Reviews
Chase Freedom Unlimited® review: is it worth it?
Chase Freedom Unlimited® is a simple, straightforward product. Its 1.5% cash back on all purchases makes it easy to earn rewards no matter where you shop. And, there's no annual fee! Read our review to learn about its features.
Advertisement
Chase Freedom Unlimited®: get the most value for your money!
Are you looking for a new credit card that offers unlimited rewards? If so, Chase Freedom Unlimited® may be the perfect credit card for you.
This card offers cash back on all purchases, making it an excellent option for anyone looking to earn rewards without worrying about rotating categories.
How do you get the Chase Freedom Unlimited®?
See how to apply for Chase Freedom Unlimited® and start earning rewards points today!
There are no annual fees, and the 0% intro APR for card balance transfers and purchases (for 15 months from opening the account, then a variable APR of 19.74% – 28.49%) can help you maximize your earnings.
By prioritizing this card as your primary tool to cover expenses, you can quickly rack up rewards!
Its welcome bonus and flexible rewards redemption make this card one of the top cash back products available today in the market. So, read on to learn more about Chase Freedom Unlimited® and how it can work for you!
Credit Score | Good – Excellent |
Annual Fee | $0 |
Regular APR | 0% Intro APR for purchases and balance transfers for 15 months (from account opening). Then, 19.74% – 28.49% variable APR on purchases and balance transfers. 29.49% variable APR for cash advances |
Welcome bonus | Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back! |
Rewards | 5% cash back on travel you purchase through Chase Ultimate Rewards®; 3% cash back on dining, takeout and eligible delivery services; 3% back on drugstore; 1.5% cash back on all other purchases. |
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Chase Freedom Unlimited® credit card
The Chase Freedom Unlimited® credit card is an excellent product for people who want to get the most out of their spending habits.
If you love getting money back from expenses but hate paying for fees, you’ll have a hard time finding a better alternative to this card out there.
If you like to travel, any bookings made through Chase Ultimate Rewards® will give you a 5% cash back rate.
You also get 3% back from dining and drug store items and a flat 1.5% rate for literally everything else. No need to worry about rotating categories or spending caps.
You can redeem your bonus points as a direct deposit into a checking account, gift cards, Amazon purchases, and travel-related perks anytime you want. The rewards never expire as long as the account is active!
Chase Freedom Unlimited® has nationwide coverage by Visa, and you need a credit score between good and excellent to apply.
Chase Freedom Unlimited® credit card: should you get one?
To be fair, it’s hard to find a fault in this product. It’s so simple and so rewarding that the main drawback doesn’t seem so bad after all. That said, check below to see what this card can give to you:
Advertisement
Pros
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% – 28.49%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card.
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC.
Cons
- Require a credit score between Good and Excellent for approval.
Advertisement
Credit score required.
To get this card’s approval, you need a credit score between Good and Excellent. That means your FICO score should be anywhere between 690 and 850 to improve your chances of getting this card.
Chase Freedom Unlimited® credit card application: how to do?
This is an excellent cash back card that offers perks and benefits unmatched by most other products. With no annual fee, this card is a great option for anyone looking for a solid return on their spending.
If you want to learn about the application process, follow the link below and request your own card today!
How do you get the Chase Freedom Unlimited®?
See how to apply for Chase Freedom Unlimited® and start earning rewards points today!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Trending Topics
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review
Read our CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review to see how this card can help you save on airfare and baggage fees!
Keep ReadingWhat is a good credit score to rent a house?
Find out what is the minimum credit score to rent a house and make the renting process as smooth as possible! Keep reading and learn more!
Keep ReadingMaxCarLoan Review: Quick Loans, Dream Cars!
Need car financing? MaxCarLoan loan broker, in this review, helps you find the best broker on the market. Learn more!
Keep ReadingYou may also like
Commodity Supplemental Food Program (CSFP): see how to apply
Discover how to apply for The Commodity Supplemental Food Program (CSFP). Learn the eligibility criteria and documents required. Read on!
Keep ReadingLearn to apply easily for the Veterans United Home Loans
Learn how to apply for the Veterans United Home Loans. Enjoy all the perks of this #1 VA Lender! Keep reading to learn more!
Keep Reading0% intro APR: Apply for Discover It® Student Cash Back Card
Looking to apply for the Discover It® Student Cash Back Card? Discover all the steps in this guide - earn up to 5% cash back on purchases!
Keep Reading