The Chime Credit Builder Visa is the perfect credit card to build your credit score or improve the one you already have. And the best part of it: no fees and excellent benefits!

Unlikely other credit cards, Chime will not take advantage of your current financial situation. You don’t have to accept a bad credit card just because you don’t have a good credit score.

Chime Credit Builder Visa is a legit credit card. Keep reading this review to understand how it works. 

Chime is not a bank, it is a financial fintech that provides checking accounts and a Visa credit card to build your credit score.

It is very simple, yet incredibly efficient. First, you have to open your account at Chime and transfer money to it. Then, your credit card is linked to it, and you set the amount you’d like to spend with your card.

There is no rewards program, so it works basically to improve your credit score. However, it is drastically more advantageous than secured cards or the bad unsecured credit cards available for people with no credit history.

This credit card is so simple and efficient there it is hard to find a disadvantage to it. But as this is a full review, we’ll show you the pros and cons of the Chime Credit Builder Visa credit card in the following.

Everything on this card is cohesive, including its application process. As the purpose of the card is to build a good credit score, they do not require a good credit score for you to obtain the card. That makes sense, right?

It’s time to build a strong credit card and achieve new goals in your life. If you want to apply for this card and start improving your credit history right away, read the following post and we’ll tell you how to get this amazing credit card.