Credit Cards

Chime Credit Builder Visa card review: get your credit score back in shape!

No fees and no security deposit, but also no APR and no credit check. That's how amazing your Chime credit card will be. This review will tell you if this credit card is legit.

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Understanding ‎Chime Credit Builder Visa credit card: no fees and no credit check to get yours

Chime Credit Builder Visa credit card
Get the outstanding Chime Credit Builder Visa card to improve your credit. Source: The Mad Capitalist.

The Chime Credit Builder Visa is the perfect credit card to build your credit score or improve the one you already have. And the best part of it: no fees and excellent benefits!

Chime Credit Builder Visa credit card

How to get ‎Chime Credit Builder Visa credit card?

If you're dreaming of a perfect credit score, count on Chime Credit Builder Visa credit card to make your dreams come true. Learn how to apply today.

Unlikely other credit cards, Chime will not take advantage of your current financial situation. You don’t have to accept a bad credit card just because you don’t have a good credit score.

Chime Credit Builder Visa is a legit credit card. Keep reading this review to understand how it works. 

  • Sign-up bonus: This card is currently not giving sign-up gifts to its card members.
  • Annual fee: No annual fee. Pay $0 per year.
  • Rewards: There are no rewards like cash back or points to use this card.
  • Other perks: Modern mobile app, no credit check, and no risk of creating debt.
  • APR: No APR on this credit card! Read the review to understand why.

‎Chime Credit Builder Visa credit card: how does it work?

Chime is not a bank, it is a financial fintech that provides checking accounts and a Visa credit card to build your credit score.

It is very simple, yet incredibly efficient. First, you have to open your account at Chime and transfer money to it. Then, your credit card is linked to it, and you set the amount you’d like to spend with your card.

There is no rewards program, so it works basically to improve your credit score. However, it is drastically more advantageous than secured cards or the bad unsecured credit cards available for people with no credit history.

Chime Credit Builder Visa credit card: should you get one?

Chime Credit Builder Visa credit card
The mobile app will help you keep track of your finances. Source: The Mad Capitalist.

This credit card is so simple and efficient there it is hard to find a disadvantage to it. But as this is a full review, we’ll show you the pros and cons of the Chime Credit Builder Visa credit card in the following.

Benefits

  • No fees to open your account or to use the credit card.
  • Don’t worry about your credit score. As there is no way to create debt, Chime will not perform any credit check to give you this credit card.
  • The mobile app is intuitive and complete.
  • You may notice something special about this credit card: there is no APR. That’s because there is no way to carry a balance, as your balance is on “auto pay” according to your deposit.

Disadvantages

  • If you’re looking for a way to earn rewards like cash back, this is not the card for you, as it has no rewards program.
  • You’ll have to open a Chime account to get your Chime Credit Builder Visa credit card. However, the account will cost you $0.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit score required

Everything on this card is cohesive, including its application process. As the purpose of the card is to build a good credit score, they do not require a good credit score for you to obtain the card. That makes sense, right?

Chime Credit Builder Visa card application: how to do it?

It’s time to build a strong credit card and achieve new goals in your life. If you want to apply for this card and start improving your credit history right away, read the following post and we’ll tell you how to get this amazing credit card.

Chime Credit Builder Visa credit card

How to apply for a ‎Chime Credit Builder Visa cred

If you're dreaming of a perfect credit score, count on Chime Credit Builder Visa credit card to make your dreams come true. Learn how to apply today.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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