Integra Credit Personal Loan review: how does it work and is it good?
Looking for a loan for bad credit? Read the latest Integra Credit Personal Loan review! $0 origination fee! So stay with us and learn more!
Integra Credit Personal Loan: no credit check is needed!
This Integra Credit Personal Loan review may be worth considering if you want a personal loan with easy qualification requirements and fast funding.
You could qualify with poor credit and get the money you need! So read on to learn why this loan may not be your best option.
- APR: 99%-399%;
- Loan Purpose: Purchases, consolidating debt, home improvement, and more;
- Loan Amounts: $500 up to $3,000;
- Credit Needed: N/A;
- Origination Fee: None;
- Late Fee: $15;
- Early Payoff Penalty: None.
What is Integra Credit Personal Loan?
The Integra Credit Personal Loan offers borrowers $500-$3,000 at a stellar APR starting at 99%.
Is the skyrocketing APR worth it? This loan doesn’t offer distinctive features to compensate for the annual percentage rate.
The funding is fast, so you can get your money quickly. However, unfortunately, the terms are quite short, ranging from 6-24 months.
That said, applicants must meet certain Integra Credit Personal Loan eligibility criteria.
Among them, the borrower should have a steady income of at least $24,000 annually to be approved.
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Here are the fees you should expect when you review the Integra Credit Personal Loan:
- Origination fee: None;
- Prepayment fee: None;
- Late Payment fee: $10-$15.
Available at these States
This personal loan is only available in the following states:
- Alabama, Arizona, Alaska, California, Delaware, and Florida; Idaho, Indiana, Kansas, Kentucky, and Louisiana;
- Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Mexico, Ohio, Oregon, and South Carolina;
- South Dakota, Tennessee, Texas, Utah, and Wisconsin.
Is Integra Credit Personal Loan good?
The Integra Credit Personal Loan has an extremely high APR, so you should only take it as a last resort for bad credit. Otherwise, you can find better rates with competitors.
However, to judge it, you’d better check out its advantages and disadvantages.
- No prepayment fee;
- No origination fee;
- Accepts bad credit;
- Funding will be available in about 1 business day;
- Reports payments to TransUnion.
- Above-average APR as high as 399%;
- Late fee.
Does Integra Credit Personal Loan check credit scores?
Unlike most loans, Integra Credit Personal Loan doesn’t do a credit check, so bad credit isn’t an issue.
This feature is where Integra Credit Personal Loan outstands competitors. However, it’s not enough to make up for its APR.
Additionally, it reports your credit to TransUnion, which can help or hurt your score depending on how well you pay off your debt.
Want to apply for Integra Credit Personal Loan? We will help you!
An Integra Credit Personal Loan might be worth considering if you need quick emergency money due to its easy qualification requirements and fast funding.
Read our post below to discover how to apply for Integra Credit Personal Loan!
About the author / Suzana Brito
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