Reviews
First Phase Visa® Card review
Do you need to repair or build your credit from scratch? Check out the First Phase Visa® Card review, and find out more about how it can fix it. Read on!
Advertisement
First Phase Visa® Card: Take your credit score out of rock bottom!
If your credit score is below 600, you may feel like you’re out of options. But the First Phase Visa card review could be the perfect solution for you!
How to apply for First Phase Visa® Card
The First Phase Visa® Card application process is uncomplicated. Find out the must-have requirements and where to apply. Read on!
With this card, you can work on fixing your credit and getting your score back up. So don’t despair – there is still hope! Keep reading to understand how it works.
- Credit Score: Fair, Poor, No Credit Required;
- Annual Fee: $75 for the first year, then $48 yearly;
- Regular APR: 34.99% fixed;
- Welcome bonus: It doesn’t come with a welcome bonus;
- Rewards: It doesn’t offer any rewards.
First Phase Visa® Card: how does it work?
The First Phase Visa® Card is a credit card that is perfect for those who are looking to build or rebuild their credit. It is the basic card from the Bank of Missouri.
The credit card issuer reports your payments to the three major credit bureaus, which helps to improve your credit score over time.
Still, they recommend that your payments must be paid on time, so it helps you improve your score.
The APR of 34.99% on the First Phase Visa® Card is high, but this is typical for this type of credit card.
The First Phase Visa® Card is easily manageable and offers zero liability in case your card is stolen or lost.
Additionally, the credit limit on the First Phase Visa® Card starts at $300, which allows you to increase your credit limit over time.
The First Phase Visa® Card is a great option for those who need to find the key to good credit.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
First Phase Visa® Card: should you get one?
Overall, First Phase Visa® Card is a good option for people working to improve their credit score. The pros and cons will enhance your chances of getting the right card.
Pros
- Get your credit score up in no time;
- The application process is simple and online;
- Limit management lets you stay in control;
- Accepts low scores, so you don’t have to be perfect to get approved;
- The chances of approval are great, so there’s no need to worry.
Cons
- Annual fee;
- High APR.
Credit score required
The First Phase Visa® Card has a very flexible credit score rate since it aims to support your way to bringing up credit.
It means that this credit card is available for fair, poor, or no credit at all.
First Phase Visa® Card application: how to do it?
There’s no better time than now to get your first taste of the First Phase Visa® Card! We can teach you how to apply for it in the article below.
How to apply for First Phase Visa® Card
The First Phase Visa® Card application process is uncomplicated. Find out the must-have requirements and where to apply. Read on!
About the author / Suzana Brito
Trending Topics
Application for the Capital One Savor Rewards Credit Card: how does it work?
Learn how to apply for the Capital One Savor Rewards Credit Card and get unlimited cash back on dining, entertainment, and more!
Keep Reading
How many credit cards should I have?
How many credit cards should I have? Here is an answer in detail. Learn how to pick a number and the benefits. Read on!
Keep Reading
Learn to apply easily for Rocket Loans
Learn how to apply for Rocket Loans and take control of your finances today! Borrow up to $45K and receive it in one business day!
Keep ReadingYou may also like
Learn to apply easily for Life Loans
Find out what's mandatory to apply for Life Loans and how you can get up to $40,000 to spend on your personal projects. Read on!
Keep Reading
Chase Bank Account application: how does it work?
Getting access to a Chase Bank Account is easy. In this article we're going to give you a quick walkthrough of the application process.
Keep Reading
Axos Bank Rewards Checking Account Review: Earn Amazing Rewards
Looking for a great rewards? Then take a closer look at this Axos Bank Rewards Checking Account review - earn up to $300 welcome bonus!
Keep Reading