Have you heard about Discover it® Secured credit card? It has a fantastic reputation for helping cardholders to build or rebuild their credit scores.

If you’ve been through some hard times that lead you to a bad credit score, don’t worry. You can always start over, and this card will give you a hand.

If that’s your case, or if you’re simply a first-timer with credit cards, consider this card. We’ll tell you more about it in this review. Stay with us.

Secured credit cards are meant for people with bad credit scores or no credit score at all. Usually, the annual fee is low or zero, which is the case of the Discover it Secured card with no annual fee.

To start your account, you have to deposit at least $200. Your credit limit will be equal to your first deposit. It may seem like a paradox, but remember, you need to have a credit card to build a credit story and access loans and other credit accounts.

After seven months, if you make responsible use of your card, you may be upgraded to an unsecured card and get your deposit back. Also, Discover will report your credit history to some of the major credit bureaus, which is not usual with secured cards.

This card is really the chance everybody needs to build or rebuild a credit reputation.

If you have a bad credit score or even no credit score at all, you should consider getting one.

Check the pros and cons we highlighted for you:

Like most secured cards, the Discover it Secured card doesn’t require any credit score.

You can apply for this card online. We’ll show you how to do it, check the content below.