Loans
Integra Credit Personal Loan review: how does it work and is it good?
Looking for a loan for bad credit? Read the latest Integra Credit Personal Loan review! $0 origination fee! So stay with us and learn more!
Advertisement
Integra Credit Personal Loan: no credit check is needed!
This Integra Credit Personal Loan review may be worth considering if you want a personal loan with easy qualification requirements and fast funding.
Apply for Integra Credit Personal Loan
Learn more about the requirements and how to apply for the Integra Credit Personal Loan. Qualify with no credit check! Keep reading!
You could qualify with poor credit and get the money you need! So read on to learn why this loan may not be your best option.
- APR: 99%-399%;
- Loan Purpose: Purchases, consolidating debt, home improvement, and more;
- Loan Amounts: $500 up to $3,000;
- Credit Needed: N/A;
- Origination Fee: None;
- Late Fee: $15;
- Early Payoff Penalty: None.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
What is Integra Credit Personal Loan?
The Integra Credit Personal Loan offers borrowers $500-$3,000 at a stellar APR starting at 99%.
Is the skyrocketing APR worth it? This loan doesn’t offer distinctive features to compensate for the annual percentage rate.
The funding is fast, so you can get your money quickly. However, unfortunately, the terms are quite short, ranging from 6-24 months.
That said, applicants must meet certain Integra Credit Personal Loan eligibility criteria.
Among them, the borrower should have a steady income of at least $24,000 annually to be approved.
Fees
Here are the fees you should expect when you review the Integra Credit Personal Loan:
- Origination fee: None;
- Prepayment fee: None;
- Late Payment fee: $10-$15.
Advertisement
Available at these States
This personal loan is only available in the following states:
- Alabama, Arizona, Alaska, California, Delaware, and Florida; Idaho, Indiana, Kansas, Kentucky, and Louisiana;
- Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Mexico, Ohio, Oregon, and South Carolina;
- South Dakota, Tennessee, Texas, Utah, and Wisconsin.
Is Integra Credit Personal Loan good?
The Integra Credit Personal Loan has an extremely high APR, so you should only take it as a last resort for bad credit. Otherwise, you can find better rates with competitors.
However, to judge it, you’d better check out its advantages and disadvantages.
Advertisement
Pros
- No prepayment fee;
- No origination fee;
- Accepts bad credit;
- Funding will be available in about 1 business day;
- Reports payments to TransUnion.
Cons
- Above-average APR as high as 399%;
- Late fee.
Does Integra Credit Personal Loan check credit scores?
Unlike most loans, Integra Credit Personal Loan doesn’t do a credit check, so bad credit isn’t an issue.
This feature is where Integra Credit Personal Loan outstands competitors. However, it’s not enough to make up for its APR.
Additionally, it reports your credit to TransUnion, which can help or hurt your score depending on how well you pay off your debt.
Want to apply for Integra Credit Personal Loan? We will help you!
An Integra Credit Personal Loan might be worth considering if you need quick emergency money due to its easy qualification requirements and fast funding.
Read our post below to discover how to apply for Integra Credit Personal Loan!
Apply for Integra Credit Personal Loan
Learn more about the requirements and how to apply for the Integra Credit Personal Loan. Qualify with no credit check! Keep reading!
Trending Topics
The most common myths about your credit score
There are a lot of credit score myths. Find out the truth behind the top five misconceptions people have. Read on!
Keep ReadingBank of America® Travel Rewards review: Perfect for Travelers
Get a complete Bank of America® Travel Rewards review to find out its travel perks - 0% intro APR and no annual fee! Read on and learn more!
Keep ReadingLearn to apply easily for Home Depot Project Loan
Apply for the Home Depot Project Loan and take your renovations to the next level. Borrow up to $55,000 fast! Read on!
Keep ReadingYou may also like
Wayfair Credit Card application: how does it work?
Learn how to apply for the Wayfair credit card, and enjoy its multiple perks. No annual fee, cash back rewards! Learn here!
Keep ReadingRed Arrow Loans review: how does it work and is it good?
Read our Read Arrow Loans review to learn more about this company and compare it to others in the market. Check it out!
Keep ReadingCalm App review: Find relaxation to your anxious mind
Anxious? Stressed? Can't seem to find peace? Check out our Calm app review and learn how to relax finally. Read on!
Keep Reading