Finances

How to move out of your parents’ house [Checklist]

This checklist breaks down all the essential steps and considerations for leaving home. Get organized, get started, and get moving!

Advertisement

Get the freedom you’re looking for!

Excited young woman on bed surround boxes, carton smiling to camera in modern apartment. Moving to new flat, expressing true positive emotions at new home with modern interior.
How to move out of your parents’ house. Source: Freepik

Have you ever wondered how to move out of your parents’ house? After all, it is a huge milestone that requires much preparation.

Businessman pushing credit score speedometer from poor to good

What is creditworthiness?

Do you want to learn about what makes up your credit score? Check out our article for everything you need to know about creditworthiness.

This checklist outlines the key steps to ensure you’re ready for your move and your new life in your place. Keep reading!

Moving out of your parents’ house checklist: 14 steps

Moving out of your parent’s house is an exciting but daunting task requiring thoughtful preparation beforehand.

Look at our checklist below; you’ll be ready to live independently from your parents and make your dreams come true. Read on!

1. Review your finances

The first step to move out from your parents’ house is to review your finances. So, take an honest look at your income and expenses.

Penning down all items on paper or in an app could help clarify how much money is going where. It will give you the full picture to ensure your bills will be paid.

2. Create a budget plan 

Now it’s time to create a budget plan outlining how much money you will need each month for rent, utilities, food, transportation, and other living expenses.

Make sure the budget plan is realistic—you don’t want it to be so tight that it becomes impossible to stick with it.

Also, a budget plan will give you an idea of how much money you will need when moving out so that you can start saving up in advance.

3. Talk with your parents about your plans

Romantic african girl with trendy hairstyle sitting at her workplace and analysing data. Indoor portrait of black female student working with laptop before exam..
Moving out of your parent’s house checklist: 14 steps. Source: Freepik

Moving out can be a difficult decision for both parents and kids

Talking with your parents about why you want to move out and your plans can help ease tension between the two parties.

Knowing their child is making responsible decisions also gives them peace of mind.

It is important to remember not to get into any arguments or heated debates during this conversation.

Instead, focus on expressing yourself clearly without getting too emotional or defensive.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

4. Build an emergency fund

Moving out on your means you’ll take responsibility for yourself financially, including having an emergency fund just in case something unexpected happens.

An emergency fund should include at least three months’ worth of living expenses so that you still have enough money saved if something happens.

5. Check your credit score

Checking your credit score is essential to ensure you are approved for housing options.

If there are any issues with your credit score, take care of those before applying for housing.

Then you can guarantee that everything looks good on paper when landlords run background checks on applicants.

6. Donate or sell things you don’t need

Go through each room in your house and assess what items you no longer need or use.

If they’re in good condition, consider donating them to charity or selling them online (eBay, Craigslist, etc.).

Donating or selling these items can also help you make extra money for moving expenses.

residential modern apartment building

How to budget for an apartment

Are you ready to live your best life in the perfect apartment? Make sure you learn how to budget for an apartment realistically. Keep reading and learn!

7. Find a house or apartment

Once you have decluttered and sold/donated unwanted items, it’s time to start looking for a place to live.

Begin by researching neighborhoods that fit your budget and meet your needs (number of bedrooms, proximity to work/school, etc.).

After you narrow down your list of potential places to live, set up viewings with each landlord so that you can find the right apartment or house for yourself.

8. Set up utilities

How to move out of your parents’ house if you don’t have utilities?

You can research different companies in your area to find competitive rates on services, such as internet service providers and cable companies.

Also, consider asking nearby friends which utility companies they recommend using.

This could save you time (and money!) on research since they will likely know which companies offer the best deals in the area.   

9. Analysis of renters insurance

Renters insurance is another important item to keep on your list of how to move out of your parents’ house.

It protects against theft and damage caused by natural disasters such as fires or floods.

Renters’ insurance policies vary from company to company, so shop for the best coverage at a reasonable price before signing anything binding.

Before committing, it may even be worth talking with an insurance specialist to answer any questions about policy terms and conditions.

10. Find packing supplies

child boy hand hold a saving coins jar
Get the freedom you’re looking for! Source: Freepik

Once all the other details are covered, it’s time to start packing!

Ensure you have enough boxes and packing materials, such as bubble wrap and newspapers, to keep your belongings safe while moving.

Additionally, if you don’t want to buy these supplies outright, see if local supermarkets can donate spare boxes.

11. Pack carefully

Take time to go through each room—your bedroom, office, and living room, and get rid of anything you don’t need or won’t use in your new space.

Create separate boxes or bags for each category (e.g., kitchen items, clothes, documents) and label them accordingly.

It will make unpacking much easier when you arrive at your destination.

12. Hire a moving company or ask friends for help

Once everything is packed, it’s time to figure out how you will get your stuff from point A to point B.

If possible, try asking friends or family members if they can help with the move.

If not, consider hiring a professional moving company to do the job for you—especially if you have large pieces of furniture that need transporting.

Selective focus. Design and architecture. Cropped shot of African architect holding digital tablet, developing new real estate project, sitting at desk with architectural tools and scale model house

How much does a home inspection cost?

Home inspections can provide vital insights into a potential purchase. Read on to learn more about how it works and its costs.

13. Decorate your new home

After unpacking all your boxes and furniture, it’s time to start decorating.

Think about what colors or patterns best reflect who you are, and choose those when selecting furniture or accents for the space.

Be creative; don’t be afraid to mix different colors and textures to create something unique that expresses who you are.                                                        

14. Move and celebrate with a housewarming party

Moving into a new home doesn’t just mean setting up furniture—it also means inviting people over so they can share in the excitement too.

Invite family and friends for a housewarming party to celebrate this major milestone with food and drinks before exploring the space together.

This is a great way to show off your hard work and helps create lasting memories in this new chapter of life.

Bottom line

Now that you have a complete checklist on how to move out of your parents’ house, there are no excuses to postpone the dream of living alone.

However, if you still wonder how much you need to move from your parent’s home, check out our post below for helpful tips. Thanks for reading!

glass-jar-savings-with-wooden-word

How much should you save to move out

If you're wondering how much money you need to save to live independently, this is the guide for you. Figure it out here!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

Trending Topics

content

MaxCarLoan Review: Quick Loans, Dream Cars!

Need car financing? MaxCarLoan loan broker, in this review, helps you find the best broker on the market. Learn more!

Keep Reading
content

Hawaiian Airlines: Follow this guide to track the best prices!

Find out the best ways to buy cheap Hawaiian Airlines flights in this review. Keep reading for more information!

Keep Reading
content

Learn to apply easily for the Bank of America Mortgage

Apply for the Bank of America Mortgage today and achieve homeownership! Enjoy down payment and closing-cost assistance! Read on!

Keep Reading

You may also like

content

Get financial fitness with 7 steps: put your finances in shape!

If you don't know how to manage your money, you need to learn these steps to financial fitness. Your future self will thank you later.

Keep Reading
content

Bank of America Business Advantage Travel Rewards Card: apply today

Learn how to apply for the Bank of America Business Advantage Travel Rewards Card! Earn unlimited points on purchases!

Keep Reading
content

Ally Invest review: Low transaction fees and no minimum account requirements.

In this Ally Invest review we are going to break down some of this broker’s key components to help you decide whether it is for you.

Keep Reading