Fortiva® Mastercard® Credit Card application: how does it work?

Learn how to get your Fortiva® Mastercard® Credit Card application started by following easy steps! Read on!


Fortiva Logo
This credit card can help bring up your score with a simple application. Read on! Source: Fortiva

Credit damage can happen to anyone at any time. The Fortiva® Mastercard® Credit Card is one option to help you fix it that offers instant approval, even if you have poor or no credit history.


Credit Card

Fortiva® Mastercard®

bad credit cashback

Cashback and prequalification available.

You will be redirected to another website

So you no longer have to let bad credit keep you from getting the things you need. Learn how to apply today and get started on rebuilding your credit.

Apply online

Fortiva offers a direct online application that can be done in just minutes.

To start, visit their website, and find the card page. Firstly, you’ll need to provide basic personal information like your name and date of birth.

Then it’s time for financial stuff- debt amounts and income levels are important here because those will affect how much credit limit you’ll get and your APR.

Once all this info is submitted successfully (and quickly!), Fortiva® Mastercard® Credit Card makes its decision instantly, so you don’t have to wait.

Once you get approval, they will send a card to the residence of your choice. You can activate it as soon as you receive it and start your journey to repair your credit.


These are the requirements to request the Fortiva Card.

  • Have a valid Social Security number;
  • Be a resident in the U.S or a citizen;
  • Be at least 18 years old.

Apply using the app

Happy african american girl using her smartphone
Learn how the app can help you track your score. Source: Adobe Stock

Fortiva® Mastercard® Credit Card application has to be made at the website. The app is a tool to keep your account under control after you get your card.

You can find it easily on the main app providers, such as the Apple store and Playstore. It’s free to download.

Fortiva® Mastercard® Credit Card vs. Chime Credit Builder Visa

Fortiva® Mastercard® Credit Card or Chime Credit Builder Visa? Choose your weapon to defeat your bad credit.

The Fortiva card offers up to a $1,000 credit limit. It comes with an annual fee and APR, just like many other cards.

On the other hand, the Chime Credit Builder Visa is a secured card that will activate a credit limit after a secured deposit of at least $200. Conversely, they don’t charge annual fees or APRs.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Fortiva® Mastercard® Credit Card

  • Credit Score: Fair, Poor credit scores;
  • Annual Fee: From $85 to $175, depending on your credit limit;
  • Regular APR: As low as $85;
  • Welcome bonus: There aren’t any welcome bonuses;
  • Rewards: Up to 3% cash back on eligible gas, purchases, and utilities; 1% cash back on other eligible purchases.

Chime Credit Builder Visa

  • Credit Score: All credit scores are accepted;
  • Annual Fee: The annual fee is $0;
  • Regular APR: 0% APR;
  • Welcome bonus: No welcome bonus;
  • Rewards: No rewards.

Are you considering applying for the Chime Credit Builder Visa? Get started now!

Chime Credit Builder Visa credit card

How to apply for Chime Credit Builder Card

Like everything on the Chime Credit Builder Visa card, the application process is simple, easy, and efficient. Check it out!

*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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