Delta SkyMiles® Reserve Business American Express Card review
Do you have a small business and always travel to work? Read the Delta SkyMiles® Reserve Business American Express Card review and get the scoop on this credit card's features, pros, and cons!
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Delta SkyMiles® Reserve Business American Express Card: The perfect card for business travelers
Do you often find yourself taking last-minute business trips? Check out this Delta SkyMiles® Reserve Business American Express Card review!
In this article, we’ll look at some of the features and benefits of this card, so you can decide if it’s the right fit for your needs. Keep reading to learn more!
- Credit Score: Good – Excellent;
- Annual Fee: $550 (see rates and fees);
- Regular APR: 20.99% – 29.99% Variable; variable cash advances APR: 29.99% (see rates and fees);
- Welcome bonus: Limited Time Offer: Earn 100,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Plus, earn an additional 10,000 Bonus Miles after you make an eligible Delta purchase with your new Card within your first 6 months. Offer Ends 10/25/2023.
- Rewards: Earn 15K MQMs with Status Boost® after you spend $30K on your card yearly (up to 4 times a year); 3x miles per dollar at Delta on eligible purchases;
- Other rewards: 1.5x miles per dollar after you spend 150k on your card annually; 1 mile on other eligible purchases using your card.
- Terms apply.
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Delta SkyMiles® Reserve Business American Express Card: how does it work?
Delta SkyMiles® Reserve Business American Express Card is Delta-branded airline miles rewards credit card.
It comes with a $550 annual fee (see rates and fees). However, this card will give your travel experience an extra punch if you’re a Delta Air Lines enthusiast.
Access to lounges and other perks that are only available with these types of cards from the airline company itself could make paying for one worth every penny!
First, the Delta SkyMiles® Program will enable you to earn miles that can be used for flights, seat upgrades, or other purchases.
Plus, you’ll earn 3x miles per dollar spent on Delta purchases, 1 mile per dollar on all other purchases, 1.5 miles per dollar after spending 150k on your card annually, and more (terms apply).
With Status Boost®, you can earn 15,000 Medallion Qualification Miles (MQMs) after spending $30K in purchases on your card during a calendar year. You’ll earn up to 4 times yearly and be closer than ever!
Also, you will pay no foreign transaction fee, so it could be a good choice if you travel internationally often. On the other hand, you’ll pay a 20.99% – 29.99% variable APR on your purchases (see rates and fees).
For your business, you can manage your employees’ expenses with ease by tracking their employee card transactions.
Also, earn miles and stay informed on how much they’re spending, including alerts for year-end summary along the way!
Delta SkyMiles® Reserve Business American Express Card: should you get one?
Let’s review some pros and cons of the Delta SkyMiles® Reserve Business American Express Card to see if you should get one.
- Earn 100,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership.
- Earn an additional 10,000 Bonus Miles after you make an eligible Delta purchase with your new Card within your first 6 months. Offer Ends 10/25/2023.
- Save 15% On Award Travel With TakeOff 15. Card Members now enjoy savings on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
- With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections.* You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together. *Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
- When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
- Enjoy 3x miles per dollar on Delta purchases.
- With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status.* MQMs are used to determine Medallion Status and are different from the miles you earn towards flights.*Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more.
- Terms and limitations apply.
- See Rates & Fees.
- Expensive annual fee;
- Expensive APRs.
Credit score required
The minimum credit score required for this card is good.
Delta SkyMiles® Reserve Business American Express Card application: how to do it?
Did you like the Delta SkyMiles® Reserve Business American Express Card review? If so, read our post below to learn more about its application eligibility and process!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
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