Reviews
First Phase Visa® Card application: how does it work?
Applying for a First Phase Visa® Card is straightforward! Learn how to get credit for the things you already do and make your everyday life a little bit easier. Read on!
Advertisement
by Suzana Brito
First Phase Visa® Card: Get credit for the things you do every day
Were you looking for a guide to apply for The First Phase Visa® Card? Here is the right place. We’ll show you how to make the application in minutes.
First Phase Visa® Card is the first step to establishing or rebuilding your credit history. Come with us for a complete guide on how to start. Keep reading!
Apply online
The application for the First Phase Visa® Card is a piece of cake. You make it online all by yourself, anywhere!
To get started, you’ll need to visit the First Phase website and reach the card page. It will take you only three steps:
- Personal information;
- Home address;
- Identity Verification.
Once approved, you’ll have to pay the one-time $89 Program Fee. Then your First Phase Visa® Card can be delivered within five to seven days.
Advertisement
You will be redirected to another website
Requirements
As simple as the application is, the requirements for this credit building card.
- You have to be at least 18 years or older;
- You must show proof of an acceptable debt-to-income ratio;
- And verification checks compliant with the USA PATRIOT Act.
Advertisement
Apply using the app
The Bank of Missouri issues First Phase Visa® Card, so you can download their app for free after you complete your application and have your card in your hands.
Downloading the Bank of Missouri app is easy and can help you easily manage all your accounts.
View balances, recent transactions history – even deposit checks. It’s fast and secure (256-bit encryption).
Also, it gives access to helpful tools like paying bills or setting up alerts so that living well becomes much less stressful when it comes time for an important financial decision.
First Phase Visa® Card vs. Revvi Card
First Phase Visa® Card and the Revvi Card are practical answers to revive your credit from rock bottom to the top.
While the Bank of Missouri’s card has useful, practical features, the Revvi Card offers a 1% cash back on purchases.
So, if you want to stick with the basics, First Phase Visa® Card might be a fit. However, if you look forward to more than just building credit, maybe you should consider the Revvi Card.
See their differences and similarities below:
First Phase Visa® Card
- Credit Score: Fair, Poor, No Credit Required;
- Annual Fee: $75 for the first year, then $48 yearly;
- Regular APR: 34.99% fixed;
- Welcome bonus: It doesn’t come with a welcome bonus;
- Rewards: It doesn’t offer any rewards.
Revvi Card
- Credit Score: Available to all scores;
- Annual Fee: $75 for the 1st year, $48 annually after;
- Regular APR: 34.99%;
- Welcome bonus: N/A;
- Rewards: 1% cashback on payments made with Revvi Credit Card.
Are you ready to order your Revvi Card? Go ahead with our application post!
How to apply for Revvi card
Revvi Credit card saves your bad credit while you get 1% cash back on all purchases. Read our review to learn more. Check it out!
Suzana Brito
Trending Topics
Rewards program: what to consider before you choose a credit card
Discover what you should consider in a rewards program and what to look for in one. Read on to learn more!
Keep ReadingLendingClub Personal Loans review: how does it work and is it good?
This complete LendingClub Personal Loans review will tell you everything you need to know about this online platform. Read on!
Keep ReadingPetal® 1 “No Annual Fee” Visa® Credit Card review: is it legit and worth it?
Petal® 1 "No Annual Fee" Visa® Credit Card will help boost your score. In this post, we'll take a closer look at its benefits!
Keep ReadingYou may also like
15 questions to ask when renting an apartment
Looking for a new place to call home? Find out what questions to ask when renting an apartment! Learn more here!
Keep ReadingHow to stop smartphone hackers? Follow these 10 FBI tips
Cybercrime is still on the rise and hackers are getting craftier. Protect your devices with these ten easy FBI tips. Read on for more!
Keep ReadingCapital One miles: a guide to enjoy your travel rewards!
With Capital One miles you can now transfer points to partner airlines as well as other Capital One account holders. See how!
Keep Reading