Credit Cards
Chase Sapphire Reserve® review: Free airport lounge access worldwide
Are you thinking of jet-setting with a new travel card? Check out our Chase Sapphire Reserve® review and see if it's just what you need for your next adventure. Read on!
Advertisement
Chase Sapphire Reserve®: Is it the perfect travel card for you?
If you’re on the hunt for a top-line travel credit card with rewards, you’d better read this Chase Sapphire Reserve® review. This card is smart for avid travelers thanks to its generous reward structure.
Chase Sapphire Reserve® application
Chase Sapphire Reserve® offers multiple rewards. Get all the details you need to apply and learn to take your vacays up a notch.
It also comes with an annual fee that can be off-putting if you’re not getting enough value in return. So, is it worth it? Let’s take a closer look at the rewards and fees associated with this card to help you decide.
- Credit Score: Excellent;
- Annual Fee: $550, or $75 for each authorized user;
- Regular APR: 22.49% – 29.49% variable APR for purchases and balance transfers; 29.99% variable APR for cash advances;
- Welcome Bonus: 60K bonus points after spending $4k on purchases in the 1st three months of account opening ($900 on travel redeemed through Chase Ultimate Rewards®);
- Rewards: 5x points on flights and 10x points on car rentals and hotels when purchasing through Chase Ultimate Rewards®; 3x points for eligible travel worldwide;
- Other Rewards: 10x points for dining purchases with Chase Ultimate Rewards®; 3x on other dining at restaurants; 1 point on all other purchases;
- Terms apply.
Chase Sapphire Reserve®: how does it work?
Are you always on the go, hopping from one adventure to the next? If so, there are great chances the Chase Sapphire Reserve® card could be your ideal travel companion. Let’s see if it’ll fit in with your lively lifestyle.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
The Rewards
- 5x total points on flights, 10x total points on car rentals and hotels, and 3x points for travel worldwide bought through Chase Ultimate Rewards® after spending $300 on travel purchases yearly.
- 10x total points for Dining purchases with Chase Ultimate Rewards® and 3 points for other restaurants.
- 1 point on all other purchases.
As a new cardholder, you also get an impressive signup bonus—60K bonus points after spending $4K in the first three months—that will give your rewards program a healthy boost right away.
And 50% more value when redeeming points for travel through Chase Ultimate Rewards®.
Plus, don’t forget about this card’s great benefits, including no foreign transaction fees, VIP airport lounge access to more than 1.300+ locations worldwide, and many other benefits.
The Fees
Of course, the biggest downside to owning any premium rewards credit card is the hefty annual fee: $550/year.
However, if you use your points strategically and take advantage of all the perks available through this program, the annual fee could easily be offset by the money saved.
Other fees:
- Cash advance: $10 or 5%, whichever is greater.
- Balance Transfers: $5 or 5%, whichever is greater.
- Late and Return payment: Up to $40.
Chase Sapphire Reserve®: should you get one?
Wondering what the benefits and drawbacks of the Chase Sapphire Reserve® credit card are? Then let’s take a closer look at it to help you with your decision.
Pros
- Above-average rewards rate;
- Luxury benefits;
- Access to VIP lounges;
- Car rental coverage;
- Travel protections.
Cons
- Annual fee;
- It requires excellent credit.
Credit score required
To be eligible for a Chase Sapphire Reserve® card, you’ll need an excellent credit-a score of no less than 720.
Chase Sapphire Reserve® application: how to do it?
Ready to get your hands on the Chase Sapphire Reserve®? Read our guide below for all the info you need about applying for this fantastic travel card.
Chase Sapphire Reserve® application
Chase Sapphire Reserve® offers multiple rewards. Get all the details you need to apply and learn to take your vacays up a notch.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
Trending Topics
Learn to apply easily for Pick a Lender Personal Loan
Learn how to apply for Pick a Lender Personal Loan! Get up to $40K and use it for several purposes! Read on!
Keep ReadingHow to prepare for a recession?
Wondering how to prepare for a recession? Check out our guide for tips on how to batten down the hatches and ride out the storm.
Keep ReadingLow Income Home Energy Assistance Program: see how to apply
Learn how you can apply for the Low Income Home Energy Assistance Program to help you pay your energy bills. Check out.
Keep ReadingYou may also like
What is financial freedom? (And how to achieve it!)
Wondering what financial freedom actually is? This article breaks down everything you need to know in order to achieve it yourself. Read on!
Keep ReadingRewards program: what to consider before you choose a credit card
Discover what you should consider in a rewards program and what to look for in one. Read on to learn more!
Keep ReadingTwitter shareholders filed a lawsuit against Elon Musk
Twitter shareholders are claiming the billionaire deflated the company’s stock prices on purpose to walk out or renegotiate his bid.
Keep Reading