Application for the Merit Platinum card: how does it work?
Learn how to apply for the Merit Platinum card, perfect for consumers looking to rebuild their credit score. This card offers no interest on purchases, a $750 credit limit, and no credit check.
by Aline Barbosa
Merit Platinum Card: the perfect card for building your credit score
For people with low or no credit scores, the Merit Platinum card can be a great way to improve their financial situation. This card offers many benefits, including a zero interest rate and no credit checks.
Since it’s a store card, you can only shop at Horizon Outlet with it. However, with a credit limit of $750, you’ll have access to thousands of prime-rate items for everyday use.
Signing up for this card is easy, and since it doesn’t require a credit score for approval, it also doesn’t perform any hard inquiries. So, if you want to get this card, check how to apply for one below.
For an online application, you need to access Merit’s official website and click the “apply now” button. After that, you’ll need to fill in a form with your personal information as well as contact details.
Remember, you need a checking account or a debit/credit card for Horizon Financial Services to approve your request. After providing the company with all the info they need, submit your form and wait for their response.
You will be redirected to another website
Apply using the app
Unfortunately, there isn’t a mobile app available for the Merit Platinum card. The only way you can request a new card is via their website.
Merit Platinum credit card vs. American Express Platinum credit card
If the Merit Platinum card isn’t for you, maybe you’ll be interested in another Platinum product. Though a lot harder to get, the American Express Platinum Card comes with an array of exclusive perks and benefits.
Check the comparison below and follow the recommended link for the application process.
|Merit Platinum credit card||American Express Platinum credit card|
|Credit Score||Not needed||Excellent|
|Annual Fee||$177.24 ($14.77 monthly fee)||$695|
|Regular APR||0%||5.99% – 22.99% (variable)|
|Welcome bonus||N/A||100,000 Membership Rewards points after|
spending $6000 in the first 6 months of card ownership
|Rewards||N/A||5x points on bookings made through AMEX Travel;|
1x points in every purchase
Application for the American Express Platinum card
See how to apply for the American Express Platinum, one of the most popular cards on the market, and start collecting rewards!
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