Fortiva® Mastercard® Credit Card review

How can you improve your score without putting down a security deposit? Find out in the Fortiva® Mastercard® Credit Card review! Read more.


by Suzana Brito

Published on 11/23/2022

Fortiva® Mastercard® Credit Card: The perfect card to fortify your credit?

Fortiva card
Understand how this card works. Source: Fortiva

If you’re among the millions of people in the US with ruined credit, you know how hard it can be to secure a quality credit card. The Fortiva® Mastercard® Credit Card review helps you to find a solution.

Fortiva Logo

How to apply for Fortiva® Mastercard® Credit Card

Find out how to apply for the Fortiva Mastercard credit card and get approved instantly. Keep reading!

Cardholders can fortify their credit rating and work their way back to good standing. Read on for our review of this unique offering.

  • Credit Score: Fair, Poor credit scores;
  • Annual Fee: From $85 to $175, depending on your credit limit;
  • Regular APR: 29.99% or 36.00% variable APR for purchases, depending on your credit score.
  • Welcome bonus: There aren’t any welcome bonuses;
  • Rewards: 3% cash back on eligible gas, purchases, and utilities; 1% cash back on other eligible purchases.

Fortiva® Mastercard® Credit Card: how does it work?

Hand writing the text: Cash Back
Build your score, and earn cash back! Source: Adobe Stock

Fortiva® Mastercard® Credit Card is one of the many credit cards in the market to improve your credit score.

It reports to all three major credit bureaus, and then you can also use it to build up your credit history.

Just use it like any other credit card. Make purchases, keep your balance low, and pay your monthly bill on time. That’s it! No secrets.

In addition, the Fortiva® Card offers a higher credit limit than most cards for people with bad credit, so you can make larger purchases and improve your credit utilization ratio.

Cardholders may be offered up to a $1,000 credit limit, depending on their credit score.

Plus, you can earn up to 3% cash back on eligible purchases and another 1% in other categories.

And if you’re ever in a tight spot, Fortiva’s 24/7 live customer service to help you. Finally, you can access and track your score right from the app after 60 days of account use.


Fortiva® Mastercard® Credit Card: should you get one?

This unsecured card is for people with low scores who need or want to raise their scores and are looking for cash back and a good limit range.

Let’s jump to the high and low sides of having a Fortiva® Mastercard® Credit Card in your wallet.



  • Available for fair and poor credit consumers;
  • The application is online;
  • It doesn’t charge a security deposit;
  • It offers cashback (up to 3%).


  • It charges a high annual fee;
  • The APR is high.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit score required

A Fortiva® Mastercard® Credit Card doesn’t require high scores. That means poor and fair credit will be considered.

Fortiva® Mastercard® Credit Card application: how to do it?

Apply for the Fortiva® Mastercard® Credit Card with ease in the post as follows. Get started right now!

Fortiva card

How to apply for Fortiva® Mastercard® Credit Card

Find out how to apply for the Fortiva Mastercard credit card and get approved instantly. Keep reading!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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