Credit Cards
Chase Sapphire Reserve® review: Free airport lounge access worldwide
Are you thinking of jet-setting with a new travel card? Check out our Chase Sapphire Reserve® review and see if it's just what you need for your next adventure. Read on!
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Chase Sapphire Reserve®: Is it the perfect travel card for you?
If you’re on the hunt for a top-line travel credit card with rewards, you’d better read this Chase Sapphire Reserve® review. This card is smart for avid travelers thanks to its generous reward structure.
Chase Sapphire Reserve® application
Chase Sapphire Reserve® offers multiple rewards. Get all the details you need to apply and learn to take your vacays up a notch.
It also comes with an annual fee that can be off-putting if you’re not getting enough value in return. So, is it worth it? Let’s take a closer look at the rewards and fees associated with this card to help you decide.
- Credit Score: Good/Excellent;
- Annual Fee: $550;
- Regular APR: 22.49% – 29.49% variable APR for purchases and balance transfers; 29.99% variable APR for cash advances;
- Welcome Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠;
- Rewards: Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases;
- Terms apply.
Chase Sapphire Reserve®: how does it work?
Are you always on the go, hopping from one adventure to the next? If so, there are great chances the Chase Sapphire Reserve® card could be your ideal travel companion. Let’s see if it’ll fit in with your lively lifestyle.
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The Rewards
- 5x total points on flights, 10x total points on car rentals and hotels when you purchase travel through Chase Travel℠,
- 3x points for travel and dining;
- 1 point on all other purchases.
As a new cardholder, you also get an impressive signup bonus—60,000 bonus points after spending $4,000 in the first three months—that will give your rewards program a healthy boost right away.
And 50% more value when redeeming points for travel through Chase Travel℠.
Plus, don’t forget about this card’s great benefits, including no foreign transaction fees, VIP airport lounge access to more than 1.300+ locations worldwide, and many other benefits.
The Fees
Of course, the biggest downside to owning any premium rewards credit card is the hefty annual fee: $550/year.
However, if you use your points strategically and take advantage of all the perks available through this program, the annual fee could easily be offset by the money saved.
Other fees:
- Cash advance: Either $10 or 5% of the amount of each transaction, whichever is greater.
- Balance Transfers: Either $5 or 5% of the amount of each transfer, whichever is greater.
- Late and Return payment: Up to $40.
Chase Sapphire Reserve®: should you get one?
Wondering what the benefits and drawbacks of the Chase Sapphire Reserve® credit card are? Then let’s take a closer look at it to help you with your decision.
Pros
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠.
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™; Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
- Member FDIC
Cons
- Annual fee;
- It requires excellent credit.
Credit score required
To be eligible for a Chase Sapphire Reserve® card, you’ll need an excellent credit-a score of no less than 720.
Chase Sapphire Reserve® application: how to do it?
Ready to get your hands on the Chase Sapphire Reserve®? Read our guide below for all the info you need about applying for this fantastic travel card.
Chase Sapphire Reserve® application
Chase Sapphire Reserve® offers multiple rewards. Get all the details you need to apply and learn to take your vacays up a notch.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
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