Credit Cards
Apply for the Navy Federal nRewards® Secured Card: $0 annual fee
No credit history? No problem! Apply for the nRewards® Secured and join thousands who have successfully built their credit scores with Navy Federal.
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Make your application online with this guide
Ready to transform your credit? Apply for Navy Federal nRewards® Secured now with our help!
Earn 1 point per dollar spent, and enjoy a journey towards better credit and exclusive rewards. Keep reading to understand the application process!
Apply online
Navy Federal nRewards® Secured is a solid option to boost credit and rewards. So, if you want to apply for the Navy Federal nRewards® Secured, follow this guide.
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1. Navy Federal website
Applying for the nRewards® Secured card is quick and easy!
All you have to do is visit the card’s website and fill out the application form. It’s that simple!
2. Provide your personal information
Then, you can fill out the application form with accurate details, including:
- Name;
- Address;
- Phone number;
- Email address;
- Social Security number;
- Date of birth;
- Employment information;
- Income information.
3. Choose your security deposit
Lastly, you’ll be required to pay a security deposit, which will vary depending on your budget, but it can start from as low as $200.
Then, this deposit will serve as your credit limit, which means you can only spend up to that amount on your credit card.
4. Review and submit your application
Before submitting your application, it’s important to double-check all the information you’ve provided for accuracy.
So, take your time and review everything carefully.
Once you’re confident that everything is correct, submit your application.
Apply using the app
If you were planning to apply for the nRewards® Secured card using the Navy Federal app, you won’t be able to do that now.
However, there’s no need to worry because you can still get the nRewards® Secured card and start building your credit.
All you need to do is follow some easy steps and then be on your way to enjoying this card’s awesome benefits.
Navy Federal nRewards® Secured vs. Navy Federal Visa Signature® Flagship Rewards
You can consider getting a secured credit card to build your credit score. Then the Navy Federal nRewards® Secured card is a good choice among the options available.
On the other hand, if you have a good credit score and want to earn more rewards and benefits, you can go for the Visa Signature® Flagship Rewards card.
To sum it up, if you need a credit card, you can choose either based on your needs and preferences.
Finally, you can compare their features to make an informed decision.
Navy Federal nRewards® Secured
- Credit Score: 300-689 (Poor – Average);
- Annual Fee: $0;
- Purchase APR: 18.00% (variable);
- Cash Advance APR: 2% above the purchase APR;
- Welcome Bonus: N/A;
- Rewards: 1x point per dollar on all purchases.
Navy Federal Visa Signature® Flagship Rewards
- Credit Score: Good-Excellent;
- Annual Fee: $0 annual fee for the first year, then $49;
- Purchase APR: 15.24% to 18.00% ( Variable);
- Cash Advance APR: 2% above the purchase APR;
- Welcome Bonus: Earn 30,000 bonus points after spending $3,000 within 90 days of account opening and a free year of Amazon Prime;
- Rewards: 3 points on travel, 2 points on everything else, and statement credits for Global Entry or TSA Pre✓® ( up to $100).
Stay tuned for our upcoming post on how to apply for the Navy Federal Visa Signature® Flagship Rewards.
Apply for the Navy Federal Flagship Rewards
Apply for the Navy Federal Visa Signature® Flagship Rewards today – earn up to 3X points on purchases + amazing benefits! Keep reading!
About the author / Suzana Brito
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