Fortiva® Mastercard® Credit Card review

How can you improve your score without putting down a security deposit? Find out in the Fortiva® Mastercard® Credit Card review! Read more.


Fortiva® Mastercard® Credit Card: The perfect card to fortify your credit

Fortiva® Mastercard® Credit Card
Understand how this card works. Source: Fortiva

If you’re among the millions of people in the US with ruined credit, you know how hard it can be to secure a quality credit card. The Fortiva® Mastercard® Credit Card review helps you to find a solution.

Fortiva Logo

How to apply for Fortiva® Mastercard® Credit Card

Find out how to apply for the Fortiva Mastercard credit card and get approved instantly. Keep reading!

Cardholders can fortify their credit rating and work their way back to good standing. Read on for our review of this unique offering.

  • Credit Score: Fair, Poor credit scores;
  • Annual Fee: As low as $85;
  • Regular APR: 29.99% or 36% Fixed;
  • Welcome bonus: There aren’t any welcome bonuses;
  • Rewards: 3% cash back on eligible gas, purchases, and utilities; 1% cash back on other eligible purchases.

Fortiva® Mastercard® Credit Card: how does it work?

Hand writing the text: Cash Back
Build your score, and earn cash back! Source: Adobe Stock

Fortiva® Mastercard® Credit Card is one of the many credit cards in the market to improve your credit score.

It reports to all three major credit bureaus, and then you can also use it to build up your credit history.

Just use it like any other credit card. Make purchases, keep your balance low, and pay your monthly bill on time. That’s it! No secrets.

In addition, the Fortiva® Card offers a higher credit limit than most cards for people with bad credit, so you can make larger purchases and improve your credit utilization ratio.

Cardholders may be offered up to a $1,000 credit limit, depending on their credit score.

Plus, you can earn up to 3% cash back on eligible purchases and another 1% in other categories.

And if you’re ever in a tight spot, Fortiva’s 24/7 live customer service to help you. Finally, you can access and track your score right from the app after 60 days of account use.

Fortiva® Mastercard® Credit Card: should you get one?

This card is for people with low scores who need or want to raise their scores and are looking for cash back and a good limit range.

Let’s jump to the high and low sides of having a Fortiva® Mastercard® Credit Card in your wallet.


  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments;
  • Earn 1% Cash Back Rewards* on all other eligible purchases;
  • Good anywhere Mastercard® is accepted;
  • $0 fraud liability**;
  • Free access to your VantageScore 4.0 credit score from TransUnion®†.


  • It charges a high annual fee;
  • The APR is high.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit score required

A Fortiva® Mastercard® Credit Card doesn’t require high scores. That means poor and fair credit will be considered.

Fortiva® Mastercard® Credit Card application: how to do it?

Apply for the Fortiva® Mastercard® Credit Card with ease in the post as follows. Get started right now!

Fortiva® Mastercard® Credit Card

How to apply for Fortiva® Mastercard® Credit Card

Find out how to apply for the Fortiva Mastercard credit card and get approved instantly. Keep reading!

*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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