For people with low or no credit scores, the Merit Platinum card can be a great way to improve their financial situation. This card offers many benefits, including a zero interest rate and no credit checks.

Since it’s a store card, you can only shop at Horizon Outlet with it. However, with a credit limit of $750, you’ll have access to thousands of prime-rate items for everyday use.

Signing up for this card is easy, and since it doesn’t require a credit score for approval, it also doesn’t perform any hard inquiries. So, if you want to get this card, check how to apply for one below.

For an online application, you need to access Merit’s official website and click the “apply now” button. After that, you’ll need to fill in a form with your personal information as well as contact details.

Remember, you need a checking account or a debit/credit card for Horizon Financial Services to approve your request. After providing the company with all the info they need, submit your form and wait for their response. 

Unfortunately, there isn’t a mobile app available for the Merit Platinum card. The only way you can request a new card is via their website. 

If the Merit Platinum card isn’t for you, maybe you’ll be interested in another Platinum product. Though a lot harder to get, the American Express Platinum Card comes with an array of exclusive perks and benefits.

Check the comparison below and follow the recommended link for the application process.