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Delta SkyMiles® Reserve Business American Express Card review
Do you have a small business and always travel to work? Read the Delta SkyMiles® Reserve Business American Express Card review and get the scoop on this credit card's features, pros, and cons!
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The perfect card for business travelers
Do you often find yourself taking last-minute business trips? Check out this Delta SkyMiles® Reserve Business American Express Card review!
How to apply for Delta SkyMiles® Reserve Business
Learn about the eligibility requirements and how to make an application for the Delta SkyMiles® Reserve Business American Express Card. Read on!
In this article, we’ll look at some of the features and benefits of this card, so you can decide if it’s the right fit for your needs. Keep reading to learn more!
- Credit Score: Good – Excellent;
- Annual Fee: $650;
- Regular APR: 20.99% – 29.99% Variable; variable cash advances APR: 29.99%;
- Welcome bonus: Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 3/27/24.
- Rewards: Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.; 3x miles per dollar at Delta on eligible purchases;
- Other rewards: Earn 1.5X miles on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after you spend $150,000 in purchases on your Card in a year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- See Rates & Fees
Delta SkyMiles® Reserve Business American Express Card: how does it work?
Delta SkyMiles® Reserve Business American Express Card is Delta-branded airline miles rewards credit card.
It comes with a $650 annual fee. However, this card will give your travel experience an extra punch if you’re a Delta Air Lines enthusiast.
Access to lounges and other perks that are only available with these types of cards from the airline company itself could make paying for one worth every penny!
First, the Delta SkyMiles® Program will enable you to earn miles that can be used for flights, seat upgrades, or other purchases.
Plus, you’ll earn 3x miles per dollar spent on Delta purchases, and 1 mile per dollar on all other purchases.
Plus, you can receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Also, you will pay no foreign transaction fee, so it could be a good choice if you travel internationally often. On the other hand, you’ll pay a 20.99% – 29.99% variable APR on your purchases.
For your business, you can manage your employees’ expenses with ease by tracking their employee card transactions.
Also, earn miles and stay informed on how much they’re spending, including alerts for year-end summary along the way!
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Delta SkyMiles® Reserve Business American Express Card: should you get one?
Let’s review some pros and cons of the Delta SkyMiles® Reserve Business American Express Card to see if you should get one.
Pros
- Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 3/27/24.
- Enter Delta Sky Club® at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
- Earn 1.5X miles on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after you spend $150,000 in purchases on your Card in a year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Enjoy 3x miles per dollar on Delta purchases.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
- Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments).
Other perks
- With the $240 Resy Credit, earn up to $20 per month [in statement credits] on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
- Save 15% On Award Travel With TakeOff 15. Card Members now enjoy savings on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $60 on a round-trip Delta flight per person. For a family of four, that’s a potential savings of up to $240 per round-trip flight.
- When you purchase a Delta flight with your Delta SkyMiles Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner. - Elevate your travel experience with an annual statement credit of up to $250 after using your Delta Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Pay no foreign transaction fees when you travel overseas.
- See Rates & Fees
Cons
- Expensive annual fee;
- Expensive APRs.
Credit score required
The minimum credit score required for this card is good.
Delta SkyMiles® Reserve Business American Express Card application: how to do it?
Did you like the Delta SkyMiles® Reserve Business American Express Card review? If so, read our post below to learn more about its application eligibility and process!
How to apply for Delta SkyMiles® Reserve Business
Learn about the eligibility requirements and how to make an application for the Delta SkyMiles® Reserve Business American Express Card. Read on!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
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