First Phase Visa® Card review
Do you need to repair or build your credit from scratch? Check out the First Phase Visa® Card review, and find out more about how it can fix it. Read on!
First Phase Visa® Card: Take your credit score out of rock bottom!
If your credit score is below 600, you may feel like you’re out of options. But the First Phase Visa card review could be the perfect solution for you!
With this card, you can work on fixing your credit and getting your score back up. So don’t despair – there is still hope! Keep reading to understand how it works.
- Credit Score: Fair, Poor, No Credit Required;
- Annual Fee: $75 for the first year, then $48 yearly;
- Regular APR: 34.99% fixed;
- Welcome bonus: It doesn’t come with a welcome bonus;
- Rewards: It doesn’t offer any rewards.
First Phase Visa® Card: how does it work?
The First Phase Visa® Card is a credit card that is perfect for those who are looking to build or rebuild their credit. It is the basic card from the Bank of Missouri.
The credit card issuer reports your payments to the three major credit bureaus, which helps to improve your credit score over time.
Still, they recommend that your payments must be paid on time, so it helps you improve your score.
The APR of 34.99% on the First Phase Visa® Card is high, but this is typical for this type of credit card.
The First Phase Visa® Card is easily manageable and offers zero liability in case your card is stolen or lost.
Additionally, the credit limit on the First Phase Visa® Card starts at $300, which allows you to increase your credit limit over time.
The First Phase Visa® Card is a great option for those who need to find the key to good credit.
You will be redirected to another website
First Phase Visa® Card: should you get one?
Overall, First Phase Visa® Card is a good option for people working to improve their credit score. The pros and cons will enhance your chances of getting the right card.
- Get your credit score up in no time;
- The application process is simple and online;
- Limit management lets you stay in control;
- Accepts low scores, so you don’t have to be perfect to get approved;
- The chances of approval are great, so there’s no need to worry.
- Annual fee;
- High APR.
Credit score required
The First Phase Visa® Card has a very flexible credit score rate since it aims to support your way to bringing up credit.
It means that this credit card is available for fair, poor, or no credit at all.
First Phase Visa® Card application: how to do it?
There’s no better time than now to get your first taste of the First Phase Visa® Card! We can teach you how to apply for it in the article below.
About the author / Suzana Brito
Learn how to easily build credit using a credit card!
If you don't know how to build credit using a credit card, don't miss this content. You will learn how to do it with simple tips.Keep Reading
How to fight back inflation hitting American households
Learn about the new strategies Americans are using to fight the ongoing inflation in their households and make ends meet. Read on for more!Keep Reading
You may also like
Honest Loans review: how does it work and is it good?
The Honest Loans review is a good way to understand how a loan with them works, its pros and cons, and more. Keep reading!Keep Reading
United℠ Explorer Card application: how does it work?
This guide will show you exactly how to apply for the United℠ Explorer Card and earn its amazing travel rewards. Let's get started!Keep Reading
Capital One Spark Cash Plus review: A charge card to run your business
Do you need a card to run your business? Look at the Capital One Spark Cash Plus review, and learn how this card works. Read on!Keep Reading