Reviews
First Progress Platinum Prestige Mastercard® Secured Credit Card review
Do you need a credit card but have bad credit? Check out our review to learn about the First Progress Platinum Prestige Mastercard® Secured Credit Card!
Advertisement
Low-interest rate and accessible score requirements!
If you have a ruined score, getting approval for a credit card can be a challenge. After all, why would a bank accept it? The First Progress Platinum Prestige Mastercard® Secured Credit Card came to save your bad credit.
How to apply for the First Progress Platinum card?
Looking for a credit card for bad credit? Read more to learn about the First Progress Platinum Prestige Mastercard® Secured Card application!
It is the perfect opportunity to rebuild your score and help your finances at the end of the month. With the distance of a quick online application, your card will be in hand in just a few days. Stay tuned to understand how!
- Credit Score: Poor/Limited/No Credit.
- Annual Fee: $49.
- APR: 14.24% (variable) for Purchases and 23.24% (variable) for Cash Advances.
- Welcome bonus: No welcome bonus.
- Rewards: 1% cashback (terms apply).
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
First Progress Platinum Prestige Mastercard® Secured Credit Card: how does it work?
The Platinum Prestige Mastercard® Secured Credit Card is based on a refundable $200-2000 security deposit.
Because the score requirements are more accessible, there are great chances that your card will be approved within a few hours.
After that, covering expenses in transportation, food, entertainment and all sorts of services will become easier.
So, even if you don’t have good credit, you will be able to purchase things online and in stores all over the American territory.
Still, it is important to analyze the costs involved because they may not suit every pocket. Don’t forget the annual $49 fee, the 14.24% variable APR for Purchases and the 23.24% variable APR for Cash Advances.
For this credit card, a bank account is necessary to hold monthly payments. There are no welcome bonuses.
But when it comes to credit rebuilding, the Platinum Prestige Mastercard® Secured Credit Card is a handy tool since it reports bank transitions to the three main credit bureaus.
First Progress Platinum Prestige Mastercard® Secured Credit Card: should you get one?
If you end up with bad credit, the Platinum Prestige Mastercard® Secured Credit Card is a possible way to assist you in getting a limit back. If you don’t have a credit history yet, the bank offers the same conditions.
To help you decide whether or not this card is a good choice, we have gathered some features and drawbacks you should consider before applying. Let’s take a look:
Advertisement
Pros:
- Earn 1% Cash Back Rewards with First Progress Prestige!
- Apply now and fund your security deposit over 90 days with the option to make partial payments.
- You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- Pay 6-months-on-time and apply to get a second credit card!
- Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
- Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- See your VantageScore®+. Easy, Free Access to Credit
- Education in the First Progress Card Mobile App!
- Receive your card more quickly with the new expedited processing option
- User-friendly Mobile App
- Accepted throughout the U.S. and online
- Accepted wherever Mastercard® is accepted
Cons:
- $49 Annual fee
- Requires qualified bank account
- No welcome bonus
- $200 security deposit required
Advertisement
Credit scores required
The credit score requirements are broad, meaning you can request the card even with a poor rating, or even no credit!
First Progress Platinum Prestige Mastercard® Secured Credit Card application: how to do it?
After considering the advantages and disadvantages of the Platinum Prestige Mastercard® Secured Credit Card, you’ve seen that recovering credit and restarting your finances is simpler than you thought.
Click the link below and find out how to apply!
How to apply for the First Progress Platinum card?
Looking for a credit card for bad credit? Read more to learn about the First Progress Platinum Prestige Mastercard® Secured Card application!
Trending Topics
How to buy cheap flights on SkyScanner
Are you looking for ways to save money when you travel? Use these tips to buy cheap flights on Skyscanner. Keep reading!
Keep Reading
Citi® Double Cash Card review: is it worth it?
The Citi® Double Cash Card has no annual fee and you can earn cashback on every purchase. Learn more about it by reading this review!
Keep Reading
The US economy could enter a state of stagflation soon
Economist Mohamed El-Erian warns that the US economy is on the brink of stagflation, even if the Fed manages to avoid a recession.
Keep ReadingYou may also like
Luxury Gold credit card review: is it worth it?
The Luxury Gold credit card has premium benefits and is an excellent card to take on every trip. Learn more about this golden card here.
Keep Reading
Learn to apply easily for the Regional Finance Personal Loans
Do you want to apply for the Regional Finance Personal Loans? You can get the best loan options here! So, read on to learn how to apply!
Keep Reading
Citi Custom Cash℠ Card: a guide to the application
Learn how to apply for the Citi Custom Cash℠ Card: earn unlimited cash back without worrying about an annual fee!
Keep Reading