Reviews
Fortiva® Mastercard® Credit Card review
How can you improve your score without putting down a security deposit? Find out in the Fortiva® Mastercard® Credit Card review! Read more.
Advertisement
Fortiva® Mastercard® Credit Card: The perfect card to fortify your credit
If you’re among the millions of people in the US with ruined credit, you know how hard it can be to secure a quality credit card. The Fortiva® Mastercard® Credit Card review helps you to find a solution.
How to apply for Fortiva® Mastercard® Credit Card
Find out how to apply for the Fortiva Mastercard credit card and get approved instantly. Keep reading!
Cardholders can fortify their credit rating and work their way back to good standing. Read on for our review of this unique offering.
- Credit Score: Fair, Poor credit scores;
- Annual Fee: As low as $85;
- Regular APR: 29.99% or 36% Fixed;
- Welcome bonus: There aren’t any welcome bonuses;
- Rewards: Up to 3% cash back on eligible gas, purchases, and utilities; 1% cash back on other eligible purchases.
Fortiva® Mastercard® Credit Card: how does it work?
Fortiva® Mastercard® Credit Card is one of the many credit cards in the market to improve your credit score.
It reports to all three major credit bureaus, and then you can also use it to build up your credit history.
Just use it like any other credit card. Make purchases, keep your balance low, and pay your monthly bill on time. That’s it! No secrets.
In addition, the Fortiva® Card offers a higher credit limit than most cards for people with bad credit, so you can make larger purchases and improve your credit utilization ratio.
Cardholders may be offered up to a $1,000 credit limit, depending on their credit score.
Plus, you can earn up to 3% cash back on eligible purchases and another 1% in other categories.
And if you’re ever in a tight spot, Fortiva’s 24/7 live customer service to help you. Finally, you can access and track your score right from the app after 60 days of account use.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Fortiva® Mastercard® Credit Card: should you get one?
This card is for people with low scores who need or want to raise their scores and are looking for cash back and a good limit range.
Let’s jump to the high and low sides of having a Fortiva® Mastercard® Credit Card in your wallet.
Pros
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments.
- Earn 1% Cash Back Rewards* on all other eligible purchases.
- Good anywhere Mastercard® is accepted.
- $0 fraud liability**.
- Free access to your VantageScore 4.0 credit score from TransUnion®†.
Cons
- It charges a high annual fee;
- The APR is high.
Credit score required
A Fortiva® Mastercard® Credit Card doesn’t require high scores. That means poor and fair credit will be considered.
Fortiva® Mastercard® Credit Card application: how to do it?
Apply for the Fortiva® Mastercard® Credit Card with ease in the post as follows. Get started right now!
How to apply for Fortiva® Mastercard® Credit Card
Find out how to apply for the Fortiva Mastercard credit card and get approved instantly. Keep reading!
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
About the author / Suzana Brito
Trending Topics
Learn how to easily build credit using a credit card!
If you don't know how to build credit using a credit card, don't miss this content. You will learn how to do it with simple tips.
Keep ReadingBusy Days, Easy Meals: Time-Saving Airfryer Recipes in Minutes!
Cook delicious and crispy snacks with these 11 irresistible air fryer recipes anyone can make. Find out more!
Keep ReadingThe Mad Capitalist recommendation – Ally Bank Mortgage
Discover how the Ally Bank Mortgage works, and find out more about the advantages, drawbacks, and terms to get it!
Keep ReadingYou may also like
Bank of America Business Advantage Travel Rewards Card review
Get a full Bank of America Business Advantage Travel Rewards Credit Card review. Enjoy 0% intro APR for 9 months and much more!
Keep Reading8 easy steps to help you retire early and finally reach financial independence
The path to retire early and reach financial independence starts with a single step. So, check our guide to help you get there!
Keep ReadingApply for 123 Money Loans: Quick Cash
Need a quick loan for car repairs? 123 Money Loans can help - Apply for up to $5K online and get it done now.
Keep Reading