First Phase Visa® Card application: how does it work?
Applying for a First Phase Visa® Card is straightforward! Learn how to get credit for the things you already do and make your everyday life a little bit easier. Read on!
First Phase Visa® Card: Get credit for the things you do every day
Were you looking for a guide to apply for The First Phase Visa® Card? Here is the right place. We’ll show you how to make the application in minutes.
First Phase Visa® Card is the first step to establishing or rebuilding your credit history. Come with us for a complete guide on how to start. Keep reading!
The application for the First Phase Visa® Card is a piece of cake. You make it online all by yourself, anywhere!
To get started, you’ll need to visit the First Phase website and reach the card page. It will take you only three steps:
- Personal information;
- Home address;
- Identity Verification.
Once approved, you’ll have to pay the one-time $89 Program Fee. Then your First Phase Visa® Card can be delivered within five to seven days.
You will be redirected to another website
As simple as the application is, the requirements for this credit building card.
- You have to be at least 18 years or older;
- You must show proof of an acceptable debt-to-income ratio;
- And verification checks compliant with the USA PATRIOT Act.
Apply using the app
The Bank of Missouri issues First Phase Visa® Card, so you can download their app for free after you complete your application and have your card in your hands.
Downloading the Bank of Missouri app is easy and can help you easily manage all your accounts.
View balances, recent transactions history – even deposit checks. It’s fast and secure (256-bit encryption).
Also, it gives access to helpful tools like paying bills or setting up alerts so that living well becomes much less stressful when it comes time for an important financial decision.
First Phase Visa® Card vs. Revvi Card
First Phase Visa® Card and the Revvi Card are practical answers to revive your credit from rock bottom to the top.
While the Bank of Missouri’s card has useful, practical features, the Revvi Card offers a 1% cash back on purchases.
So, if you want to stick with the basics, First Phase Visa® Card might be a fit. However, if you look forward to more than just building credit, maybe you should consider the Revvi Card.
See their differences and similarities below:
First Phase Visa® Card
- Credit Score: Fair, Poor, No Credit Required;
- Annual Fee: $75 for the first year, then $48 yearly;
- Regular APR: 34.99% fixed;
- Welcome bonus: It doesn’t come with a welcome bonus;
- Rewards: It doesn’t offer any rewards.
- Credit Score: Available to all scores;
- Annual Fee: $75 for the 1st year, $48 annually after;
- Regular APR: 34.99%;
- Welcome bonus: N/A;
- Rewards: 1% cashback on payments made with Revvi Credit Card.
Are you ready to order your Revvi Card? Go ahead with our application post!
About the author / Suzana Brito
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