your finances are safe and secure. So you can have peace of mind and enjoy all its features.

GO2bank™ LOGO n blue background

How to apply to GO2bank™

GO2bank™ came to make your life easier. Find out about the application process, and have access 24/7 to your account on your phone. Read on!

In addition, with GO2bank™, there are no hidden fees, so you won’t be fooled.

If you want to discover all of this online bank’s advantages, how it works and much more, keep reading!

GO2bank™: the ultimate banking app?

GO2bank™ is an online bank that aims to simplify banking and ease the processes for its clients. 

On the bright side, the GO2bank™ app is available for free. Also, you can get up to 7% cash back on gift cards.

This online bank is safe because it’s FDIC-insured. So you can make transactions and move and control your money without worries.

It comes with a fraud alert, and also you can choose to lock and unlock your account anytime.

Still, it charges no monthly fee if you make a direct deposit or $5 monthly if you prefer.

You can also pay your bills and get a free ATM right from the app.

And the direct deposit might prevent you from paying overdraft fees if you opt for it. Still, you can get your pay up to two days early. Just make sure you set it in the app.

On the other hand, as with any bank, you’ll have to pay some fees. Then, you might be charged a 3% foreign transaction fee and a $3 per transaction in teller cash withdrawal.

GO2bank™: should you start banking with it?

Young couple doing some online shopping at home, using a laptop on the sofa.
Review GO2bank™ pros and cons. Check it out! Source: Adobe Stock

GO2bank™ is a new online banking service that promises to be convenient, easy to use, and secure.

But is it really worth signing up for? Let’s take a closer look at the pros and cons of GO2bank™ to help you make a decision.


  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
  • Terms apply.


  • $3 teller cash withdrawal fee;
  • 3% foreign transaction fee;

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit scores required for the GO2bank™ products

If you’re looking for an online bank that’s available to everyone, regardless of credit score, GO2bank™ is a great option.

Their secured card can be used for everyday purchases, so it’s perfect for those who want to build up their credit or establish financial independence.

Plus, there are no hidden fees, and you can do everything online so that you can use it without worry.

GO2bank™ application: how to do it?

If you’re interested in the GO2bank™ review, make sure to check out the post about its applications.

You’ll learn all about how this innovative tool can help you manage your finances better. Below, you’ll find our post. Check it out!

celphone on a white background with credit card on it

How to apply to GO2bank™

GO2bank™ came to make your life easier. Find out about the application process, and have access 24/7 to your account on your phone. Read on!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

Trending Topics


Where Zero Means More: Navy Federal Platinum Card Review

Discover how to take advantage of an intro APR for transfers in this Navy Federal Platinum Credit Card review. Learn more!

Keep Reading

Western Union® Netspend® Prepaid Mastercard® review

Manage your finances with ease using the Western Union® Netspend® Prepaid Mastercard® of this review. No credit check required!

Keep Reading

A guide to the best online banks in Canada 2022

Learn what you need to know about the best online banks in Canada and make an informed decision about your finances. Read on for more!

Keep Reading

You may also like


Affordable Connectivity Program (ACP): see how to apply

Find out if you are eligible for the Affordable Connectivity Program, and get help with internet costs monthly. Read on!

Keep Reading

The Business Platinum Card® from American Express application

Wondering if The Business Platinum Card® from American Express is right for your business? Read on to its eligibility and application.

Keep Reading

What is a CD: how it works, interest and more!

Before investing, learn what a CD is and what advantages it has to offer. You can choose a low-risk investment and still grow your money.

Keep Reading